accident secure

Accident Secure (for DBS SME customer only)

Ease financial strain in case of suffering an unfortunate serious accident

Accident Secure (for DBS SME customer only)

Ease financial strain in case of suffering an unfortunate serious accident

Apply Online

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*The Applicant (Insured Person) must be the person who applied for the DBS SME loan package on behalf of the corporation (Policyholder).

At a Glance

Exclusive for DBS customer (with an existing DBS loan package) to apply. Accident Secure will first assist to settle the outstanding DBS loan amount in case you suffer from an unfortunate serious accident. 

It also covers your actual medical expenses for accidental injury and provides 24-hour Worldwide Assistance Services when you travel abroad. 

  • Up to HK$3,000,000 cover for Accidental Death and Permanent Disablement Benefit
    • In the event of unfortunate accidental death, we will first assist to settle the outstanding amount of the DBS loan package under your business and pay the remaining balance to your estate.
    • Permanent disablement coverage up to HK$3,000,000 as a result of an accidental injury.
    • Either an accidental death or permanent disablement benefit will be paid in one accident.
  • Accidental Medical Expenses

In case of an accidental injury, we will cover your actual medical expenses which includes medical, hospital, surgical, physiotherapy, and X-ray costs.

  • Flexible choice of plan with premium discount

We offer flexible plans to cover from 1 year up to 3 years. If you opt for the 3-year plan, you can enjoy 10% premium discount throughout the coverage years.

  • 24-Hour Worldwide Assistance Services 

24-Hour Worldwide Assistance Services are arranged through Chubb Insurance Authorised Assistance Service Provider to assist you in any emergency when you travel outside Hong Kong

Contact Us

Simply call our Chubb Insurance Service Hotline at (852) 3191 6618 or contact your Relationship Manager for more information.

(Office Hours: Mondays to Fridays, from 9:00am to 6:00pm, excluding public holidays)

Important Notes
  1. The above insurance plan is underwritten by Chubb Insurance Hong Kong Limited ("Chubb"). Chubb reserves the right of final approval. DBS Bank (Hong Kong) Limited ("the Bank", which expression includes its successors and assigns) is an insurance agent authorised by Chubb.
  2. Chubb Insurance Service Hotline is a dedicated enquiry hotline for DBS customers serviced by Chubb.
  3. Major Exclusions of Accident Secure apply to any event arising directly or indirectly out of an Insured Person being a manual work labourer or is involved in any dangerous activity such as working at height, in water, operating large machinery, in a construction site; any pre-existing medical conditions; suicide, intentional self-infliction; pregnancy, childbirth, miscarriage; cosmetic surgery; war, civil war, insurrection, revolution; performing duties as a member of armed forces or other law enforcing agencies; participation in any professional sports, competition; any loss or expenses with respect to Cuba or a specially designated person, entity, group or company on the Specially Designated List or which if reimbursed or paid by Chubb would result in Chubb being in breach of trade or economic sanctions or other such similar laws or regulations, etc. 
  4. The above information are the highlights of plan’s coverage only. For the plan's details, please refer to the terms and conditions and exclusions of the policy. In the event of any discrepancy between English and Chinese version, the English version shall prevail.
  5. In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank will enter into a Financial Dispute Resolution Scheme process with the customer; however any disputes over the contractual terms of the policy should be resolved directly between Chubb and the customer.
  6. The Bank may receive commissions and incentives from Chubb as remuneration for marketing or promoting Chubb’s products.


Collection of Levy on Insurance Premium
The Insurance Authority (IA) has announced the collection of levy on insurance premium in accordance with relevant laws and regulations. Effective from 1 January 2018, all premiums shown in this webpage are subject to levy.  Find out more at