group-personal-accident

Group Personal Accident and Critical Illness

Extensive coverage for yourself and your employees

Group Personal Accident and Critical Illness

Extensive coverage for yourself and your employees

    At a Glance

    Chubb Insurance Hong Kong Limited ("Chubb") offers comprehensive coverage including Accidental Death, Permanent Disability and other benefits, anytime, anywhere.

    Group Personal Accident

    Benefit

    • Wider coverage for natural catastrophes
      Covering 8 additional events: Cyclone, Flood, Landslide,
      Tornado, Volcanic eruption, Windstorm, Hailstorm
      and Wildfire.
    • Additional cover customised to your needs
      Featuring 17 additional benefits that address your employees’
      needs.
    • 3 standard general exclusions
      The comprehensive range of protection offered, coupled with
      limited exclusions, gives your employees and you greater
      assurance.

    Additional Cover

    1. Replacement Staff and Recruitment Costs
    2. Visitor’s Benefit
    3. Funeral Expenses
    4. Repatriation of Mortal Remains
    5. Coma Benefit
    6. Dependent Child Education Supplement
    7. Modification / Mobility Expenses
    8. Ambulance Cost
    9. Trauma Counselling Benefit
    10. Accidental Hospital Recuperation
    11. Compassionate Income
    12. Credit Card Indemnity
    13. Major Head Trauma
    14. Physiotherapy Costs
    15. Scarring of the Face
    16. Accidental Death due to Natural Catastrophe
    17. Terrorism Benefit
    Enterprise Employees Accident and Illness Benefits

    Benefit

    Item

     

    		Coverage

     

    		Sum Insured Per Insured Person(HKD)

     

    Plan 1

    Plan 2

    Plan 3

    1

    Personal Accident

    500,000

    400,000

    200,000

    2

    Accidental Medical Expenses Reimbursement

    5,000

    4,000

    2,000

    3

    Critical Illness ("CI")

    200,000 for 3 CI*

    100,000 for 3 CI*

    100,000 for Cancer only

    4

    Compassionate Death

    20,000

    20,000

    20,000

    * 3 CI : Cancer, Myocardial Infarction and Kidney Failure

    Product Highlights

    • Hybrid product (combining Group Personal Accident and Critical Illness) catered for SMEs
    • Simple Enrollment - No medical examination, member census or MPF record required
    • Easy policy administration for unnamed basis
    • Zero excess (nil deductible)
    • Ages 20 to 60 years old
    • Personal Accident and Permanent Total Disablement, including death and permanent disability
    • Accidental Medical Expense reimbursement including treatment by a Chinese physician
    • Critical Illness diagnosis benefit providing cover for 3 Critical Illnesses including cancer, kidney failure, myocardial infarction
    • Compassionate Death covering sudden sickness resulting in death
    • 24-Hour Worldwide Coverage

    Flexible Choice of Insured Persons

    • For all Employees; or
    • For Senior Management Staff only (refers to any managing director, chairman, chief executive officer, president or senior vice president)

    Key Exclusions

    • Intentional self-inflicted injury, suicide, or any attempt suicide, while sane or insane, reckless misconduct, or any illegal or criminal act committed by the Policyholder or an Insured Person
    • Flying or engaging in aerial activities other than as a passenger in an aircraft licensed to carry passengers and operating only between established commercial airports
    • Training for and/or participating in any professional sport of any kind
    • Manual work and/or construction site work
    • War, invasion or civil war or direct participation in a Strike or Riot
    • Pre-existing medical conditions
    How to Apply

    For existing DBS SME Banking customers:

    1. Call DBS Chubb Insurance Service Hotline at 3191 6618; or
    2. Click the button below and fill out the online referral form. Chubb will contact you as soon as possible.

    For non-DBS SME Banking customers:

    Click the button below and fill out the online enquiry form.

    Contact Us

    For existing DBS SME Banking customers:

    Insurance products related enquiries:

    1. Call DBS Chubb Insurance Service Hotline at 3191 6618; or
    2. Click the button below and fill out the online referral form for enquiries. Chubb will contact you as soon as possible.

    Other enquiries:

    1. Contact your Relationship Manager or DBS BusinessCare.

    For non-DBS SME Banking customers:

    Click the button below and fill out the online enquiry form.

    Important Notes
    1. The above insurance plan is underwritten by Chubb. Chubb reserves the right of final approval. DBS Bank (Hong Kong) Limited ("The Bank") is an insurance agent authorised by Chubb.
    2. DBS Chubb Insurance Service Hotline is a dedicated enquiry hotline for DBS customers serviced by Chubb.
    3. The Bank may receive commissions and incentives from Chubb as remuneration for marketing or promoting Chubb’s products.

    Collection of Levy on Insurance Premium
    The Insurance Authority (IA) has announced the collection of levy on insurance premium in accordance with relevant laws and regulations. Effective from 1 January 2018, all premiums shown in this webpage are subject to levy.  Find out more at www.ia.org.hk/en/levy.

     

    The above information are the highlights of plan’s coverage only. For the plan's details, please refer to the terms and conditions and exclusions of the policy. In the event of any discrepancy between English and Chinese version, the English version shall prevail.