General Insurance Plan - Health & Medical

Superior Hospital Cash Insurance

Ease the burden of hospitalisation to cover your medical expenses when you should be focused on getting better.

Superior Hospital Cash Insurance

25% Premium Discount on Superior Hospital Cash Insurance plus a FREE Sky 100 eTicket. Offer valid until 2 January 2017


  • Daily cash benefits for up to 750 days of hospitalisation
  • Surgical expenses subsidy up to HK$20,000
  • Coverage of infectious diseases such as SARS, Avian Influenza and Dengue Fever
  • Option to cover spouse and children

How to Apply

  • Apply online
    Apply Now
  • Call to enquire the DBS MSIG InsureDirect Customer Service Hotline at 3122 6868

Important Notes

  1. The above insurance plan is underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG"). MSIG reserves the right of final approval. DBS Bank (Hong Kong) Limited ("the Bank", which expression includes its successors and assigns) is an insurance agent authorized by MSIG.
  2. DBS MSIG InsureDirect is a dedicated enquiry hotline for DBS customers serviced by MSIG.
  3. Superior Hospital Cash Plan is subject to renewal upon policy expiry. Renewal of the policy is up to aged 64. The policy will be terminated automatically upon policy expiry when the Insured Person has attained the age of 65.
  4. Any pre-existing conditions shall be excluded from this policy.
  5. Confinement or treatment for sickness contracted or commencing within 30 days from the commencement of the policy is excluded.
  6. Major Exclusions apply:
    • During the period of insurance, Insured Persons should not be involved in any one of the following occupations: actors/entertainers/stunt persons, aircrew members, casinos’/other gambling establishments’ staff, police/armed forces personnel, nightclubs’/saunas’/massage parlours’ staff, or construction workers/interior decoration workers.
    • Confinement or treatment for sickness contracted or commencing within 6 months from the commencement of the policy for the following disabilities is excluded: tuberculosis, anal fistulae, gall stones, stones of kidney, urethra or urinary bladder, hypertension or cardiovascular disease, gastric or duodenal ulcer, diabetes mellitus, tumours or malignancies, haemorrhoids, disorders of tonsils requiring tonsillectomy, disorders of nasal septum, sinus or turbinates, hyperthyroidism, cataracts, prolapsed intervertebral disc or disc degeneration.
  7. The above information is intended to be highlights of the plan only. For the plan’s details, terms and conditions and exclusions, please refer to the relevant policy.
  8. In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank will enter into a Financial Dispute Resolution Scheme process with the customer; however any disputes over the contractual terms of the product should be resolved directly between MSIG Insurance (Hong Kong) Limited and the customer.

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