Merchant Interest-free Instalment Loan

Spend with your DBS credit card at participating merchants to enjoy 3 to 24 months interest free instalments. Buy now and Pay Later to enjoy what you really love! Offer is available at a wide spectrum of merchants including Electronic Appliance & Telecom, Leisure, Jewellery & Watch and Health & Beauty.

Product Features

  • 0% interest and $0 handling fee
  • Split your spending in 3 to 24 months upon checkout, it is flexible and convenient!


Featured merchants include:

Electronic Appliance & Telecom

• Fortress
• Suning
• Wilson Communications
• Chung Yuen Electrical
• Cheung Mao Kee Electrical

• Sony Store
• 3HK
• SmarTone
• Telecom Digital


• Tom Lee

• Pricerite
• HK School of Motoring
• Brand Off
• Hannah

Jewellery & Watch

• Chow Sang Sang
• Chow Tai Fook
• Luk Fook Jewellery
• C.S.S. Jewellery
• TSL Jewellery
• Prince Jewellery & Watch

• Emphasis
• King Fook Jewellery
• Man Fook Gold & Jewellery
• MaBelle
• My Jewellery

Health & Beauty

• DR Reborn
• Bella
• Oasis Beauty
• Glycel
• Dermes
• Angel Face
• Reenex Clinique

• Modern Beauty
• Elyse Clinique
• Ingrid Millet
• Slim Beauty
• Pure Yoga
• Physical (Fitness & Beauty)

and more!
For more details, please check with merchants.


Terms and Conditions. For details, please click here.

Reminders about Responsible Borrowing


  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • You should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow? Borrow only if you can repay!

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