Join DBS Treasures3 and deposit Eligible New Funds to enjoy DBS e$aver interest rate and cash rewards^
2025 July New Customer Exclusive Deposit Offer
e$aver Total Savings Interest Rate up to 6% p.a.
Exclusive Limited-time Offers
Enjoy 0.1% Bonus Interest Rate Reward for 3-month HKD Online New Fund Time Deposit. For details, please click here.
Foreign Exchange Time Deposit Offer
- Enjoy 1-week time deposit up to 8.00% p.a. for New to DBS Treasures Customer who completes foreign exchange from HKD to USD. For details, please click here.
- Enjoy 1-week time deposit up to 16.00% p.a. by converting HKD or any foreign currency to AUD, CAD, RMB, GBP, NZD, USD or EUR via branch. For details, please click here.
Enjoy Total Savings Interest Rate up to USD 6% p.a. within the Reward Counting Period~:
~Interest rate is calculated in daily basis and New Customer who fails to maintain such Eligible New Funds US$25,000 or above at the end of the Promotion on 30 September 2025 is not eligible to earn the Rewards.
*Total Savings Interest Rate includes Basic Savings Interest Rate, e$aver Interest Rate and Level-up Bonus Interest Rate. The Total Savings Interest Rate above is as of 30 June 2025 and it is for reference only. The Basic Savings Interest Rate is not guaranteed, please click here for more details.
How to calculate Total Savings Interest Rate?
*All Total Savings Interest Rate above is as of 30 June 2025 and it is for reference only. Basic Savings Interest rate is calculated based on respective USD Deposit Balance in Multi-Currency Savings Account. Please click here for more details and examples.
# “Eligible New Funds” refers to the incremental balance comparing the MCY Account Balance within the Reward Counting Period to:
- For New Customers: USD Deposit Balance on 30 June 2025, default to be zero; OR
- For Upgraded Customers: USD Deposit Balance on 30 June 2025, according to the Bank’s record.
USD Deposit Balance” is the total of USD deposits that Eligible Customer maintains with the Bank in the USD Designated Current & Savings Accounts and/or Multi-Currency Savings Accounts (“MCY Account”), excluding any Time Deposits.
Timetable of your fund in period
| Join month | Benchmark Date (Upgraded Customers) | Fund-in and Reward | Terms and Conditions |
July 2025 | 30 June 2025 | 1 July 2025 – | Please click here for details |
- The Promotion runs from Now until 31 July 2025 (“Promotion Period”).
- The Promotion is applicable to customers who have successfully set up or upgrade to new DBS Treasures customer (individual “Eligible Account”) with DBS Bank (Hong Kong) Limited 星展銀行（香港）有限公司 (the “Bank”).
- For details of “New DBS Treasures Customer Promotion”, please click here.
- The Level-up Bonus Interest is only applicable to eligible customer who has completed any designated challenge(s) during the Reward Counting Period.
- e$aver Interest and corresponding Level-Up Bonus Interest will be credited directly to the MCY Account of the New Customer on or before 31 December 2025.
- Terms and Conditions apply. Please click here for more details.
Do more to unlock a Level-Up Bonus Interest Rate up to 2.2%p.a.!
Challenge 1: Complete the following mission to earn a 0.2%p.a. Level-Up Bonus Interest
Eligible Foreign Currency Exchange Transaction
- Completes a single FX transaction of HK$100,000 or above (or equivalent in foreign currency), excluding any currency exchange transaction that buy currency is Japanese Yen (JPY).
Challenge 2: Complete the following mission to earn an extra 1%p.a. Level-Up Bonus Interest
Eligible Investment Transaction
- Conducts any Eligible Investment Transaction as defined below with an aggregate investment transaction amount of HK$100,000 or above (or equivalent in foreign currency) via the Eligible Customer’s WMA
- Subscription of ELP (i.e. equity linked investments and/or equity linked notes); or
- Lump sum subscription or switching (with minimum subscription of 1.2% or switching fee of 1%) of Investment Funds.
Challenge 3: Complete the following mission to earn an extra 1%p.a. Level-Up Bonus Interest
Eligible Insurance Plans
- Successfully submitted designated new application of basic plan of life insurance product(s), which are distributed by the Bank and underwritten by Manulife (International) Limited (Incorporated in Bermuda with limited liability) (“Manulife”).
Foreign Exchange & Time Deposit Promotion
- Exchange designated 7 currencies and enjoy 1-week time deposit interest rate up to 16%p.a.
Learn More
DBS UnionPay Diamond Debit Card
- Apply, activation and complete designated spending to enjoy up to HK$2,070 rewards.
Learn More
Overseas Transfer Reward
- Earn up to HK$400 cash rewards upon completion of foreign exchange transaction(s) and online overseas funds transfer of designated currencies (AUD, CAD, EUR, GBP, SGD and USD) in a single transaction.
Learn More
e$tamp Reward
- Earn HK$130 worth of eStamps by completing eligible digital and investment transactions!
Learn More
Expired Promotions
DBS e$aver Deposit Promotion for New Customers and Upgraded Customers (June 2025)
DBS e$aver Deposit Promotion for New Customers and Upgraded Customers (9-31 May 2025)
DBS e$aver Deposit Promotion for New Customers and Upgraded Customers (1-8 May 2025)
DBS e$aver Deposit Promotion for New Customers and Upgraded Customers (April 2025)
DBS e$aver Deposit Promotion for Selected Individual Customers (March 2025)
DBS e$aver Deposit Promotion for Selected Individual Customers (February 2025)
DBS e$aver Deposit Promotion for Selected Individual Customers (January 2025)
DBS e$aver Deposit Promotion for Selected Individual Customers (November 2024)
Frequently Asked Questions
For new customer: Successfully join DBS Treasures to enjoy the exclusive welcome rewards. New DBS Treasures customers needs maintain monthly Total Relationship Balance of HK$1,000,000 or above. Please click here to join us. You may deposit and maintains eligible new funds in your Multi-Currency Savings Accounts within the reward counting period to get the e$aver interest rate. Please refer to the terms and conditions for details.
For existing customer: Please review the terms and condition before register for the promotion. You may simply deposit and maintain eligible new funds in your Multi-Currency Savings Accounts within the reward counting period to get the e$aver interest rate. Please refer to the terms and conditions for details.
Registration via the designated link is only necessary to existing customer. You will receive a confirmation email from the bank after registration. If you do not receive a confirmation email, please check your spam folder, or register again within the registration period.
Total Savings Interest Rate includes Basic Savings Interest Rate & e$aver Interest Rate. Please click here for details of Basic Savings Interest Rate. The e$aver Interest rate is calculated daily based on the day-end Eligible New Funds balance in the Multi-Currency Savings Account accrued during the Reward Counting Period.
Basic Savings Interest Rate is subject to revision in light of prevailing market conditions. The Basic Savings Interest Rate is not guaranteed, and the Bank reserves the right to revise the Basic Savings Interest Rate at any time and from time to time for any reason without any prior notice or giving any reason therefor. The Basic Savings Interest will be credited directly on or before the last day of each month.
For New Customer: Eligible New Funds = Daily available balance in HKD / USD MCY Accounts
For Upgrade to DBS Treasures / Existing Customer: Eligible New Funds = Daily available balance in HKD / USD MCY Accounts - HKD or USD Deposit Balance on Benchmark Date.