Your Accounts

DBS Account

With comprehensive wealth management tools, DBS provides easy channels to solutions that fit your financial needs.



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A range of wealth-building tools and trading channels to fit your short, middle and long term wealth goals.

  • Online and Mobile Securities Trading platforms
  • 24-hour Online Investment Fund Services
  • Online and Mobile Foreign Exchange Services
  • Insurance Services with Comprehensive Coverage
  • The latest investment information at your fingertips

Flexibility via DBS iBanking and DBS mBanking

  • Free – Transfer funds to other local banks free of charge (except express transfer), and schedule funds transfer up to 60 days in advance.
  • Automatic – Set up standing instructions for a recurring funds transfer of a fixed amount to the same account in your designated cycle.
  • Round-the-clock – Transfer funds and settle payments to over 700 merchants anytime, with the option to pre-set the transaction amount and date.

Enjoy greater convenience for your transactions

  • DBS Octopus ATM Card
    • Enjoy the convenience of Octopus and ATM Card payment and day-to-day banking functions at the same time
    • With the Octopus Automatic Add-Value Service (AAVS), your Octopus ATM card will be automatically reloaded with HK$250 (once per day) from the designated
      HKD current account when the Octopus balance reaches zero or negative balance*
    • Automatically registered for the Octopus Rewards Programme
  • Savings and checking 2-in-1
    • Earn interest on your savings and enjoy the convenience of issuing cheques under one single account, without the hassle of transferring funds.
*Any overdraft of the HKD current account (including any overdrawn amount which exceeds the pre-agreed overdraft limit) shall be subject to the provisions of the Bank Account and Services Terms and Conditions (as the case may be) (including but not limited to the payment of overdraft interest and other charges) and the customer’s rights and obligations shall be determined accordingly.

How to Apply

* The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.

Useful Links

The minimum monthly average account balance requirement (including deposit and / or investments) for DBS Account is HK$200,000 (or its equivalent in foreign currency(ies). A monthly maintenance fee of HK$100 will be charged if the said minimum requirement is not met. Customers can enjoy a waiver of the maintenance fee if they take up selected banking services (including using DBS Account as payroll account, unsecured loans, mortgage, investment fund savings plan and selected life insurance plans).

Risk Disclosure and Important Notice:
The above information is for your reference only and does not constitute any offer or solicitation to enter into any investment transaction. Securities Trading or Investment Fund Trading is an investment. Investment involves risks. The prices of stocks / investment funds fluctuate, sometime dramatically. The price of a stock / an investment fund may move up or down and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of trading stocks / investment funds. Foreign Exchange involves risk. Customers should note that foreign exchange may incur loss due to the fluctuation of exchange rate. The investment decision is yours but you should not invest unless you have taken into account that the investment is suitable for you having regard to your financial situation, investment experience and investment objectives. Prior to any investment transaction, you should refer to the relevant offering documents (including risk factors) and our "Investment Products Consolidated Terms and Conditions" for detailed information. The Bank is not acting as your investment or financial advisor. Past performance is not indicative of future performance. Customer should obtain independent expert financial advice before any investment. If you have any query, you should seek independent professional advice.