Vehicle Finance

Finance your business or private vehicle with flexible repayment terms

At a Glance
Pay less up front and spread out your repayments with our flexible hire purchase plans for business vehicles and private cars.


Up to 90% of the market value for a new car and up to 85% for a used car


Flexible repayment

Repayment term of up to 60 months


Attractive rates

Flat interest rates for easy budgeting


Comprehensive insurance

Coverage no less than financing amount


Business borrowers:

  • Your business must be incorporated in Hong Kong S.A.R. or be a sole proprietorship / partnership carrying on business in Hong Kong S.A.R.
  • Director’s or shareholder’s personal guarantee is required 

Private motor vehicles:

  • New vehicles: We accept a wide range of vehicle brands including BMW, Mercedes-Benz, Toyota, Honda and Nissan; other brands will be considered on a case-by-case basis
  • Used vehicles: No older than 8 years

 The Dealer or Supplier of the Vehicle :

How to Apply

Simply call our Vehicle Finance Hotline at 3668 0800 and we will arrange for a specialist to speak with you. 

We will require the following documents:

  • Sale and Purchase Agreement
  • C.I. and / or B.R. of the Corporate Customer
  • ID and proof of address from the Guarantor
  • Bank statements for the most recent 3 months
  • Latest audited or in-house financial statement
  • Articles of Association

To borrow or not to borrow? Borrow only if you can repay!