The fluctuations between currencies offer the potential to increase wealth through currency linked investments. With DBS Currency Linked Structured Investment Product – Bullish/Bearish Investment, you can make possible earnings through the movement of a currency pair. A bullish investment could mean earning higher interest if the base currency rises against the quote currency by the determination date. A bearish investment offers potentially higher interest if the base currency drops against the quote currency by the determination date.

Highlights

• Grow your wealth and receive a higher interest rate than the regular deposit rate while subject to a higher risk
• Choose from a wide selection of investment currencies
• Enjoy a more personalised investment experience by tailoring your choice of linked currency pair, strike rates and tenor

You will receive your interest and 100% principal amount on the maturity date if there is no Alternate Currency Event Designation by the Bank. If an Alternative Currency Event happens or the Bank becomes insolvent or defaults on its obligations, you may not get back anything and suffer total loss of your principal amount.

Please refer to the product offering documents for detailed product terms, information and risks.

To understand more, please contact your DBS Treasures Relationship Manager or visit any of our branches.

Useful Links

• Financial Needs Analysis
• Investment Products Consolidated Terms & Conditions
• Wealth Management Accounts Terms & Conditions
• Fee Schedule
• Important Facts

Risk Disclosures and Important Notice

Investment involves risks. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Past performances are not indicative of future performances. You should carefully read the product offering documentation, the account terms and conditions and the product terms and conditions for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.

The Product is unlisted and no early uplift, early withdrawal or early termination by investors is permitted. The investor has to maintain the Product with the Bank up to the Maturity Date. The investment is subject to the credit and insolvency risks of the issuer. Investing in the Product is not the same as investing in its reference assets.

Foreign exchange involves risks. Customers should note that foreign exchange may incur loss due to the fluctuation of exchange rate.

RMB currently may not be freely convertible and is subject to exchange controls and restrictions. There is no guarantee that RMB will not depreciate. If you convert Hong Kong Dollar or any other currency into RMB so as to invest in a RMB product and subsequently convert the RMB sale proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.

The Product is not principal protected, customer could lose the entire principal amount in the worst case scenario. The Product carries risks not normally associated with ordinary bank deposits, and is NOT equivalent to a time deposit. You should therefore not treat the Product as a substitute for ordinary savings or time deposits. The Product is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.