• Loan amount up to HK$1,200,000 or 18x monthly salary (whichever is lower)
  • Loan period up to 72 months
Terms and conditions apply. For details, please click here.
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Application Hotline: 2290 8118

The annualised percentage rate (“APR”) ranges from 2.98% to 48%, with repayment period of 12 to 72 months. The loan application is subject to the Bank’s approval. For a loan amount of HK$100,000 with 12 months repayment period, the monthly flat rate is 0.14% (APR is 5.98% including 1.5% handling fee per annum), and the total loan repayment amount is HK$103,180. The above example is for reference only.


If a customer decides to early pay off the loan, customer should assess whether the Early Settlement Administrative Fee outweighs the interest saved. To facilitate the assessment, customer can refer to “Personal Loans FAQ” on the Bank’s website for illustration. For details of such administrative fee, please refer to the Personal Instalment Loan Terms and Conditions.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

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