Scan & Pay bills with FPS QR code

Scan & Pay bills with a FPS QR code

Settle your household expenses instantly
with a simple scan on your mobile

Scan & Pay bills with a FPS QR code

 

At a GlanceNEW

DBS brings to you Scan & Pay, a new mobile payment feature powered by Faster Payment System (FPS)1.

Simply scan a FPS QR code and pay a merchant, friend or bill2 anytime anywhere.

Faster & easier - Transfer money instantly2 anytime

Free of charge - No charges for local transfers made in HKD and RMB

Higher security - Payment to be instantly confirmed by both SMS and email when done

More flexibility – Thanks to the new editable feature3, your Scan & Pay amount is no longer limited to the recipient’s pre-set amount. You can now make a partial bill payment or even pay more to tip the merchant.

Instant payment status/ submission notice displayed in the transfer confirmation screen on top of receiving an SMS and/or email confirmationNEW

  1. PayFast service is supported by Faster Payment System which is provided and operated by Hong Kong Interbank Clearing Limited.
    Use of PayFast or related bank services supported by Faster Payment System are subject to terms and conditions. Please refer to the terms and conditions relating to Faster Payment System under the Bank Accounts and Services Terms and Conditions. You can set up to HK$10,000 daily limit via DBS iBanking or mobile banking. The limit is shared between PayFast and Scan & Pay.
  2. The exact timing of crediting funds to recipient's account will be subject to the operation of recipient bank.
  3. The availability of editable payable amount is subject to the recipient’s FPS QR code settings.

 

 

Scan & Pay for one-stop bill payment

Scan & Pay applies to merchants supporting FPS QR code for bill payment. Go and check if the FPS code is included on your bill statements!

 

How to Scan & Pay

A daily limit up to HK$10,000 is shared between PayFast and Scan & Pay. If the transferred amount exceeds your remaining daily transfer limit for Scan & Pay, we will debit the whole transaction amount from your daily transfer limit for “non-registered payee”* to complete the Scan & Pay transfer. This requires authentication with your Digital Token or Secure Device.

* The maximum daily transfer limit for “non-registered payee” for DBS Personal Banking customers, DBS Treasures customers and DBS Treasures Private Client / DBS Private Bank customers are HK$150,000, HK$300,000 and HK$600,000 respectively.

Activate transfer limit on mobile

Learn More

Make a FPS QR Payment

Within the transfer limit for Scan & Pay

Step 1: Select "Scan & Pay" from the homepage1
Step 2: Scan the FPS QR code on the bills2 or provided by merchants or friends
Step 3: Log in to DBS mobile banking
Step 4: Verify your transaction. Edit the amount if needed3,4, then tap on “Submit Now” to complete


Beyond the remaining transfer limit for Scan & Pay

By setting your daily transfer limit for “non-registered payee”5 on DBS iBanking or mobile banking, paying higher amounts with Scan & Pay can be done with just a few more steps.
Step 5: Enter your DBS iBanking password6
Step 6: Let your Digital Token7 authenticate your transfers

1 Alternatively, you can skip step 3 by selecting Pay & Transfer > Scan & Pay after logging in to DBS mobile banking.
2 For e-bills, you can screencap the FPS QR code and select it from your album to scan
3 lf the amount is not automatically inserted, please input it manually
4 The availability of editable payable amount is subject to the recipient’s FPS QR code settings
5 To set daily transfer limit for “non-registered payee”, please click here
6 If this is the first high-risk transaction after the biometric login
7 You can activate your Digital Token immediately via DBS digibank HK. Please click here for details.
Within the transfer limit for Scan & Pay

Step 1: Select "Scan & Pay" from the homepage1
Step 2: Scan the FPS QR code on the bills2 or provided by merchants or friends
Step 3: Log in to DBS mobile banking
Step 4: Verify your transaction. Edit the amount if needed3,4, then tap on “Submit Now” to complete


Beyond the remaining transfer limit for Scan & Pay

By setting your daily transfer limit for “non-registered payee”5 on DBS iBanking or mobile banking, paying higher amounts with Scan & Pay can be done with just a few more steps. 
Step 5: Enter your DBS iBanking password6 
Step 6: Let your Digital Token7 authenticate your transfers

1 Alternatively, you can skip step 3 by selecting Pay & Transfer > Scan & Pay after logging in to DBS mobile banking.
2 For e-bills, you can screencap the FPS QR code and select it from your album to scan
3 lf the amount is not automatically inserted, please input it manually
4 The availability of editable payable amount is subject to the recipient’s FPS QR code settings
5 To set daily transfer limit for “non-registered payee”, please click here 
6 If this is the first high-risk transaction after the biometric login 
7 You can activate your Digital Token immediately via DBS digibank HK. Please click here for details.

Notes:

  • Please ensure the recipient and transfer details are correct before you submit the transaction. Once you have submitted the transaction, it cannot be cancelled. If a wrong transaction has been submitted, please download the mis-transferred fund recall request form here and return the completed form to our branches or call (852) 2290 8888 for assistance.
  • If you have received funds that are mis-transferred to you, you should immediately contact us at (852) 2290 8888 to arrange the return of funds. You may have criminal liability if you do not return the mis-transferred funds.
  • If you have not performed any PayFast/Scan & Pay transactions within the last 12 months via our online or mobile banking services, the PayFast daily limit (shared by PayFast and Scan & Pay) will be reset to HK$0 automatically. For details, please visit go.dbs.com/hk-limit-en.

 

 

Latest Promotion

 

Register and pay your government bills (including tax, rates and government rents) via DBS iBanking or DBS digibank HK to receive up to HK$450 cash rewards

Promotion Period: Frow now until 30 April 2023


Learn More

 

 
  

Earn HK$200 worth of eStamps by completing eligible digital and investment transactions plus a chance to multiply your rewards to HK$400 under the eStamp programme!
 

1 eStamp for each Scan & Pay or Online Bill Payment of HK$200 or above

(Applicable to merchants supporting FPS QR code for bill payment)
Terms and Conditions applied
 

Frequently Asked Questions

Scan & Pay is our mobile payment feature powered by Faster Payment System (FPS)*. Simply use DBS digibank HK to scan the FPS QR code provided by a merchant or payee and you can checkout, pay bills or transfer funds faster.

* Scan & Pay service is supported by Faster Payment System which is provided and operated by Hong Kong Interbank Clearing Limited.

You can use it to make purchases right at the merchants who accept FPS QR code for payment, or to pay utility or merchant bills with the FPS QR code printed on the bill statements, or to transfer funds to payees with the FPS QR code provided by them.

Generally, there should be a FPS logo within/beside the QR code supporting the FPS service. If you are not sure whether the QR code supports FPS service, please check with the payee/merchant.

Simply activate the transfer limit , then you can start using it by tapping on the "Scan and Pay" button on the homepage of DBS digibank HK. For details, please visit

How to activate the transfer limit?
How to use Scan & Pay?

A daily limit up to HK$10,000 is shared between PayFast and Scan & Pay. You can set your preferred limit within HK$10,000 via DBS iBanking. If the payment amount exceeds your remaining daily transfer limit for Scan & Pay, we will debit the whole transaction amount from your daily transfer limit for “non-registered payee” to complete the Scan & Pay transfer, and it requires authentication with your Digital Token or Secure Device.

How to set up transfer limit via DBS iBanking?

Please check with the merchant/payee who provided the FPS QR code if the QR code supports the FPS service.

Scan & Pay transactions are authenticated with your login credentials at DBS digibank HK or biometric information. Upon completion of the transaction, you will also receive confirmation via SMS and email.

 

 

Terms and Conditions

Terms and Conditions apply. Please refer to Faster Payment System section under Bank Accounts and Services Terms and Conditions.

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