FX and Cash Management
Blending the deposit with potentially high returns, Currency Linked Investment is a fixed deposits embedded with yield-boosting currency option.
It is a structured product in a specific currency linked to an underlying currency. You may earn an enhanced yield by taking a view that the underlying currency will remain stronger than the deposit currency. If the underlying currency does depreciate against the deposit currency on the deposit maturity date, your principal amount will be converted to the underlying currency.
DBS Bank (Hong Kong) Limited is not your investment adviser or acting in any fiduciary capacity to you. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Investment involves risk. Past performances are not indicative of future performances. You should not rely on the above information alone to make any investment decision. You should carefully read the product offering documentation and our “Investment Products Consolidated Terms and Conditions” for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.
Currency Linked Investment is a structured product involving derivatives (“the Product”). The investment decision is yours but you should not invest in the Product unless DBS Bank (Hong Kong) Limited has explained to you that the Product is suitable for you having regard to your financial situation, investment experience and investment objectives.
The Product is NOT principal protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong. The Product is different from traditional time deposit and should not be treated as their substitutes.
The risk of loss in Currency Linked Investment can be substantial. Such loss may offset the interest earned on the deposit and may even result in losses in the principal amount of the deposit, especially where the underlying currency experiences depreciation or weakens during the deposit period. You must be prepared to risk the interest that they might otherwise have earned on money invested as deposit.