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DBS Treasures is committed to becoming your most trustworthy and intelligent financial partner

Customized portfolio insights to keep you ahead
Customized portfolio insights to keep you ahead
  • Customizable insights and alert to help you grasp the latest information about your investment portfolio
  • Trading ideas on Equities, Foreign Exchange and Funds from our Chief Investment Office
Round the clock wealth management platform with Best in town offer
Round the clock wealth management platform with Best in town offer
  • Instant trading of US stocks and enjoy additional 12 months 0% brokerage fee
  • Trade across 7 global markets with 0% brokerage
  • Preferential FX rates in 14 currencies.
  • 250+ Funds in 10 currencies
$0 Handling Fee Revolving Credit Facility to help you Maximize Potential Return
$0 Handling Fee Revolving Credit Facility to help you Maximize Potential Return
  • Exclusive for DBS Treasures customers, a standby revolving credit line of up to HK$10 million
  • Leading function of multi-currency withdrawal and flexible repayment tenor to meet your different cash needs
Join us now

Terms and conditions apply.
For details of DBS Treasures Welcome Offers, please click here.
Reminder: To borrow or not to borrow? Borrow only if you can repay!

Disclaimer
  • The crediting of funds from foreign exchange may vary depending on the system cut-off time. For more details, please refer to www.dbs.com.hk/ibanking/ft-time1.html.
  • Bonds, funds, Equity Linked Products and Paper Gold (together “the Products”) are investment products and some of them may involve derivatives. The investment decision is yours but you should not invest in the Products unless the intermediary who sells them to you has explained to you that the Products are suitable for you having regard to your financial situation, investment experience and investment objectives. The Products are NOT equivalent to and are not treated as substitutes for time deposits, not principal protected.
  • Securities trading is an investment. The prices of stocks fluctuate, sometimes dramatically. The price of a stock may move up or down and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of trading stocks. You should also note that investing in foreign market securities involves currency risk, you may suffer loss because of currency fluctuations. The investment decision is yours but you should not invest in any stock unless you have taken into account that the relevant stock is suitable for you having regard to your financial situation, investment experience and investment objectives.
  • Foreign Exchange involves risks. Customers should note that foreign exchange may incur loss due to the fluctuation of exchange rate. The Products are NOT protected deposits and are NOT protected by the Deposit Protection Scheme in Hong Kong.
  • The price of Paper Gold is volatile and value of the investment may go down as well as up. In the worst-case scenario, you may lose your entire principal. Investment in Paper Gold is not the same as investment in physical gold. Price changes in physical gold might not be reflected in price changes of Paper Gold. You should also be aware of the risk of foreign exchange rate fluctuations and may experience a loss on conversion of the investment back into other currency (including but not limited to your home currency).
  • Investment involves risks. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Past performances are not indicative of future performances. You should carefully read the product offering documentation, the account terms and conditions and the product terms and conditions for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.
  • The revolving credit facility is subject to the Bank’s approval.
  • The life insurance products are underwritten by Manulife (International) Limited (incorporate in Bermuda with limited liability). DBS Bank (Hong Kong) Limited (the “Bank”) is acting as a licensed insurance agency of Manulife. The product is an insurance product and is neither a bank deposit nor a bank saving plan. You should not purchase any insurance plans solely on the basis of this promotional offer. Please ask the Bank for a copy of the policy provision, proposal and the product leaflet which will give you more details about the products including the ‘Important Information’ showing, among other things, the product risks. If you are in doubt, please seek independent professional advice.

Promotion period to 31 March 2023

New Online Account Opening Reward
  • New to DBS or only an existing DBS Credit Card Customer
  • Join DBS Treasures & set up Wealth Management Accounts via DBS digibank HK app
  • Login to DBS digibank HK app once after joining DBS Treasures
HK$200
New Funds Rewards

Eligible New Funds tier (HKD or its equivalent)

Mar – May 2023 Bonus Interest (p.a.)
$1,000,000 to below $5,000,000
4.30%
$5,000,000 or above
4.70%

Preferential Bonus Interest Rates in DBS e$aver Deposit Promotion

Products Balance Reward
    Maintain designated Insurance Balance1
HK$4,500
Transaction Reward
Successfully link other local bank account to DBS account to set up an eDDA service and conduct a single fund transfer of HK$500 or above
HK$500
Overseas Transfer Reward
Successfully performed a designated online overseas transfer transaction of HK$500 (or its equivalent) or above
HK$500
Payroll Reward8
Successfully receives Eligible Payroll New Fund in Designated HKD Current & Savings Payroll Account within first two months
HK$1,000
Credit Card Exclusive Rebate5
Up to 10X total rebate

Monthly Total Relationship Balance

Total Rebate
HK$1,000,000 ─ < HK$5,000,000
2X
HK$5,000,000 ─ < HK$10,000,000
5X
HK$10,000,000 or above
10X
  • The calculation of “Insurance Balance” is the total premium amount of the eligible insurance policy(s) that a New Customer maintains with the Bank.
    Eligible insurance policy(s) include:
    i. all single premium life insurance products with single premium amount greater than or equal to HKD 500,000 (or its equivalent); and/or
    ii all regular premium life insurance products with Annualized First Year Premium Amount (“AFYP”) greater than or equal to HKD 50,000 (or its equivalent)
    AFYP is the total amount of the premiums due and payable for the basic insurance plan in respect of the first 12 months from the policy year date, excluding the levy and any premium discount offer. All extra premium loading, supplementary benefits’ premium or prepayment of premium (if any) will not be taken into account in calculation of Single Premium Amount / AFYP.
    ManuWealth USD Insurance Plan, ManuMaster Healthcare Series, ManuShine Healthcare Series & ManuTerm are excluded.
  • Reward is only applicable to transaction(s) made through DBS iBanking and / or DBS digibank HK.
  • Investment Transfer-in Reward and Investment Transaction Reward are applicable to Wealth Management Accounts transactions and / or transfer in only.
  • Making Foreign Currency Exchange transactions (excluding any online currency exchange transaction and USD to HKD exchange transactions and vice versa) with transaction amount of HK$100,000 or above (or equivalent) in a single transaction.
  • Designated credit cards and reward programs refer to DBS Eminent Card (Up to 5% Rebate on Designated Spending Categories and Up to 1% Rebate on Other Retail Spending), DBS Black World Mastercard® (2X DBS$+ (HK$6 = 1 mile) on local spending and 3X DBS$+ (HK$4 = 1 mile) on overseas spending), DBS COMPASS VISA (1% COMPASS Dollar rebate at designated merchants) and DBS Live Fresh Card (5% Cash Boost Reward of Your Choice and 1% Unlimited Cash Rebate for online spending in foreign currencies).
  • A HK$200 monthly service fee is chargeable if the Average Total Relationship Balance over 3 consecutive months falls below HK$1,000,000 (or its equivalent in foreign currency(ies)). “Average Total Relationship Balance over 3 consecutive months” is calculated based on the aggregated value of daily Total Relationship Balance in the period of consecutive 3 months divided by the total number of calendar days in those 3 months. For new-to-bank customers who join within 3 months, the first month would constitute the number of day(s) since the Joining Date till the last calendar day of that month.
  • Customers will entitle HK$500 cash reward for aggregate investment transaction amount of HK$1,000,000 or above; or entitle HK$1,000 cash reward for aggregate investment transaction amount of HK$2,000,000 or above.
  • To make your DBS account as your payroll account, please complete and submit the “Notification of Change of Auto-Payroll Account” to your HR Department for them to switch the auto-payroll account to our Bank. Please click here for the form.

Terms and conditions apply.
For details of DBS Treasures Welcome Offers, please click here.
Reminder: To borrow or not to borrow? Borrow only if you can repay!

Disclaimer
  • The crediting of funds from foreign exchange may vary depending on the system cut-off time. For more details, please refer to www.dbs.com.hk/ibanking/ft-time1.html.
  • Bonds, funds, Equity Linked Products and Paper Gold (together “the Products”) are investment products and some of them may involve derivatives. The investment decision is yours but you should not invest in the Products unless the intermediary who sells them to you has explained to you that the Products are suitable for you having regard to your financial situation, investment experience and investment objectives. The Products are NOT equivalent to and are not treated as substitutes for time deposits, not principal protected.
  • Securities trading is an investment. The prices of stocks fluctuate, sometimes dramatically. The price of a stock may move up or down and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of trading stocks. You should also note that investing in foreign market securities involves currency risk, you may suffer loss because of currency fluctuations. The investment decision is yours but you should not invest in any stock unless you have taken into account that the relevant stock is suitable for you having regard to your financial situation, investment experience and investment objectives.
  • Foreign Exchange involves risks. Customers should note that foreign exchange may incur loss due to the fluctuation of exchange rate. The Products are NOT protected deposits and are NOT protected by the Deposit Protection Scheme in Hong Kong.
  • The price of Paper Gold is volatile and value of the investment may go down as well as up. In the worst-case scenario, you may lose your entire principal. Investment in Paper Gold is not the same as investment in physical gold. Price changes in physical gold might not be reflected in price changes of Paper Gold. You should also be aware of the risk of foreign exchange rate fluctuations and may experience a loss on conversion of the investment back into other currency (including but not limited to your home currency).
  • Investment involves risks. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Past performances are not indicative of future performances. You should carefully read the product offering documentation, the account terms and conditions and the product terms and conditions for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.
  • The revolving credit facility is subject to the Bank’s approval.
  • The life insurance products are underwritten by Manulife (International) Limited (incorporate in Bermuda with limited liability). DBS Bank (Hong Kong) Limited (the “Bank”) is acting as a licensed insurance agency of Manulife. The product is an insurance product and is neither a bank deposit nor a bank saving plan. You should not purchase any insurance plans solely on the basis of this promotional offer. Please ask the Bank for a copy of the policy provision, proposal and the product leaflet which will give you more details about the products including the ‘Important Information’ showing, among other things, the product risks. If you are in doubt, please seek independent professional advice.

Online Equity Trading Reward2 ▼

Online Investment Reward2 ▼

0% subscription fee up to an aggregate subscription of HK$300,000

Investment Transfer-in Rewards ▼

Securities
HK$500 cash reward for every aggregate HK$200,000 transfer-in
Reward up to HK$20,000
Investment Funds
Basic Offer
- HK$500 cash reward for the first aggregate HK$200,000 transfer-in
HK$250 cash reward for every aggregate HK$100,000 thereafter
Step Up Offer
- HK$800 cash reward for the first aggregate HK$200,000 transfer-in and subscription/switching;
HK$400 cash reward for every aggregate HK$100,000 thereafter
Unlimited cash reward
Bonds3
HK$500 cash reward for an aggregate HK$200,000 transfer-in
Reward up to HK$20,000

Investment Transaction Reward ▼

Equity Linked Products /
Bonds / Investment Funds /Paper Gold3
- HK$200 cash reward for every HK$100,000 Aggregate Investment Transaction Amount
Extra Investment Transaction Reward
Reward up to HK$12,000
Up to HK$1,0007
Foreign Currency Exchange3,4
- HK$100 cash reward for every HK$100,000 Aggregate Investment Transaction Amount
Extra Investment Transaction Reward
Reward up to HK$7,500
Up to HK$1,0007

Other Privileges ▼

Monthly Service Fee6Wavier
From the month of the Joining Date to 29 February 2024
Double Reward for DBS eStamp Promotion
Settle day-to-day online banking and investment transactions
Reward up to HK$800
Remit & Overseas Transfer
Conduct first-time online remittance with designated amount of FX at the same time
Reward up to HK$600
DBS digibank HK App
Log in at least once per month from 1 Mar 2023 to 31 Aug 2023
HK$100
Cross Border Account Opening
As our valued DBS Treasures customer, you can enjoy all-rounded hassle free banking services provided by DBS Bank and start your wealth management journey anytime, anywhere. For more details, please contact your local Relationship Manager.
 
  • The calculation of “Insurance Balance” is the total premium amount of the eligible insurance policy(s) that a New Customer maintains with the Bank.
    Eligible insurance policy(s) include:
    i. all single premium life insurance products with single premium amount greater than or equal to HKD 500,000 (or its equivalent); and/or
    ii all regular premium life insurance products with Annualized First Year Premium Amount (“AFYP”) greater than or equal to HKD 50,000 (or its equivalent)
    AFYP is the total amount of the premiums due and payable for the basic insurance plan in respect of the first 12 months from the policy year date, excluding the levy and any premium discount offer. All extra premium loading, supplementary benefits’ premium or prepayment of premium (if any) will not be taken into account in calculation of Single Premium Amount / AFYP.
    ManuWealth USD Insurance Plan, ManuMaster Healthcare Series, ManuShine Healthcare Series & ManuTerm are excluded.
  • Reward is only applicable to transaction(s) made through DBS iBanking and / or DBS digibank HK.
  • Investment Transfer-in Reward and Investment Transaction Reward are applicable to Wealth Management Accounts transactions and / or transfer in only.
  • Making Foreign Currency Exchange transactions (excluding any online currency exchange transaction and USD to HKD exchange transactions and vice versa) with transaction amount of HK$100,000 or above (or equivalent) in a single transaction.
  • Designated credit cards and reward programs refer to DBS Eminent Card (Up to 5% Rebate on Designated Spending Categories and Up to 1% Rebate on Other Retail Spending), DBS Black World Mastercard® (2X DBS$+ (HK$6 = 1 mile) on local spending and 3X DBS$+ (HK$4 = 1 mile) on overseas spending), DBS COMPASS VISA (1% COMPASS Dollar rebate at designated merchants) and DBS Live Fresh Card (5% Cash Boost Reward of Your Choice and 1% Unlimited Cash Rebate for online spending in foreign currencies).
  • A HK$200 monthly service fee is chargeable if the Average Total Relationship Balance over 3 consecutive months falls below HK$1,000,000 (or its equivalent in foreign currency(ies)). “Average Total Relationship Balance over 3 consecutive months” is calculated based on the aggregated value of daily Total Relationship Balance in the period of consecutive 3 months divided by the total number of calendar days in those 3 months. For new-to-bank customers who join within 3 months, the first month would constitute the number of day(s) since the Joining Date till the last calendar day of that month.
  • Customers will entitle HK$500 cash reward for aggregate investment transaction amount of HK$1,000,000 or above; or entitle HK$1,000 cash reward for aggregate investment transaction amount of HK$2,000,000 or above.
  • To make your DBS account as your payroll account, please complete and submit the “Notification of Change of Auto-Payroll Account” to your HR Department for them to switch the auto-payroll account to our Bank. Please click here for the form.

Terms and conditions apply.
For details of DBS Treasures Welcome Offers, please click here.
Reminder: To borrow or not to borrow? Borrow only if you can repay!

Disclaimer
  • The crediting of funds from foreign exchange may vary depending on the system cut-off time. For more details, please refer to www.dbs.com.hk/ibanking/ft-time1.html.
  • Bonds, funds, Equity Linked Products and Paper Gold (together “the Products”) are investment products and some of them may involve derivatives. The investment decision is yours but you should not invest in the Products unless the intermediary who sells them to you has explained to you that the Products are suitable for you having regard to your financial situation, investment experience and investment objectives. The Products are NOT equivalent to and are not treated as substitutes for time deposits, not principal protected.
  • Securities trading is an investment. The prices of stocks fluctuate, sometimes dramatically. The price of a stock may move up or down and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of trading stocks. You should also note that investing in foreign market securities involves currency risk, you may suffer loss because of currency fluctuations. The investment decision is yours but you should not invest in any stock unless you have taken into account that the relevant stock is suitable for you having regard to your financial situation, investment experience and investment objectives.
  • Foreign Exchange involves risks. Customers should note that foreign exchange may incur loss due to the fluctuation of exchange rate. The Products are NOT protected deposits and are NOT protected by the Deposit Protection Scheme in Hong Kong.
  • The price of Paper Gold is volatile and value of the investment may go down as well as up. In the worst-case scenario, you may lose your entire principal. Investment in Paper Gold is not the same as investment in physical gold. Price changes in physical gold might not be reflected in price changes of Paper Gold. You should also be aware of the risk of foreign exchange rate fluctuations and may experience a loss on conversion of the investment back into other currency (including but not limited to your home currency).
  • Investment involves risks. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Past performances are not indicative of future performances. You should carefully read the product offering documentation, the account terms and conditions and the product terms and conditions for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.
  • The revolving credit facility is subject to the Bank’s approval.
  • The life insurance products are underwritten by Manulife (International) Limited (incorporate in Bermuda with limited liability). DBS Bank (Hong Kong) Limited (the “Bank”) is acting as a licensed insurance agency of Manulife. The product is an insurance product and is neither a bank deposit nor a bank saving plan. You should not purchase any insurance plans solely on the basis of this promotional offer. Please ask the Bank for a copy of the policy provision, proposal and the product leaflet which will give you more details about the products including the ‘Important Information’ showing, among other things, the product risks. If you are in doubt, please seek independent professional advice.

Treasures Member Get Member

Referral Requirement
Referral Rewards
For each successful referral*
Referee with new fund in of HK$1,000,000 or above and Referrer with
  • DBS Treasures, DBS Treasures Private Client or DBS Private Banking
  • Other customer


HK$1,500

HK$1,000
For 3 or above Successful Referrals
Extra HK$2,000
or
For 5 Successful Referrals
Extra HK$5,000

How to refer:

1. Share your referral ID

Where to find your unique referral ID:

OR
2. Share your referral form

Your friends need to fill in your Referral ID when they sign below referral form at branch.

Step 1

Share the referral form to your friends and family

Step 2

Your friends / family are required to fill in the form and submit at branch

  • The calculation of “Insurance Balance” is the total premium amount of the eligible insurance policy(s) that a New Customer maintains with the Bank.
    Eligible insurance policy(s) include:
    i. all single premium life insurance products with single premium amount greater than or equal to HKD 500,000 (or its equivalent); and/or
    ii all regular premium life insurance products with Annualized First Year Premium Amount (“AFYP”) greater than or equal to HKD 50,000 (or its equivalent)
    AFYP is the total amount of the premiums due and payable for the basic insurance plan in respect of the first 12 months from the policy year date, excluding the levy and any premium discount offer. All extra premium loading, supplementary benefits’ premium or prepayment of premium (if any) will not be taken into account in calculation of Single Premium Amount / AFYP.
    ManuWealth USD Insurance Plan, ManuMaster Healthcare Series, ManuShine Healthcare Series & ManuTerm are excluded.
  • Reward is only applicable to transaction(s) made through DBS iBanking and / or DBS digibank HK.
  • Investment Transfer-in Reward and Investment Transaction Reward are applicable to Wealth Management Accounts transactions and / or transfer in only.
  • Making Foreign Currency Exchange transactions (excluding any online currency exchange transaction and USD to HKD exchange transactions and vice versa) with transaction amount of HK$100,000 or above (or equivalent) in a single transaction.
  • Designated credit cards and reward programs refer to DBS Eminent Card (Up to 5% Rebate on Designated Spending Categories and Up to 1% Rebate on Other Retail Spending), DBS Black World Mastercard® (2X DBS$+ (HK$6 = 1 mile) on local spending and 3X DBS$+ (HK$4 = 1 mile) on overseas spending), DBS COMPASS VISA (1% COMPASS Dollar rebate at designated merchants) and DBS Live Fresh Card (5% Cash Boost Reward of Your Choice and 1% Unlimited Cash Rebate for online spending in foreign currencies).
  • A HK$200 monthly service fee is chargeable if the Average Total Relationship Balance over 3 consecutive months falls below HK$1,000,000 (or its equivalent in foreign currency(ies)). “Average Total Relationship Balance over 3 consecutive months” is calculated based on the aggregated value of daily Total Relationship Balance in the period of consecutive 3 months divided by the total number of calendar days in those 3 months. For new-to-bank customers who join within 3 months, the first month would constitute the number of day(s) since the Joining Date till the last calendar day of that month.
  • Customers will entitle HK$500 cash reward for aggregate investment transaction amount of HK$1,000,000 or above; or entitle HK$1,000 cash reward for aggregate investment transaction amount of HK$2,000,000 or above.
  • To make your DBS account as your payroll account, please complete and submit the “Notification of Change of Auto-Payroll Account” to your HR Department for them to switch the auto-payroll account to our Bank. Please click here for the form.

Terms and conditions apply.
For details of DBS Treasures Welcome Offers, please click here.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
*Each Referrer can enjoy the Basic Reward for a maximum of 5 Successful Referrals during the Promotion Period.

Disclaimer
  • The crediting of funds from foreign exchange may vary depending on the system cut-off time. For more details, please refer to www.dbs.com.hk/ibanking/ft-time1.html.
  • Bonds, funds, Equity Linked Products and Paper Gold (together “the Products”) are investment products and some of them may involve derivatives. The investment decision is yours but you should not invest in the Products unless the intermediary who sells them to you has explained to you that the Products are suitable for you having regard to your financial situation, investment experience and investment objectives. The Products are NOT equivalent to and are not treated as substitutes for time deposits, not principal protected.
  • Securities trading is an investment. The prices of stocks fluctuate, sometimes dramatically. The price of a stock may move up or down and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of trading stocks. You should also note that investing in foreign market securities involves currency risk, you may suffer loss because of currency fluctuations. The investment decision is yours but you should not invest in any stock unless you have taken into account that the relevant stock is suitable for you having regard to your financial situation, investment experience and investment objectives.
  • Foreign Exchange involves risks. Customers should note that foreign exchange may incur loss due to the fluctuation of exchange rate. The Products are NOT protected deposits and are NOT protected by the Deposit Protection Scheme in Hong Kong.
  • The price of Paper Gold is volatile and value of the investment may go down as well as up. In the worst-case scenario, you may lose your entire principal. Investment in Paper Gold is not the same as investment in physical gold. Price changes in physical gold might not be reflected in price changes of Paper Gold. You should also be aware of the risk of foreign exchange rate fluctuations and may experience a loss on conversion of the investment back into other currency (including but not limited to your home currency).
  • Investment involves risks. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Past performances are not indicative of future performances. You should carefully read the product offering documentation, the account terms and conditions and the product terms and conditions for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.
  • The revolving credit facility is subject to the Bank’s approval.
  • The life insurance products are underwritten by Manulife (International) Limited (incorporate in Bermuda with limited liability). DBS Bank (Hong Kong) Limited (the “Bank”) is acting as a licensed insurance agency of Manulife. The product is an insurance product and is neither a bank deposit nor a bank saving plan. You should not purchase any insurance plans solely on the basis of this promotional offer. Please ask the Bank for a copy of the policy provision, proposal and the product leaflet which will give you more details about the products including the ‘Important Information’ showing, among other things, the product risks. If you are in doubt, please seek independent professional advice.

As a valued Treasures customer, you are entitled to the complimentary access to unparalleled rewards and exclusive benefits under this loyalty scheme.

Limited-time Flash Offer

Limited-time Flash Offer
Banking Privileges & Asian Connectivity

Banking Privileges & Asian Connectivity
Events & Experiences

Events & Experiences
Treasures Horizons

Treasures eNewsletter
Birthday Delights

Birthday Delights
View all privileges

View all privileges

Join DBS Treasures

Account Opening via Mobile
Step 1 Eligibility
  • New to DBS or an existing DBS Credit Card Customer; and
  • Hong Kong Permanent Resident aged 18 or above; and
  • Not a US Resident, US citizen or holding a US Permanent Resident Card (Green Card)

If you do not meet the above requirements to apply via the app, please make an appointment to open your account at our branch.

Step 2 Download DBS digibank HK app
Or click the link below to download

Step 3 Have Question?
Account Opening at Branch
Make an appointment

Terms and conditions apply.
For details of DBS Treasures Welcome Offers, please click here.
Reminder: To borrow or not to borrow? Borrow only if you can repay!

Disclaimer
  • The crediting of funds from foreign exchange may vary depending on the system cut-off time. For more details, please refer to www.dbs.com.hk/ibanking/ft-time1.html.
  • Bonds, funds, Equity Linked Products and Paper Gold (together “the Products”) are investment products and some of them may involve derivatives. The investment decision is yours but you should not invest in the Products unless the intermediary who sells them to you has explained to you that the Products are suitable for you having regard to your financial situation, investment experience and investment objectives. The Products are NOT equivalent to and are not treated as substitutes for time deposits, not principal protected.
  • Securities trading is an investment. The prices of stocks fluctuate, sometimes dramatically. The price of a stock may move up or down and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of trading stocks. You should also note that investing in foreign market securities involves currency risk, you may suffer loss because of currency fluctuations. The investment decision is yours but you should not invest in any stock unless you have taken into account that the relevant stock is suitable for you having regard to your financial situation, investment experience and investment objectives.
  • Foreign Exchange involves risks. Customers should note that foreign exchange may incur loss due to the fluctuation of exchange rate. The Products are NOT protected deposits and are NOT protected by the Deposit Protection Scheme in Hong Kong.
  • The price of Paper Gold is volatile and value of the investment may go down as well as up. In the worst-case scenario, you may lose your entire principal. Investment in Paper Gold is not the same as investment in physical gold. Price changes in physical gold might not be reflected in price changes of Paper Gold. You should also be aware of the risk of foreign exchange rate fluctuations and may experience a loss on conversion of the investment back into other currency (including but not limited to your home currency).
  • Investment involves risks. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Past performances are not indicative of future performances. You should carefully read the product offering documentation, the account terms and conditions and the product terms and conditions for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.
  • The revolving credit facility is subject to the Bank’s approval.
  • The life insurance products are underwritten by Manulife (International) Limited (incorporate in Bermuda with limited liability). DBS Bank (Hong Kong) Limited (the “Bank”) is acting as a licensed insurance agency of Manulife. The product is an insurance product and is neither a bank deposit nor a bank saving plan. You should not purchase any insurance plans solely on the basis of this promotional offer. Please ask the Bank for a copy of the policy provision, proposal and the product leaflet which will give you more details about the products including the ‘Important Information’ showing, among other things, the product risks. If you are in doubt, please seek independent professional advice.
Join us now
OR