Instant Cash – Revolving Loan| DBS Hong Kong

Get Instant Cash from your credit card online. Bringing to you the 1st in Hong Kong Instant Cash in any bank account*, DBS Credit Card’s Revolving Loan (that’s “Funds Transfer” service) offers you faster cash and up to HK$2,500 cash rebate^{^}!

Examples:

Cash Out Amount	Cash Rebate^{^}
≥ HK$300,000	Up to HK$2,500
HK$150,000 – HK$299,999	Up to HK$1,500
HK$80,000 – HK$149,999	Up to HK$1,000
HK$50,000 – HK$79,999	Up to HK$500
HK$20,000 – HK$49,999	Up to HK$200

“Funds Transfer” service is the product provided under Revolving Loan plan.

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Other Instant Cash Promotions

Running out of credit limit to draw cash? Apply for instant cash online with credit limit increase simultaneously to get more cash with instant approval^~ and enjoy up to HK$400 cash rebate⁺!

Details

Cash out from your credit card! Apply for Cash Instalment Loan (that is "Call-a-loan" Service) online to enjoy up to HK$6,200 cash rebate^#!

Details

Terms and ConditionsRevolving Loan (that is “Funds Transfer” service)

Product Key Facts Statement of "Funds Transfer" service

Product Terms and Conditions of "Funds Transfer" service

Terms and Conditions for the Promotion Offer of “Funds Transfer” service

Cash Instalment Loan (that is “Call-a-loan” service)

Product Key Facts Statement of "Call-a-loan" service

Product Terms and Conditions of "Call-a-loan" service

Terms and Conditions for the Promotion Offer of “Call-a-loan” service

Remarks:

If your application is approved, you will receive a confirmation letter. If you are a DBS Card+ app user, the electronic confirmation letter will be issued via DBS Card+. You can view the confirmation letter under DBS Card+ “eLetter” function. If you are not a DBS Card+ app user, the confirmation letter will be sent to you by post. Please view the relevant Terms and Conditions (“T&Cs”) and Key Facts Statements either from our website or the link(s) provided in the confirmation letter. T&Cs are subject to revision from time to time. Prevailing version of the T&Cs is available at our website until 30 days from the effective date of a new version. You may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree to receive the confirmation letter via eLetter or have no online access to the electronic confirmation letter, the T&Cs and Key Facts Statement, please send an email to creditcard.hk@dbs.com or call our Customer Service Hotline at 2290 8888 to instruct us otherwise.

If you are DBS Card+ user, you can login the DBS Card+ app, tap “eDocument” under “Cards” tab and choose “eLetter” to view your electronic confirmation letter.

Terms and Conditions of previous month

Terms and Conditions for the Promotion Offer of “Funds Transfer” service of previous month

Terms and Conditions for the Promotion Offer of “Call-a-loan” service of previous month

^*Only applicable to customers who use Faster Payment System to receive the loan payment. The loan payment will be instantly transferred to the recipient bank. The crediting to the recipient account will be subject to the recipient bank’s handling.

"Funds Transfer Program" is the product provided under Revolving Loan plan.
^{^}Cash rebate entitled by the customer depends on the approved loan amount (transfer amount) and monthly statement’s Finance Charges of “Funds Transfer" Online Cash Service. The following terms & conditions apply to the promotion offer:

Terms and Conditions for "Funds Transfer" Online Cash Service get “Cash Rebate” promotion (up to HK$2,500)
Terms and Conditions for general promotional offer of “Funds Transfer”

^~In response to individual circumstances, customers may not be able to instantly increase their credit limit without submitting documents. In this case, customers may submit an application with the required documents to DBS Bank (Hong Kong) Co., Ltd. ("the Bank") through the designated website for increasing the credit limit. The Bank reserves the right to approve the application for permanent increase in combined credit limit.

⁺The offer is subject to Terms & Conditions, please click here for details.

"Call-a-loan" service is the product provided under Cash Instalment Loan plan.
^#The following terms & conditions apply to the promotion offer:

Terms and Conditions for "Call-a-loan" Online Instalment Cash Service get up to HK$6,200 "Cash Rebate" promotion
Terms and Conditions for general promotional offer of "Call-a-loan”

^**Credit card application may not be approved instantly through DBS Card+ for some individual reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.

Promotion Period

01/04/2026 – 30/04/2026

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Reminders about Responsible Borrowing

You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
You should assess your repayment ability and avoid over-borrowing.
You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
To borrow or not to borrow? Borrow only if you can repay!

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