PLEASE READ THESE CONDITIONS OF USE CAREFULLY. IF YOU DO NOT AGREE WITH ANY OF THEM, DO NOT ACCESS ANY PART OF THIS WEBSITE.

By using or accessing any part of this Website, you confirm and agree to the following:

1.

Legality

All information, material and opinions appearing on this Website are directed at and restricted to persons resident in or entities having a place of business in the Hong Kong Special Administrative Region ("HKSAR") and are not intended for access or use in other jurisdictions.

In certain countries, governmental, legal or regulatory requirements may restrict or prohibit the accessing and /or use of the information, products and services provided by this Website. You confirm that no such requirements apply to you or in respect of your use of this Website.

2.

Use of Information

All information, materials and opinions appearing on this Website, (including text, graphics, data, links or other items) are provided "as is" for general information purposes only and are subject to change without notice at our discretion. They have been taken from public or other sources believed to be reliable and are provided by us in good faith. Although efforts have been made to ensure accuracy, we cannot accept any responsibility for and do not warrant or represent that such information, materials or opinions are true, correct, adequate, accurate, complete or fair or free from any virus or fit for any particular purpose, and they should not be relied on as such.

All data, ideas, concepts and other information collected or derived from the information made available to us through this Website shall deemed to be and remain our property and we shall have free use of it without any confidentiality or other restriction, except if agreed in advance in writing or to the extent required by the law of the HKSAR.

3.

Unauthorized Use

Unauthorized use of the web sites and systems of DBS Bank (Hong Kong) Limited (the "Bank") including but not limited to unauthorized entry into the Bank's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited.

4.

System Failure

(a)	Under no circumstances shall the Bank be liable for any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your accessing this website and/or using the online services even if the Bank had been advised as to the possibility.

(b)	Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission or incorrect data transmission due to the public nature of the Internet or otherwise.

5.

Liability

We accept no liability (express or implied) for any damages, loss or other liability whatsoever or any consequential, incidental or special damages (including but not limited to any loss of profits or loss of savings), as a result of your acceptance and/or use of the Website or products or services provided or reliance on any information or material available or opinion appearing on this Website (save only where otherwise specifically provided for in the terms and conditions applicable to such products or services), whether or not we (or any third party) has been advised of the possibility of such damages.

6.

Hyperlinks

Hyperlinks to other Internet resources are at your own risk. We do not investigate, verify, monitor or endorse the content, accuracy, opinions expressed, and other links provided by these resources.

7.

License and Ownership

You shall not distribute, modify, transmit, reuse, repost, reverse engineer, decompile or make any use of the content of this Website for public, commercial or other purposes other than private personal use, without our prior consent in writing. Nothing contained in this Website should be construed as granting a license or right to use any trademarks or other intellectual property rights in this Website without the written express permission of the owner.

8.

Copyright

All title, copyrights and other intellectual property rights in and to this Website and its content are owned by the Bank or by the respective content owners and are protected by applicable copyright and other intellectual property laws.

9.

Indemnification

You will on demand indemnify, hold harmless and defend the Bank against any actions, claims, other liabilities and all costs suffered or incurred as a result of your use of this Website, including but not limited to the breach of any or all of these Conditions of Use of products or services provided by this Website (save only where otherwise specifically provided for in the terms and conditions applicable to such products or services).

10.

Miscellaneous

(a)	The information and materials contained in or accessed through this website shall not be considered or construed as an offer or solicitation to sell, buy or otherwise deal in or as the giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

(b)	The information contained in these pages is not intended to provide professional advice and should not be so relied upon. Persons accessing these pages are advised to obtain appropriate professional advice when necessary.

11.

Governing Law and Jurisdiction

The information and materials contained in or accessed through this website are provided on the basis they are available and for use only in the HKSAR. By accessing this website and/or using the online services, you agree that such access and/or use, as well as these Conditions of Use shall be governed by, and construed in accordance with, the laws of the HKSAR and you agree to submit to the non-exclusive jurisdiction of the courts of the HKSAR.

12.

Online Behavioural Tracking

To assist in our understanding of your interest in our websites and applications, and to store and maintain user preferences, DBS works with professional digital analytic solution providers to help us record and research certain usages and activities on parts of our websites and applications. We will only collect information about how you use a computer, mobile phone or any other electronic device (together referred to here as a "device") that takes you online to browse our websites and applications by using cookies and similar technologies.

A cookie is a small computer file that is sent from a website to the browser of a device and stored in that device. Each website can send its own cookies to the browser but the browser only permits a website to access the cookies it has sent to the browser previously. The cookie does not contain the user's name, address, phone number, email address, or anything that personally identifies the user. No personally identifiable information about you is collected or shared by DBS with the professional digital analytic solution providers or any other third parties through this research and all information will be cleaned up 13 months after the data collection.

Currently we do not provide functions to opt out cookie tracking. The reason is all opt out settings for cookies tracking will become invalid if you delete or clear your cookies, or if you change the web browser you are using. To avoid confusion, if you do not want us to collect data from your browser, we suggest you configure your privacy settings within the browser. Please note that if you block all cookies entirely, DBS websites and applications including DBS iBanking or DBS IDEAL^TM may not function properly.

DBS Bank Website Conditions of Use

DBS Bank Website Conditions of Use

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