Personal Instalment Loan Manulife Exclusive Offer

For Key Facts Statement for Personal Instalment Loan, please click here.

Exclusive Personal Instalment Loan offer
for Manulife staff

Apply now to enjoy

  • Handling fee wavier
  • Monthly flat rate at 0.15% (APR 3.47%) 1

Terms and conditions apply. For details, please click here.


Act Now!

Apply Now Key Facts Statement



Loan amount up to HK$2,000,000
or 12x your monthly salary
(whichever is lower)

Enjoy up to 60 months
flexible repayment period

Redraw your repaid principal2
as many times as you like


Repayment Schedule Calculator

Please use the Repayment Schedule Calculator to calculate your specific repayment amount.

Reminder: To borrow or not to borrow? Borrow only if you can repay!


  1. The annualized percentage rate (“APR”) of 3.47% is calculated based on the monthly flat rate of 0.15% and instalment period of 24 months.  The APR is calculated in accordance with the guidelines issued in respect of the Code of Banking Practice.
  2. You are eligible to apply for redrawing the repaid principal if a minimum of one instalment has been repaid and the repaid principal is over HK$5,000, with a punctual repayment record maintained. For application or enquiry about the details of redrawing the repaid principal and the terms and conditions, please call 2290 8118. We reserves the right of final approval based on the account condition.

If a customer decides to early pay off the loan, customer should assess whether the Early Settlement Administrative Fee outweighs the interest saved. To facilitate the assessment, customer can refer to “Personal Loans FAQ” on the Bank’s website for illustration. For details of such administrative fee, please refer to the Personal Instalment Loan Terms and Conditions.

Personal Information Collection (PIC)

DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws. We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.