Growth potential that keeps pace with your goals
This insurance plan provides guaranteed cash value and boosts your potential return through a non-guaranteed terminal bonus (see note 2), which is payable when you surrender your policy and cash it in, when the life insured passes away or when your policy is terminated.
When you take up GoldenStart Whole Life Immediate Annuity Insurance Plan, you can choose between the Apex and Elite plan types to shape the income-and-growth mix that best supports your financial goals.
With the realisation option, you can withdraw capital to enjoy extra flexibility and secure potential gains for greater stability, without having to cash in your policy. As soon as you reach your 3rd policy anniversary, or on any policy anniversary thereafter, you can decide when and how much of the terminal bonus you would like to realise (see notes 2, 3 and 4) as long as the policy is in force, provided the realisation percentage during any policy year is no more than 10%.