• Flexible savings plan
  • Dollar cost averaging
  • Wide choice of funds

Flexible savings plan

Adjust your monthly investment amount at any time, without charge.

Dollar cost averaging

Buy more units at market lows and fewer at market highs with the same monthly investment amount.

Wide choice of funds

Select from a range of funds managed by professional fund management groups and companies.

For example: Mr Lee, Mr Chan and Ms Wong have joined the Investment Fund Savings Plan. Mr Lee is the youngest at sign-up, and will accumulate the most wealth by age 55.

  Age when starting the plan Accumulated wealth at age 55
Mr. Lee



Mr. Chan



Ms. Wong



  1. Assume annual rate of return at 5%.
  2. Assume monthly investment amount at HK$2,000, paying at the beginning of each month.
  3. The above figures are for illustrative purpose only and are not indicative of actual returns to be achieved.


Minimum Initial Investment:


Minimum Monthly Investment

HK$1,000 per Investment Fund

Subscription Fee Discount+

2.5% for the first 12 instalments^
3% for the 13th instalment onwards#

Date of Direct Debit

The 8th or 18th of each month
(The next working day if the debit date falls on a public holiday)

Fund Subscription Date

The 1st working day following the direct debit date

Adjustment of Monthly Investment Amount or Change of Investment Instruction

No service fee
(Minimum 7 working days notice required)

+Only applies to Investment Fund with subscription fee of at least 5%.
^The net subscription fee will range from 2.5% to 3%.
#The net subscription fee will range from 2% to 2.5%.
*Only applies to Investment Fund Savings Plan set up via branches

How to Apply

  • Login to DBS iBanking and start trading
  • Login Now
  • Not yet a DBS iBanking customer?
  • Apply Now
  • Call our Customer Service Hotline 2290 8888 (press 3 after language selection)
  • Visit our branches

Useful Links

Important Notes

DBS Bank (Hong Kong) Limited is not your investment adviser or acting in any fiduciary capacity to you. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Investment involves risk. Past performances are not indicative of future performances. You should not rely on the above information alone to make any investment decision. You should carefully read the investment fund offering documentation for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any offering documentation, you should seek independent professional advice.

Funds are investment products. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.