DBS Live Fresh Card 5% Cash Boost Reward of Your Choice

Just pick your favourite category once via DBS Card+ app and start enjoying 5% cash rebate on your chosen spending category every month with DBS Live Fresh Card. You can change your favourite category anytime, and your new pick will be effective from the 1st day of the following month.

4 “Reward of Your Choice” categories include:
	Online Foreign Currency Spending
	Travel, Entertainment & Digital Discovery (including Online Travel Merchant^#, Entertainment and Selected Service Subscription Spending)
	Fashionista (Including Online Beauty, Fashion & Apparel Spending and Selected Online Merchant Spending)
	Charity Champion (including selected merchants spending & online charity donations)

Only applicable to a single net spending of HK$300 or above.

Spending on all categories can be automatically entitled to the basic 0.4% cash rebate^, and your online foreign currency spending can also be entitled to 1% unlimited rebate^. Together with the extra 5% rebate, you can enjoy a total of up to 6% rebate.

^{^} Every DBS$1 earned will be automatically converted to HK$1 cash rebate on the statement date and will be credited to applicable credit card account the following day.
^# Warm reminder on checking the payment method when you checkout travel products booking. Even your booking is made via online travel agency, the payment might be charged by the property directly which is not counted as an online payment. For avoidance of doubt, this kind of payment is not an eligible spending.

How it works in a few easy steps via the DBS Card+ App:

Register and choose/change spending category

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Redeem your 5% Cash Boost

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Promotion period: 1 January to 30 June 2026

Remarks:

Each Cardholder can enjoy a maximum of HK$200 Reward per calendar month. The Reward for each Eligible Transaction will be counted towards the Monthly Cap of the month of the transaction date.
The spending category available for selection and the definition of Eligible Transaction for each spending category are detailed in DBS Live Fresh 5% Cash Rebate Reward of Your Choice Selection List.
Cardholder’s selected spending category will be effective in the whole calendar month. During the Promotion Period, Cardholders can only re-select the spending category of next month on “5% Cash Boost” under Cards page on or before the last calendar day of each calendar month.
Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ to enjoy the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date, failing which the Cardholder will be deemed to have forfeited the Reward for that Eligible Transaction.
“DBS Live Fresh Card 5% Cash Rebate Reward of Your Choice” is bound by relevant terms and conditions, please click here for details.

The terms and conditions relating to this promotion campaign is available for download at our website from now until 7 days after the end of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy within the above-mentioned timeframe.