Apply successfully and enjoy
Apply Now Key Facts Statement
^Terms and conditions apply. For details, please click here.
Consolidate your debts with loan amount up to HK$1,200,000Or 18x your monthly salary (whichever is lower)
Monthly flat interest rate as low as 0.04%(annual percentage rates as low as 3.83%)1 to simplify your finances
Enjoy up to 72 monthsFlexible repayment period
One-minute approval2Bank instantly
Easily to clear your credit card debtsCash out available for other needs
Applicants must be a Hong Kong Permanent Resident aged 21 or above with a minimum annual income of HK$100,000
Please visit the Repayment Calculator to calculate your specific repayment amount.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
* Assuming the monthly repayment amount is 4% of the HK$800,000 credit card outstanding balance or HK$50(whichever is higher) at an interest rate of 30% p.a. (APR is 34.49%). The monthly repayment amount stated in the table is the average of the first three months repayment.
# Assuming the repayment period is six years and the monthly flat rate is 0.04% (APR is 3.83%, including 1.5% p.a. handling fees). The APR is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice. The final approval of the interest rate, loan amount and repayment period is subject to the financial condition of customer. For details of interest calculation and the loan features, please contact our staff.
If a customer decides to early pay off the loan, customer should assess whether the Early Settlement Administrative Fee outweighs the interest saved. To facilitate the assessment, customer can refer to “Personal Loans FAQ” on the Bank’s website for illustration. For details of such administrative fee, please refer to the Personal Instalment Loan Terms and Conditions.
Personal Information Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws. We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
Apple is not a participant in or sponsor of this promotion. Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play™ is a service mark of Google Inc. Android™ is a service mark of Google Inc.
The downloading and/or use of the Quick Response Code Reader ("QR Code Reader") is entirely at your sole discretion. The Bank shall not be held liable in any way for any loss (including loss of data) you suffered arising from or in connection with your downloading and/or use of the QR Code Reader.
Ways to get our Help & Support