Online Time Deposit Offer

DBS Foreign Exchange and Time Deposit Offer

Let’s get ready for your perfect vacation! Exchange designated currencies and enjoy 1-week time deposit interest rate up to 11.00% p.a.

Foreign exchange and investment involve risks. Terms and Conditions apply, the interest rate is for reference only.

Explore offer

Place an Online Time Deposit
Earn steady returns and grow your wealth

24/7 time deposit placement

Maximise potential returns with 7 different currencies

Enjoy preferential online interest rate across designated currencies

Auto-renewal with preferential interest rate
Foreign Exchange & 1-week Time Deposit Offer will be automatically renewed with board rate.

Online Time Deposit Offers

Currency:

New Fund
Existing Fund/ Renewal

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: HKD 50,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	0.20%	J6111	0.20%	K6111
2 months	0.50%	J6121	0.50%	K6121
3 months	0.90%	J6131	0.90%	K6131
4 months	0.90%	J6141	0.90%	K6141
6 months	1.00%	J6161	1.00%	K6161
9 months	1.00%	J6191	1.00%	K6191
12 months	1.00%	J61Y1	1.00%	K61Y1

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: AUD 5,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	1.80%	J4413	1.80%	K4413
3 months	2.80%	J4433	2.80%	K4433
6 months	2.25%	J4463	2.25%	K4463
12 months	1.80%	J44Y3	1.80%	K44Y3

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: USD 6,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	2.45%	J6211	2.45%	K6211
2 months	2.75%	J6221	2.75%	K6221
3 months	3.75%	J6231	3.75%	K6231
4 months	3.45%	J6241	3.45%	K6241
6 months	3.45%	J6261	3.45%	K6261
12 months	2.95%	J62Y1	2.95%	K62Y1

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: CNY 40,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	0.50%	J5311	0.50%	K5311
3 months	1.20%	J5331	1.20%	K5331
6 months	1.20%	J5361	1.20%	K5361
12 months	0.95%	J53Y1	0.95%	K53Y1

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: NZD 5,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	1.50%	J4513	1.50%	K4513
3 months	1.80%	J4533	1.80%	K4533
6 months	1.50%	J4563	1.50%	K4563
12 months	1.40%	J45Y3	1.40%	K45Y3

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: GBP 5,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	2.80%	J5711	2.80%	K5711
3 months	3.00%	J5731	3.00%	K5731
6 months	2.90%	J5761	2.90%	K5761
12 months	2.20%	J57Y1	2.20%	K57Y1

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: CAD 5,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	1.30%	J5611	1.30%	K5611
3 months	1.40%	J5631	1.40%	K5631
6 months	1.30%	J5661	1.30%	K5661
12 months	0.90%	J56Y1	0.90%	K56Y1

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: HKD 50,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	0.20%	L6111	0.20%	M6111
2 months	0.50%	L6121	0.50%	M6121
3 months	0.90%	L6131	0.90%	M6131
4 months	0.90%	L6141	0.90%	M6141
6 months	1.00%	L6161	1.00%	M6161
9 months	1.00%	L6191	1.00%	M6191
12 months	1.00%	L61Y1	1.00%	M61Y1

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: AUD 5,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	1.80%	L4413	1.80%	M4413
3 months	2.80%	L4433	2.80%	M4433
6 months	2.25%	L4463	2.25%	M4463
12 months	1.80%	L44Y3	1.80%	M44Y3

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: USD 6,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	2.40%	L6211	2.40%	M6211
2 months	2.70%	L6221	2.70%	M6221
3 months	3.70%	L6231	3.70%	M6231
4 months	3.40%	L6241	3.40%	M6241
6 months	3.40%	L6261	3.40%	M6261
12 months	2.90%	L62Y1	2.90%	M62Y1

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: CNY 40,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	0.50%	L5311	0.50%	M5311
3 months	1.20%	L5331	1.20%	M5331
6 months	1.20%	L5361	1.20%	M5361
12 months	0.95%	L53Y1	0.95%	M53Y1

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: NZD 5,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	1.50%	L4513	1.50%	M4513
3 months	1.80%	L4533	1.80%	M4533
6 months	1.50%	L4563	1.50%	M4563
12 months	1.40%	L45Y3	1.40%	M45Y3

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: GBP 5,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	2.80%	L5711	2.80%	M5711
3 months	3.00%	L5731	3.00%	M5731
6 months	2.90%	L5761	2.90%	M5761
12 months	2.20%	L57Y1	2.20%	M57Y1

	General DBS Customer		DBS Treasures and Private Client^#
Deposit amount: CAD 5,000 or above
Period	Preferential interest rate (p.a.)^*	Promotion Code	Preferential interest rate (p.a.)^*	Promotion Code
1 month	1.30%	L5611	1.30%	M5611
3 months	1.40%	L5631	1.40%	M5631
6 months	1.30%	L5661	1.30%	M5661
12 months	0.90%	L56Y1	0.90%	M56Y1

Time Deposit Interest Calculator

Input the following information to check out your interest return

Principal
Currency
Number of Days
Interest Rate p.a. (%)

Total Interest^{^} (HKD):
Principal Plus Interest (HKD):

^{^} Interest is calculated on the following year basis:
· HKD/ GBP - 365 days
· CNY/ USD/ AUD/ NZD/ CAD - 360 days

We offer deposit rates that vary among different currencies, deposit amounts and periods. The information shown is for indication only, the actual interest amount may differ.

^* The above Preferential Interest Rates are effective from 13 June 2025. The Bank reserves the right to amend or revise the Preferential Interest Rates at its sole discretion. The applicable Interest Rates will be confirmed by the Bank to the Customer at the time the relevant time deposit is placed or renewed automatically.

^# Treasures Private Client/ DBS Private Bank Client

Earn interest by placing Time Deposit anytime, anywhere via DBS iBanking or DBS digibank HK app

New service hours of Online Time Deposit:
Monday to Sunday (including holiday)

New customers schedule
an account opening appointment

Book appointment

Existing customers log in
for online time deposit placement:

(No promotion code is required)

DBS digibank HK app

How to place

How to update contact Email

Via all-new DBS digibank HK app:

Step 1: Tap “Save”
Step 2: View the time deposit interest rate^* and pick a Currency and Period
Step 3: Select a Source of Funds Account and input Principal Amount
Step 4: Select Maturity Instruction to renew or not
Step 5: Select a designated receiving account if you choose to receive Principal and/or Interest on date of maturity
Step 6: Tap “Next”, Verify details and tap “Place Now”

*Enjoy a better interest rate with currencies exchange and Time Deposit placement!

Step 1: Tap “Save”
Step 2: Pick a Currency and Period
Step 3: Select a Source of Funds Account and input Principal Amount
Step 4: Select a designated account for receiving Principal & Interest on date of maturity
Step 5: Tap “Next”, Verify details and tap “Place Now”

Note: To view your newly-placed online time deposit, please log out first and then log in to DBS digibank HK app again.

The offer is subject to the relevant Terms and Conditions. please click here for details.For enquiries, please contact our Customer Service Hotline on 2290 8888 or contact any of our bank staff.

How to define Eligible New Funds?

Your eligible new funds equal to the incremental balance when comparing the Customer’s Deposit Balance at the time of Time Deposit placement to his/her corresponding Deposit Balance as of 30 calendar days ago, after deduction of the sum of principal amount which has been entitled to the Online Time Deposit New Fund Offer within the last 7 calendar days.

Example

When can I receive the principal and interest on my matured time deposit?

The principal and/or interest on your time deposit will be credited to your designated account before the end of the maturity date of time deposit.

If "Renew Principal" or " Renew Principal and Interest" is selected as maturity instruction, will preferential interest rate or board rate be used as the auto-renewal interest rate?

Starting from 17 Jan 2023, Online Time Deposit will be auto-renewed at the preferential interest rate for existing funds. On maturity, if the currency, tenor or principal amount is not eligible for the preferential interest rate, board rate will be used as the auto-renewal interest rate. For the avoidance of doubt, any Online Time Deposit set up before 17 Jan 2023 will continue to be renewed at board rate. If you want to renew it at preferential interest rate, please amend your maturity instruction as "Transfer Principal and interest to designated account", and place a new Online Time Deposit with "Renew Principal" or "Renew Principal and Interest" being the maturity instruction.

What is online time deposit email advice?

Email advice is an electronic receipt to record your online time deposit transaction. When you place an online time deposit, an email advice will be sent to your email address registered with our Bank.

Is it free to use email advice service?

Yes, email advice service is free of charge.

How can I subscribe email advice service?

No subscription is needed but you should have a valid email address with the Bank by the time you place an online time deposit. For all time deposit placed online, email advice will be enabled for you automatically to replace the paper advice.

How can I place online time deposit?

You can place online time deposit via DBS digibank HK and DBS iBanking. Click “How to place” in this page to view the step-by-step guidance.

How can I provide or update my email address?

You can provide or update your email address through DBS iBanking. Click here to view the step-by-step guidance.

When will I receive the email advice?

You will receive email advice on the following calendar day after your online time deposit transaction, including placement, renewal and closure (mature or premature withdrawal) is completed.

Who will receive the email advice if I place an online Time Deposit by debiting from my joint name Saving or Current Account?

Irrespective of joint name account, the customer who raises online time deposit transaction will receive an email advice on the following calendar day.

How many Time Deposit Advice will I receive if I open one Time Deposit via online and one via branch on the same day?

You will receive an email advice for your Online Time Deposit transaction and a paper advice for your Time Deposit transaction placed at branch.

Will I receive both paper and email advice for online time deposit transaction?

You will only receive an email advice for your online time deposit transaction.

If I fail to receive an email advice, where can I locate my time deposit transaction details?

Your email address with the Bank may be invalid. Please click here to understand how to check and update your email address through DBS iBanking. Also, your time deposit transaction history is available on DBS digibank HK or DBS iBanking for viewing:
DBS digibank HK: “Home” > “Deposits”
DBS iBanking: “My Accounts” > “Deposits”

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Online Time Deposit Offer

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