Fixed Assets

Equipment Financing

Finance your equipment and commercial vehicles with minimal upfront capital

Finance the cost of your equipment and commercial vehicles through DBS Equipment Financing facility. Businesses can borrow as much as 100% financing for up to five years with both flat-rate and floating-rate loans being offered. We cover an extensive range of machines and equipment types.


Why choose DBS Equipment Financing?

  • Buy the equipment you need to grow your business with minimal upfront capital
  • Ease your cash flow with monthly instalments
  • Control your costs with competitive interest rates
  • Use the machines or equipment under financing in Hong Kong, Macau and China


What type of equipment can this loan finance?

We finance a wide range of machines and equipment types:

  • Construction and material handling machines
  • Textile machines
  • Printing and paper product machines
  • Plastic injection molding machines, metal processing machines and machine centers
  • PCB drilling and SMT machines
  • Medical Equipment (located in Hong Kong only)

Please note that machines and equipment under our financing have to be located only in Hong Kong, Macau and China.

What are the different types of interest rates used?

We offer Equipment Financing at both flat and floating rates to suit your financing needs.

Can I make full prepayment on the outstanding amount and if so do you charge a fee?

Full prepayment is allowed and we do require prior notice for early termination of the loan. We will charge a prepayment fee on floating-rate loans. For flat-rate loans, total outstanding repayments are required but there will be no prepayment fees.

Do I have to insure the equipment if it is under financing by DBS?

Yes, if you finance the equipment, you will be required to take out an all-risks acceptable and adequate insurance policy at its prevailing market value. Similarly, commercial vehicles under financing also require a comprehensive insurance coverage at its prevailing market value.


How do I apply?

Simply call DBS Business Care at 2290 8068 or visit our Enterprise Banking Centres, SME Banking or designated DBS Branches and our Relationship Manager will be glad to assist you. You will need to provide us with the following documents:

  • Purchase contracts for equipment or commercial vehicles, issued by recognised machine vendors
  • Company (including factories in China/Macau, where applicable) registration documents and business profile
  • Latest financial reports
  • Latest bank statements from major banks

To borrow or not to borrow? Borrow only if you can repay!

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