For Key Facts Statement for Personal Instalment Loan, please click here.
APR as low as 2.20%7. No income proof required. From application to loan disbursement, it only takes 2 minutes to complete. Enjoy the smooth loan application process with instant cash withdrawal^
Enjoy up to HK$8,000 reward upon successful application, including InstaRedeem amount* to offset your spending at merchants around the globe via DBS Card+#!.
*Terms and conditions apply. For details, please click here.
#For details of how to use InstaRedeem and register for DBS Card+ account, please click here.
^Only applicable to applicant who applies through DBS Card+ and chooses to receive the loan amount through Faster Payment System (“FPS”). The loan amount can be instantly transferred to the recipient bank. The actual time of crediting the fund to applicant’s bank account depends on the recipient bank’s arrangement. Approval of application or not depends on the applicant's financial condition and is solely determined by us.
For Onfido PTE LTD Terms and Conditions, please click here.
Apply via Phone
Call Personal Loans Hotline at (852) 2290 8111
The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.
DBS Card+ Mobile App
Loan amount up to HK$ 2,000,000or 20x of your monthly salary(whichever is lower)
Enjoy up to 60 monthsflexible repayment period
Low interest rateAnnualised Percentage Rate as low as 2.20%7
Apply anytime and anywhereEnjoy instant disbursement
For information relating to loan amount below HK$200,000 and other tenors, please call our hotline at 2290 8111.
Please submit photocopies of documents in order to facilitate your application. Documents supplied, including this application, will not be returned.
Documents Required & Upload Here
Applicants must be a Hong Kong Resident aged 18 or above with a minimum annual income of HK$80,000
Use the Repayment Schedule Calculator to calculate your repayment amount.
*To check loan details, you are required to install DBS Card+ mobile application (“DBS Card+”), register for and activate a DBS Card+ account. You are able to check the existing loan accounts and loan accounts closed within 90 days.
If a customer decides to early pay off the loan, customer should assess whether the Early Settlement Administrative Fee outweighs the interest saved. To facilitate the assessment, customer can refer to “Personal Loans FAQ” on the Bank’s website for illustration. For details of such administrative fee, please refer to the Personal Instalment Loan Terms and Conditions.
For Terms and Conditions for Direct Credit Authorization (for Loan Disbursement) and Direct Debit Authorization (for Loan Repayment), please click here.
Reminders about Responsible Borrowing
Personal Information Collection (PIC)DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws. We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
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