General Insurance Plan - Home Insurance

Home Insurance

Safeguard your home and your domestic helper from any unforeseen event.

Home Insurance 

Features

  • Home contents protection against unfforeseen incidents such as fire, typhoon, burglary and theft
  • Third-party liability cover up to HK$5,000,000
  • Free worldwide protection of personal belongings at no additional cost
  • 24-hour home assistance services

Important Notes

  • This policy will be automatically renewed upon the policy expiry date of each subsequent policy year unless written cancellation notice has been given to MSIG.
  • Major Exclusions apply: War, terrorism, scratching, corrosion, wear and tear, mechanical or electrical breakdown, home unoccupied for more than 30 consecutive days, malicious damage or vandalism by a person residing lawfully in the home, contact or corneal lens, mobile or portable telephone, etc.
  • The above information is intended to be highlights of the plan only. You should not rely on the above information alone to make decision on applying for the plan. For the plan’s details, terms and conditions and exclusions, please refer to the relevant policy.

How to Apply / Make an Enquiry

  • Apply online
    Apply Now
  • Call to enquire the DBS MSIG InsureDirect Customer Service Hotline at (852) 3122 6868 to apply or Click Here to obtain detailed information of the product.

 

Domestic Helper Insurance

Features

  • Full healthcare coverage including clinical expenses
  • Hospitalisation benefits up to HK$6,000
  • Death or disability benefits up to HK$100,000 for your domestic helper or his/her family

Important Notes

  • A 14-day waiting period from the effective date of the insurance shall be applicable under Clinical Expenses, Surgical & Hospitalisation Expenses, Hospital Cash Cover and Dental Expenses for each domestic helper during which no benefits shall be payable.
  • For cancellation of policy during the period of insurance, refund (if applicable) will be made subject to a minimum premium of HK$500.
  • Major Exclusions apply : Nervous, mental disease or disorder, venereal disease, congenital anomalies and deformities, infertility, sterilization, heart disease or cancer, rest-cure or physical check-up, vaccinations, immunization, injections or preventive medication, routine examination, scaling, polishing or cleaning and crowning, repatriation or transportation of mortal remains originating outside Hong Kong, etc.
  • The above information is intended to be highlights of the plan only. You should not rely on the above information alone to make decision on applying for the plan. For the plan’s details, terms and conditions and exclusions, please refer to the relevant policy.

How to Apply / Make an Enquiry

  • Call to enquire the DBS MSIG InsureDirect Customer Service Hotline at (852) 3122 6868

Disclosures

  • The above insurance plans are underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG"). MSIG reserves the right of final approval. DBS Bank (Hong Kong) Limited ("the Bank", which expression includes its successors and assigns) is an insurance agent authorized by MSIG.
  • DBS MSIG InsureDirect is a dedicated enquiry hotline for DBS customers serviced by MSIG.
  • In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank will enter into a Financial Dispute Resolution Scheme process with the customer; however any disputes over the contractual terms of the product should be resolved directly between MSIG Insurance (Hong Kong) Limited and the customer.
Home Contents Insurance Offers
Home Contents Insurance

As low as HK$486 in the first year, plus free Le Creuset Small Ramekin

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