Applicable for New or Upgrade to DBS Treasures3
Join DBS Treasures in September and deposit Eligible New Funds to enjoy DBS e$aver preferential bonus interest rate
Earn up to HK$46,600 cash rewards^
Total Savings Interest Rate up to 5.2% p.a.
#“Eligible New Funds” refers to the incremental balance comparing the MCY Account Balance within the Reward Counting Period to:
a.For New Customers: HKD / USD Deposit Balance on 31 August 2023, default to be zero; OR
b.For Upgraded Customers: HKD / USD Deposit Balance on 31 August 2023, according to the Bank’s record.
Eligible New Funds are capped at HK$10,000,000 or USD$1,300,000.
“HKD or USD Deposit Balance” is the total of HKD or USD deposits that Eligible Customer maintains with the Bank in the HKD or USD Designated Current & Savings Accounts including Wealth Management Accounts ("WMA”) -> HKD, USD Current Accounts and/or Savings Accounts and/or Multi-Currency Savings Accounts(“MCY Account”), excluding any Time Deposits, regardless it is solely or jointly owned by the Eligible Customer.
Total Savings Interest Rate up to 5.2% p.a.
Enjoy below Total Savings Interest Rate within the Reward Counting Period~:
Currency | Eligible New Funds | Reward Counting Period | Total Savings Interest Rate (p.a.)* | Level-up Bonus Interest Rate (p.a.)4 | |
| HKD | $200,000 - $10,000,000 | 1 September – | 4.50% | 0.2% | |
| USD | $25,000 - $1,300,000 | 1 September 2023 – | 5.0% | ||
~Interest rate is calculated in daily basis and New Customer who maintains such Eligible New Funds below HK$200,000 on 30 November 2023 or US$25,000 on 29 February 2024 is not eligible to earn the bonus interest.
*Total Savings Interest Rate includes Basic Savings Interest Rate & e$aver Bonus Interest Rate.
HKD Basic Savings Interest Rate for $200,000 -< $1,000,000 is 0.525%p.a. and $1,000,000 - < $5,000,000 is 0.575%p.a. and $5,000,000 or above is 0.75%”. USD Basic Savings Interest Rate is 0.001%p.a.
Example 1:
Customer A opens a DBS Treasures account and deposit HKD 4M to MCY account on 5 September 2023. Meanwhile, Customer A received an eligible payroll funds on 31 October 2023. Customer A can enjoy 3.725% e$aver Bonus Interest Rate + 0.575%p.a. HKD Basic Savings Rate + 0.2%p.a. Level-up Bonus Interest which is a total of 4.5%p.a. Savings Interest Rate during the reward counting period.
Example 2:
Customer B upgraded to DBS Treasures account successfully on 5 September 2023 and deposit USD 800K to MCY account on 10 September 2023. The USD Deposit Balance on 31 August 2023 of customer B is zero. Customer B can enjoy 4.999%p.a. e$aver Bonus Interest Rate + 0.001%p.a. USD Basic Savings Rate which is a total of 5.0%p.a. Savings Interest Rate during the reward counting period.
Timetable of your fund in period
| Join month | Benchmark Date (Upgraded Customers) | Fund-in Period | Terms and Conditions |
September 2023 | 31 August 2023 | September 2023 – February 2024 | Please click here for details |
August 2023 | 31 July 2023 | August 2023 – October 2023 | Please click here for details |
July 2023 | 30 June 2023 | July 2023 – September 2023 | Please click here for details |
June 2023 | 31 May 2023 | June 2023 – August 2023 | Please click here for details |
May 2023 | 30 April 2023 | May 2023 – | Please click here for details |
- The Promotion runs from 1 September 2023 to 30 September 2023 (“Promotion Period”).
- The Promotion is applicable to customers who have successfully set up or upgrade to new DBS Treasures customer (individual “Eligible Account”) with DBS Bank (Hong Kong) Limited 星展銀行（香港）有限公司 (the “Bank”).
- For details of “New DBS Treasures Customer Promotion”, please click here.
- The Level-up Bonus Interest is only applicable to eligible customer who has received Eligible Payroll Fund or successfully completed Eligible ATM Card Transactions or Eligible Foreign Currency Exchange Transaction or Eligible Local and Overseas Securities Transaction during the Reward Counting Period.
- HKD Bonus Interest and corresponding Level-up Bonus Interest will be credited directly to the MCY Account of the New Customer on or before 29 February 2024.
- USD Bonus Interest and corresponding Level-up Bonus Interest will be credited directly to the MCY Account of the New Customer on or before 30 April 2024.
- Terms and Conditions apply. Please click here for more details.
Frequently Asked Questions
For new customer: Successfully join DBS Treasures to enjoy the exclusive welcome rewards. Please click here to join us. You may deposit and maintains eligible new funds in your Multi-Currency Savings Accounts within the reward counting period to get the e$aver bonus interest rate. Please refer to the terms and conditions for details.
For existing customer: Please review the terms and condition before register for the promotion. You may simply deposit and maintain eligible new funds in your Multi-Currency Savings Accounts within the reward counting period to get the e$aver bonus interest rate. Please refer to the terms and conditions for details.
Registration via the designated link is only necessary to existing customer. You will receive a confirmation email from the bank after registration. If you do not receive a confirmation email, please check your spam folder, or register again within the registration period.
Total Savings Interest Rate includes Basic Savings Interest Rate & e$aver Bonus Interest Rate. Please click here for details of Basic Savings Interest Rate. The e$aver Bonus Interest rate is calculated daily based on the day-end Eligible New Funds balance in the Multi-Currency Savings Account accrued during the Reward Counting Period.