For Key Facts Statement of "Flexi Shopping Programme”, please click here.

Enjoy fabulous offers by successfully applying for Flexi Shopping Programme (「Flexi Shopping」) after spending at Apple Store during the promotion period!

Up to HK$150 one-off handling fee or interest fee rebate ^#

Customers who successfully apply for 6 or 12-month Flexi Shopping that charging one-off handling fee, or 18 or 24-month Flexi Shopping that charging monthly interest fee via DBS Card+ app for a single transaction HK$500 or above with Applicable DBS Credit Cards at Apple Retail Store in Hong Kong or Hong Kong Apple Store Online, (https://www.apple.com/hk/store) or its mobile application (“Apple Store”) in Hong Kong can enjoy up to HK$150 one-off handling fee or interest fee rebate*！

^# Maximum handling fee or interest fee rebate is HK$150 and only applicable for Apple Store spending.
^*One-off handling fee or interest fee rebate is only applicable to the highest single Eligible Transaction amount of the in 1st successful application during the Promotion Period. Fee rebate will be credited to the relevant Application Credit Card account on or before 30 April 2023 and shown on the monthly statement.
^~The Annualised Percentage Rate (APR) is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice.

One-off handling fee as low as HK$20, please click here for details.

One-off handling fee effective from 21 November 2022, please click here for details.

Details of Flexi Shopping that charges monthly interest

Example: Assuming repaying a credit card transaction of HK$10,000 by 24 months with a monthly flat rate of 0.26%, the daily interest is as low as HK$0.87**.

^**The above example is based on 365 days per year, a monthly flat rate at 0.26% while the daily interest is as low as HK$0.87 (HK$10,000 x 0.26% ÷ 30) and the Annualised Percentage Rate (APR) is 6.05%. The APR is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice. The daily interest is rounded to the nearest 1 decimal place.

Flexi Shopping Apple Store Lucky Draw

Stand a chance to win up to100% Spending Cash Rebate! Enter our Lucky Draw automatically upon successful application for Flexi Shopping (regardless of the number of instalments and the application channel) for an Apple Store spending with an Applicable DBS Credit Card.

Each winner can get a maximum HK$5,000 cash rebate and there are 5 winners in total^@!

No registration is required. Increase your chances of winning with more applications!

Example 1:
A winner who made transactions of HK$4,000 and HK$3,000 respectively at Apple Store and successfully applied for one Flexi Shopping during the Promotion Period with other transactions (regardless of the application channel) will receive HK$4,000 (HK$4,000 x 100%) cash rebate.

Example 2:

A winner made transactions of HK$29,000 and HK$2,000 respectively at Apple Store and successfully applied for one Flexi Shopping during the Promotion Period with other transactions (regardless of the application channel). The cash rebate will be calculated by HK$29,000 x 100%. Since the maximum cash rebate amount is HK$5,000, the winner will enjoy HK$5,000 cash rebate.

Example 3:
A winner who made transactions of HK$29,000, HK$2,000 and HK$35,000 respectively at Apple Store and successfully applied for two Flexi Shopping during the Promotion Period with other transactions (regardless of the application channel). The cash rebate will be calculated by HK$35,000 x 100%. Since the maximum cash rebate amount is HK$5,000, the winner will enjoy HK$5,000 cash rebate.

^@Each winner will receive a full cash rebate of the highest Eligible Transaction amount among the Eligible Transactions involved in all successful applications for Flexi Shopping during the Promotion Period, subject to a maximum of HK$5,000. Only one Eligible Transaction is eligible for the Prize of the Lucky Draw for each winner.

Apply for Flexi Shopping now

Product Key Facts Statement of Flexi Shopping Programme

Promotion Period:

9/9/2022 – 15/1/2023

This Promotion is not applicable for DBS Live Fresh Credit Card, Business Card and Private Label Card and relevant Terms and Conditions apply, please click here for details.

How to apply for Flexi Shopping Programme with DBS Card+

General Notes:

All Flexi Shopping application should be completed 6 working days before the payment due date printed on the monthly statement. Otherwise, you are required to first settle payment for the relevant Eligible Transaction in full before the payment due date. Once the application for the Programme is successful, the payment you made for the relevant Eligible Transaction will be credited to your Card Account and the relevant Eligible Transaction will be converted into a Flexi Shopping Transaction and net-off the statement balance in the following month.
If the transactions that you have applied for Flexi Shopping cannot be successfully converted into instalment transactions before the monthly statement is issued, and you have arranged “Autopay” service for your credit card account, you can call the customer service hotline 2290 8888 before payment due date to enquiry whether payment instruction can be amended or not.
If you apply the eligible transaction made by DBS Black American Express® Card via DBS Card+ app, you can only apply Flexi Shopping with single transaction only. If you apply for Flexi Shopping that charged one-off handling fee, that single transaction amount must be HK$500 or above (Login DBS Card+ app > choose “Spending” page > select eligible transaction to start your application Journey).
Maximum 500 eligible transactions can be selected for single application via DBS Card+ app.
After the online application is successfully submitted, you will receive an email for your application. If there is any discrepancy between the information you submitted and the bank's record, the bank will contact you to follow up before the payment due date of the relevant transaction.

Notes for Flexi Shopping Programme that charged one-off handling fee

Only applicable for spending amount of HK$500 – HK$300,000 (single application). If the application amount is more than HK$300,000, please select Flexi Shopping that charged monthly interest.

Notes for Flexi Shopping Programme that charged monthly interest

Not applicable for spending amount of HK$300,000 or below for 6 or 12-month of Flexi Shopping that charged monthly interest for application through DBS Card+ app. Please select Flexi Shopping that charged one-off handling fee.
If you choose to pay off the “Monthly Interest Fee Plan” early, you are not able to save any interest because interest payable for the remaining term of the “Monthly Interest Fee Plan” which is embedded in the monthly instalment amount shall still be payable.
The personalized interest rate offer that customers can enjoy depends on the financial situation of individual customers. The Bank reserves the right to determine the customer's personalized interest rate offer. Please visit DBS Card+ or call the Application Hotline 2290 8333 for your applicable personalized interest rate offer and terms and conditions.

Terms and Conditions

“Flexi Shopping Offers – Apple Store” Terms and conditions

Terms and Conditions of Flexi Shopping Programme

Useful Links

Download DBS Card+

Reminders about Responsible Borrowing

You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
You should assess your repayment ability and avoid over-borrowing.
You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
To borrow or not to borrow? Borrow only if you can repay!

Explore More

Card Application

Important information

Useful links

Need help?

Markets