For Key Facts Statement of "Flexi Shopping Programme”, please click here.
Enjoy fabulous offers by successfully applying for Flexi Shopping Programme (「Flexi Shopping」) after spending at Apple Store during the promotion period!
Up to HK$150 one-off handling fee or interest fee rebate #
Customers who successfully apply for 6 or 12-month Flexi Shopping that charging one-off handling fee, or 18 or 24-month Flexi Shopping that charging monthly interest fee via DBS Card+ app for a single transaction HK$500 or above with Applicable DBS Credit Cards at Apple Retail Store in Hong Kong or Hong Kong Apple Store Online, (https://www.apple.com/hk/store) or its mobile application (“Apple Store”) in Hong Kong can enjoy up to HK$150 one-off handling fee or interest fee rebate*!

# Maximum handling fee or interest fee rebate is HK$150 and only applicable for Apple Store spending.
* One-off handling fee or interest fee rebate is only applicable to the highest single Eligible Transaction amount of the in 1st successful application during the Promotion Period. Fee rebate will be credited to the relevant Application Credit Card account on or before 30 April 2023 and shown on the monthly statement.
~ The Annualised Percentage Rate (APR) is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice.
One-off handling fee as low as HK$20, please click here for details.
One-off handling fee effective from 21 November 2022, please click here for details.
Details of Flexi Shopping that charges monthly interest
Example: Assuming repaying a credit card transaction of HK$10,000 by 24 months with a monthly flat rate of 0.26%, the daily interest is as low as HK$0.87**. 
** The above example is based on 365 days per year, a monthly flat rate at 0.26% while the daily interest is as low as HK$0.87 (HK$10,000 x 0.26% ÷ 30) and the Annualised Percentage Rate (APR) is 6.05%. The APR is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice. The daily interest is rounded to the nearest 1 decimal place.
Flexi Shopping Apple Store Lucky Draw

Stand a chance to win up to100% Spending Cash Rebate! Enter our Lucky Draw automatically upon successful application for Flexi Shopping (regardless of the number of instalments and the application channel) for an Apple Store spending with an Applicable DBS Credit Card.
Each winner can get a maximum HK$5,000 cash rebate and there are 5 winners in total@ !
No registration is required. Increase your chances of winning with more applications!
Example 1:
A winner who made transactions of HK$4,000 and HK$3,000 respectively at Apple Store and successfully applied for one Flexi Shopping during the Promotion Period with other transactions (regardless of the application channel) will receive HK$4,000 (HK$4,000 x 100%) cash rebate.

Example 2:
A winner made transactions of HK$29,000 and HK$2,000 respectively at Apple Store and successfully applied for one Flexi Shopping during the Promotion Period with other transactions (regardless of the application channel). The cash rebate will be calculated by HK$29,000 x 100%. Since the maximum cash rebate amount is HK$5,000, the winner will enjoy HK$5,000 cash rebate.

Example 3:
A winner who made transactions of HK$29,000, HK$2,000 and HK$35,000 respectively at Apple Store and successfully applied for two Flexi Shopping during the Promotion Period with other transactions (regardless of the application channel). The cash rebate will be calculated by HK$35,000 x 100%. Since the maximum cash rebate amount is HK$5,000, the winner will enjoy HK$5,000 cash rebate.

@ Each winner will receive a full cash rebate of the highest Eligible Transaction amount among the Eligible Transactions involved in all successful applications for Flexi Shopping during the Promotion Period, subject to a maximum of HK$5,000. Only one Eligible Transaction is eligible for the Prize of the Lucky Draw for each winner.
Promotion Period:
This Promotion is not applicable for DBS Live Fresh Credit Card, Business Card and Private Label Card and relevant Terms and Conditions apply, please click here for details.
How to apply for Flexi Shopping Programme with DBS Card+

Terms and Conditions
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