500
Online Time Deposit Offer
What’s New
Enhanced Online Time Deposit Placement Journey
With our enhanced journey, you can:

24/7 time deposit placement

Auto-renewal with preferential interest rate

Better user interface that allows you to review all interest rate offers at a glance
Place an Online Time Deposit
Earn steady returns and grow your wealth

Maximise potential returns with 7 different currencies

Enjoy preferential online interest rate across designated currencies

Be eco-friendly and enjoy the benefits of Time Deposit eAdvice
Earn interest by placing Time Deposit anytime, anywhere via DBS iBanking or DBS digibank HK app
New service hours of Online Time Deposit:
Monday to Sunday (including holiday)
New customers schedule
an account opening appointment |
for online time deposit placement:
(No promotion code is required)


Online Time Deposit Offers
Currency: |
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Deposit amount: HKD 50,000 or above |
|
Period | Preferential interest rate (p.a.)* |
---|---|
1 month | 1.80% |
2 month | 2.60% |
3 month | 3.00% |
4 month | 3.00% |
6 month | 3.00% |
12 month | 3.00% |
Click here for promotion code |
Deposit amount: AUD 5,000 or above |
|
Period | Preferential interest rate (p.a.)* |
---|---|
1 month | 1.60% |
3 month | 2.30% |
6 month | 2.50% |
12 month | 2.70% |
Click here for promotion code |
Deposit amount: USD 6,000 or above |
|
Period | Preferential interest rate (p.a.)* |
---|---|
1 month | 2.60% |
2 month | 3.00% |
3 month | 4.00% |
4 month | 4.00% |
6 month | 4.00% |
12 month | 4.00% |
Click here for promotion code |
Deposit amount: CNY 40,000 or above |
|
Period | Preferential interest rate (p.a.)* |
---|---|
1 month | 1.40% |
3 month | 2.10% |
6 month | 2.10% |
12 month | 2.10% |
Click here for promotion code |
Deposit amount: NZD 5,000 or above |
|
Period | Preferential interest rate (p.a.)* |
---|---|
1 month | 1.50% |
3 month | 2.00% |
6 month | 2.20% |
12 month | 2.50% |
Click here for promotion code |
Deposit amount: GBP 5,000 or above |
|
Period | Preferential interest rate (p.a.)* |
---|---|
1 month | 1.50% |
3 month | 3.00% |
6 month | 3.20% |
12 month | 3.50% |
Click here for promotion code |
Deposit amount: CAD 5,000 or above |
|
Period | Preferential interest rate (p.a.)* |
---|---|
1 month | 2.20% |
3 month | 2.80% |
6 month | 3.00% |
12 month | 3.20% |
Click here for promotion code |
Time Deposit Interest Calculator | ||||||||
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Input the following information to check out your interest return | ||||||||
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^ Interest is calculated on the following year basis:
· HKD/ GBP - 365 days
· CNY/ USD/ AUD/ NZD/ CAD - 360 days
We offer deposit rates that vary among different currencies, deposit amounts and periods. The information shown is for indication only, the actual interest amount may differ.
* The above Preferential Interest Rates are effective from 21 March 2023. The Bank reserves the right to amend or revise the Preferential Interest Rates at its sole discretion. The applicable Rates will be confirmed by the Bank to the Customer at the time the relevant time deposit is placed or auto-renewed.
Via all-new DBS digibank HK app:
Step 1: Tap “Save” |
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Step 1: Tap “Save” |
Note: To view your newly-placed online time deposit, please log out first and then log in to DBS digibank HK app again.
Through DBS iBanking:
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Step 1: Tap “Update my Contact Email Alerts” |
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Step 1: Tap “Update my Contact Email Alerts” |
How to define Eligible New Funds?
If I select “Renew Principal and/or Interest”, will it applicable for new or existing funds interest rate?
What is online time deposit email advice?
Email advice is an electronic receipt to record your online time deposit transaction. When you place an online time deposit, an email advice will be sent to your email address registered with our Bank.
Is it free to use email advice service?
Yes, email advice service is free of charge.
How can I subscribe email advice service?
No subscription is needed but you should have a valid email address with the Bank by the time you place an online time deposit. For all time deposit placed online, email advice will be enabled for you automatically to replace the paper advice.
How can I place online time deposit?
You can place online time deposit via DBS digibank HK and DBS iBanking. Click “How to place” in this page to view the step-by-step guidance.
How can I provide or update my email address?
You can provide or update your email address through DBS iBanking. Click here to view the step-by-step guidance.
When will I receive the email advice?
You will receive email advice on the following calendar day after your online time deposit transaction, including placement, renewal and closure (mature or premature withdrawal) is completed.
Who will receive the email advice if I place an online Time Deposit by debiting from my joint name Saving or Current Account?
Irrespective of joint name account, the customer who raises online time deposit transaction will receive an email advice on the following calendar day.
How many Time Deposit Advice will I receive if I open one Time Deposit via online and one via branch on the same day?
You will receive an email advice for your Online Time Deposit transaction and a paper advice for your Time Deposit transaction placed at branch.
Will I receive both paper and email advice for online time deposit transaction?
You will only receive an email advice for your online time deposit transaction.
If I fail to receive an email advice, where can I locate my time deposit transaction details?
Your email address with the Bank may be invalid. Please click here to understand how to check and update your email address through DBS iBanking. Also, your time deposit transaction history is available on DBS digibank HK or DBS iBanking for viewing:
DBS digibank HK: “Home” > “Deposits”
DBS iBanking: “My Accounts” > “Deposits”

Total peace of mind with Online Money Safe Guarantee
All your internet and mobile banking transactions will now be automatically covered by the new DBS Online Money Safe Guarantee. In the unlikely event that there is an unauthorised transaction, we will repay the money taken from your account.
Remarks: Terms and Conditions apply. Please click here for details.
This guarantee is given by DBS Bank (Hong Kong) Limited in connection with DBS iBanking and DBS digibank HK app service.
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