Part-time Domestic Helper Insurance |DBS Treasures Private Client

Part-time Domestic Helper Insurance Plan

At a Glance

Employer's liability

This Plan provides up to HKD100,000,000 coverage against the employer’s legal liability for the local part-time domestic helper's death or incapacity resulting from an accident arising out of and in the course of employment.

Cover employer against the legal liability for the local part-time domestic helper with Part-time Domestic Helper Insurance Plan, underwritten by Chubb Insurance Hong Kong Limited.

The above information are the highlights of plan’s coverage only. For plan’s details, please refer to the terms and conditions and exclusions of the Policy .

Latest promotions

15% Off first-year premium

The above promotional offer is subject to relevant Terms and Conditions.

Features & Benefits

Benefit

Sum Insured

Employer’s Liability

HK$100,000,000 (Per Event)

Personal Accident

HK$100,000

How to Make a Claim

Submitting claims

You can submit your claim to Chubb online at Chubb Claim Centre, or directly to Chubb's mailing address (Chubb Insurance Hong Kong Limited 39/F, One Taikoo Place, 979 King’s Road, Quarry Bay, Hong Kong Attn: Claims Department)

Supporting documents

You should complete a claim form and submit together with the supporting documents, including (i) original receipts for any expenses incurred; (ii) any reports that have been obtained from the police, a carrier or other authorities about an accident; and (iii) any other documentary evidence required by Chubb to Chubb Insurance Hong Kong Limited within thirty (30) days of the event taking place.

Processing and payment of claims

Chubb must take all reasonable steps to pay a valid claim promptly.
Unless specified otherwise, Chubb will pay amounts under your policy to you.
No payments under this Policy shall carry interest.

Frequently Asked Questions

When is the earliest policy effective date for online enrolment of this Plan?

The earliest policy effective date is the day after the enrolment.

Are there any restrictions on the age, gender and working hours of the part-time domestic helper?

The local part-time domestic helper insured shall be between the age of 18 and 60. The policy covers both male and female part-time domestic helpers but he / she cannot work more than 20 hours a week and his / her annual income may not exceed HKD60,000.

Is it necessary to produce any written agreement to prove the identity of the "employer"?

It is not necessary to produce any written agreement as proof to apply for this Plan. However, the written agreement is required for claims application.

Is it necessary to provide the name and the identity document of the insured local part-time domestic helper?

No. To apply this Plan, the policyholder is only required to provide his/her personal information and make the following declarations in respect of the part-time domestic helper:

Annual income of part-time domestic helper
Working location of part-time domestic helper
Part-time domestic helper is aged between 18 and 60
Working hours of part-time domestic helper is less than 20 hours per week

Important Notes

The above insurance plans are underwritten by Chubb Insurance Hong Kong Limited ("Chubb"). Chubb reserves the right of final approval. DBS Bank (Hong Kong) Limited (the "Bank") is an insurance agent authorised by Chubb.

DBS Chubb Insurance Service Hotline is a dedicated enquiry hotline for DBS customers serviced by Chubb.

This policy will be automatically renewed upon the policy expiry date of each subsequent policy year unless written cancellation notice has been given to Chubb provided that premium is paid within thirty one (31) days of Renewal Date.

Major exclusions of the Domestic Helper Insurance Plan apply to any incident where your domestic helper has any pre-existing medical conditions, suicide, intentional self-infliction, pregnancy, childbirth, miscarriage, cosmetic surgery, dental care (unless due to accidents); war, civil war, insurrection, revolution, performing duties as a member of armed forces or other law enforcing agencies; participation in any professional sports, competition; any loss or expenses with respect to Cuba or a specially designated person, entity, group or company on the Specially Designated List or which if reimbursed or paid by Chubb would result in Chubb being in breach of trade or economic sanctions or other such similar laws or regulations, etc.

The above information are the highlights of plan’s coverage only. For the plan's details, please refer to the terms and conditions and exclusions of the policy. In the event of any discrepancy between English and Chinese version, the English version shall prevail.

In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank will enter into a Financial Dispute Resolution Scheme process with the customer.

Any disputes over the contractual terms of the policy should be resolved directly between Chubb and the customer.

Under the “Insurance Ordinance”(Cap. 41), the Insurance Authority (IA) has started to collect the levy on insurance premiums from policyholders through insurance companies from 1 January 2018. For more details, please refer to: www.ia.org.hk/en/levy.

Part-time Domestic Helper Insurance Plan

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