Join DBS Treasures3 and deposit Eligible New Funds to enjoy DBS e$aver preferential bonus interest rate and cash rewards^

^New DBS Treasures customers who maintain monthly Total Relationship Balance of HK$1,000,000 or above

 

Apply Now


Total Savings Interest Rate up to 5.5% p.a.

 

#“Eligible New Funds” refers to the incremental balance comparing the MCY Account Balance within the Reward Counting Period to:
  a.For New Customers: HKD / USD Deposit Balance on 31 January 2024, default to be zero; OR
  b.For Upgraded Customers: HKD / USD Deposit Balance on 31 January 2024, according to the Bank’s record.

“HKD or USD Deposit Balance” is the total of HKD or USD deposits that Eligible Customer maintains with the Bank in the HKD or USD Designated Current & Savings Accounts including Wealth Management Accounts ("WMA”) -> HKD, USD Current Accounts and/or Savings Accounts and/or Multi-Currency Savings Accounts(“MCY Account”), excluding any Time Deposits, regardless it is solely or jointly owned by the Eligible Customer.


Total Savings Interest Rate up to 5.5% p.a.

Enjoy below Total Savings Interest Rate within the Reward Counting Period~:

Currency

Eligible New Funds

Reward Counting Period

Total Savings Interest Rate (p.a.)*
(Applicable for New or Upgrade to DBS Treasures3)

Level-up Bonus Interest Rate (p.a.)4

HKD

$200,000 - $20,000,000

1 February 2024 –
30 April 2024

4.5%Up to 0.5%
USD $25,000 - $2,600,0005.0%

~Interest rate is calculated in daily basis and New Customer who fails to maintain such Eligible New Funds HK$200,000 and/or US$25,000 or above at the end of the Promotion on 30 April 2024 is not eligible to earn the Rewards.

Eligible New Funds are capped at HK$20,000,000 or USD$2,600,000.


*Total Savings Interest Rate includes Basic Savings Interest Rate & e$aver Bonus Interest Rate.
HKD Basic Savings Interest Rate for $200,000 -< $1,000,000 is 0.525%p.a. and $1,000,000 - < $5,000,000 is 0.575%p.a. and $5,000,000 or above is 0.75%”. USD Basic Savings Interest Rate is 0.001%p.a.


Example 1:

Customer A opens a DBS Treasures account and deposit HKD 4M to MCY account on 5 February 2024. Meanwhile, Customer A received an eligible payroll funds on 29 February 2024. Customer A can enjoy 3.925%p.a. e$aver Bonus Interest Rate + 0.575%p.a. HKD Basic Savings Rate + 0.2%p.a. Level-up Bonus Interest which is a total of 4.7%p.a. Savings Interest Rate during the reward counting period.



Example 2: 

Customer B upgraded to DBS Treasures account successfully on 5 February 2024 and deposit USD 800K to MCY account on 7 February. Customer B can enjoy 4.999 %p.a. e$aver Bonus Interest Rate + 0.001%p.a. USD Basic Savings Rate which is a total of 5.0%p.a. Savings Interest Rate during the reward counting period.


Timetable of your fund in period

Join month Benchmark Date
(Upgraded Customers)

Fund-in Period

Terms and Conditions

February 2024

31 January 2024

1 February 2024 –
30 April 2024 

Please click here for details 
  1. The Promotion runs from 1 February 2024 to 29 February 2024 (“Promotion Period”).
  2. The Promotion is applicable to customers who have successfully set up or upgrade to new DBS Treasures customer (individual “Eligible Account”) with DBS Bank (Hong Kong) Limited 星展銀行(香港)有限公司 (the “Bank”).
  3. For details of “New DBS Treasures Customer Promotion”, please click here.
  4. The Level-up Bonus Interest is only applicable to eligible customer who has completed any designated challenge(s) during the Reward Counting Period.
  5. Bonus Interest and corresponding Level-up Bonus Interest will be credited directly to the MCY Account of the New Customer on or before 31 July 2024.
  6. Terms and Conditions apply. Please click here for more details.

 

Do more to unlock a Level-Up Bonus Interest Rate up to 0.5%p.a.!

Challenge 1: Complete one of the following missions to earn a 0.2%p.a. Level-Up Bonus Interest

 

Eligible Payroll Fund

  • Please complete and submit the “Notification of Change of Auto-Payroll Account” to your HR Department for them to switch the auto-payroll account to our Bank. Please click here for the form.
 

 

Eligible ATM Card Transaction

  • Successfully completes one transaction on local or overseas retail spending via UnionPay (excluding retail spending via EPS) in HKD or any foreign currency or reload amount by Octopus Automatic Add Value Service (“AAVS”) with DBS ATM Card or DBS Octopus ATM Card. Apply Now!
 

 

Eligible Foreign Currency Exchange Transaction

  • Completes a single FX transaction of HK$100,000 or above (or equivalent in foreign currency), excluding any currency exchange transaction that buy currency is Japanese Yen (JPY).
 

 

Challenge 2: Complete the following mission to earn an extra 0.3%p.a. Level-Up Bonus Interest

Eligible Investment Transaction

  • Conducts any Eligible Investment Transaction as defined below with an aggregate Investment Transaction Amount of HK$200,000 or above (or equivalent in foreign currency) via WMA at any branch of the Bank
    1. Subscription of ELP (i.e. equity linked investments and/or equity linked notes) ; or
    2. Lump sum subscription or switching of Investment Funds (with minimum subscription of 1.2% or switching fee of 1%)
 

Frequently Asked Questions

How do I join the DBS e$aver promotion?

For new customer: Successfully join DBS Treasures to enjoy the exclusive welcome rewards. New DBS Treasures customers needs maintain monthly Total Relationship Balance of HK$1,000,000 or abovePlease click here to join us. You may deposit and maintains eligible new funds in your Multi-Currency Savings Accounts within the reward counting period to get the e$aver bonus interest rate. Please refer to the terms and conditions for details.

For existing customer: Please review the terms and condition before register for the promotion. You may simply deposit and maintain eligible new funds in your Multi-Currency Savings Accounts within the reward counting period to get the e$aver bonus interest rate. Please refer to the terms and conditions for details.

How do I know I have successfully registered for the promotion?

Registration via the designated link is only necessary to existing customer. You will receive a confirmation email from the bank after registration. If you do not receive a confirmation email, please check your spam folder, or register again within the registration period.

About the Total Savings Interest Rate

Total Savings Interest Rate includes Basic Savings Interest Rate & e$aver Bonus Interest Rate. Please click here for details of Basic Savings Interest Rate. The e$aver Bonus Interest rate is calculated daily based on the day-end Eligible New Funds balance in the Multi-Currency Savings Account accrued during the Reward Counting Period.

How is the Eligible New Funds calculated?

For New Customer: Eligible New Funds = Daily available balance in HKD / USD MCY Accounts

For Upgrade to DBS Treasures / Existing Customer: Eligible New Funds = Daily available balance in HKD / USD MCY Accounts - HKD or USD Deposit Balance on Benchmark Date.

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