Certificates of deposit (CDs) are low-risk savings tools that can boost the amount you earn in interest while keeping your money invested in a relatively safe and simple way. They allow your savings to grow at a faster rate than they would in a savings account.
Please refer to the product offering documents for detailed product terms, information and risks.CDs are only offered to the Wealth Management Accounts' customers.
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Investment involves risks. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Past performances are not indicative of future performances. You should carefully read the product offering documentation, the account terms and conditions and the product terms and conditions for detailed product information and risk factors prior to making any investment.The investment decision is yours but you should not invest in Certificates of Deposit (“the Product”) unless DBS Bank (Hong Kong) Limited (星展銀行(香港)有限公司) who sells it to you has explained that the Product is suitable for you having regard to your financial situation, investment experience and investment objectives. If you have any doubt on this material or any Product offering documentation, you should seek independent professional advice.
Foreign exchange involves risk. Customers should note that foreign exchange may incur loss due to the fluctuation of exchange rate.
RMB currently may not be freely convertible and is subject to exchange controls and restrictions. There is no guarantee that RMB will not depreciate. If you convert Hong Kong Dollar or any other currency into RMB so as to invest in a RMB product and subsequently convert the RMB sale proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.
The Product is not principal protected, you could lose the entire principal amount in the worst case scenario. The Product is an investment product, carries risks not normally associated with ordinary bank deposits, and is NOT equivalent to a time deposit. You should not therefore treat the Product as a substitute for ordinary savings or time deposits.