Fixed Income

Investment Grade Bonds

You may receive a steady stream of investment income by investing in certain types of investment grade bonds with the risks undertaken.

Investment Grade Bonds

Potentially receive principal value of your bond upon its maturity or when the bond is called by the issuer. These bonds come with various credit ratings, features and maturities denominated in all major currencies as well as a list of Asian currencies.

Investment grade bonds have a minimum credit rating of Baa3 by Moody’s and BBB- by Standard & Poor’s. These credit-rating agencies assess the credit risk of the issuer of the bonds and assign them a credit rating based on information available at the time. Credit risk rating represents the agencies’ opinion on the possibility that the bond issuer may fail to pay what is owed.

Key Features

  • Certain types of bonds may generate a steady flow of interest income through the tenor of the bond with the risks undertaken
  • Potentially receive the principal value of certain types of bond upon maturity or when the bond is called by the issuer, subject to the issuer's credit risk and market risk amongst other risks

These products are only recommended for investors with an appropriate risk appetite, financial situation, experience and objectives as they carry significant risks. Investors are exposed to the issuer's credit risk and market risk amongst other risks.

The product may not be suitable for all types of investors. For more information on the features, benefits and risks of this type of investment, please contact your Relationship Manager.

Important Notes

DBS Bank (Hong Kong) Limited is not your investment adviser or acting in any fiduciary capacity to you. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Investment involves risk. Past performances are not indicative of future performances. You should not rely on the above information alone to make any investment decision. You should carefully read the product offering documentation and our “Investment Products Consolidated Terms and Conditions” for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.

Bond(“the Product”)is investment product. The investment decision is yours but you should not invest in the Product unless DBS Bank (Hong Kong) Limited has explained to you that the Product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Investors investing in the Product denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. The product is different from traditional time deposit and should not be treated as their substitution.

The price of bonds can and does fluctuate and any individual bond may experience upward or downward movements, and may even become valueless. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling bonds. Investors are exposed to the issuers's credit risk.

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