For Key Facts Statement for Residential Mortgage Loan, please click here.
Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan, or helps you tap into equity more quickly either because you have paid down your mortgage or your home value has spiked. We can offer you a holistic view on your financial position, not just a mortgage.
1-Minute Approval Have you ever thought that your mortgage approval can be completed in just 1 minute anytime, anywhere? Learn more
Preferential Offer Preferential interest rate and cash rebate for DBS Treasures.
Free and Friendly Advice Professional Home Advice Specialist giving you peace of mind throughout your application process. e-Appointment
Custom-fit Plan Understand your financing needs and curate mortgage plan specific to you.
Do a property valuation now to find out the value of a flat in Hong Kong
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Submit your online mortgage application to know a result within 1 minute
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Lay back for your mortgage drawdown after submission of documents.It takes 1 week the fastest to get money ready.
Happy with your mortgage. Time to plan for wealth growth with us.
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Want to get your mortgage approval result within 1 minute? Learn more
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Call 2961 2288 or make an appointment with our home advice specialist now
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Additional Payment Arrangement for Property Transactions
To enhance customer protection and efficiency of payment, we provide you with an additional payment arrangement for property transactions ("PAPT") as an alternative to the existing arrangement. PAPT applies to refinancing transactions of residential properties in Hong Kong. PAPT is introduced with a view to going abreast with the digital payment age and enhancing customer protection by providing timely and direct electronic bank-to-bank transfer of mortgage loan funds and thus reducing the risks associated with the payment, such as a freeze of customers’ funds in unforeseeable circumstances.
Useful Links
The e-leaflet of Additional Payment Arrangement for Property Transactions provided by The Hong Kong Association of Banks
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