Funds Transfer Cut-off Time and Fee

Local Funds Transfer Cut-Off TimeFor Funds Transfer to My DBS Account & Other DBS Accounts

	Currency	Submission Week/Date	Submission Time	To be processed by
Between Wealth Management Accounts	Same Currency	Mon - Sun	24 hours	Real time
Between Wealth Management Accounts	Currency Exchange^{^}	Mon - Sun	24 hours	Real time
Between Wealth Management Accounts & Banking Accounts^#*	Same Currency (except CNY to CNY) Currency Exchange^{^}	Mon - Sun	00:00 am to 2:00 am	Same Day after 6:00 am
	Same Currency (except CNY to CNY) Currency Exchange^{^}	Mon - Sun	2:01 am to 11:59 pm	Real time
	CNY to CNY	Mon - Thu	00:00 am to 7:59 am	Same-Business Day after 8:00 am
			8:00 am to 10:00 pm	Real time
			10:01 pm to 11:59 pm	Next-Business Day
		Fri	00:00 am to 7:59 am	Same-Business Day after 8:00 am
			8:00 am to 10:00 pm	Real time
			10:00 pm to 11:59 pm	Unable to process
		Sat, Sun and Public Holiday	24 hours	Unable to process
Between Banking Accounts^#	Same Currency	Mon - Sun	24 hours	Real time
From Banking Accounts^# to DBS Credit Card / Cashline Revolving Loan Account	Same Currency	Mon - Sun	00:00 am – 09:59 pm	Same-Business Day after 10:00 pm
	Same Currency	Mon - Sun	10:00 pm – 11:59pm	Next-Business day
Recurring Transfer (Standing Instruction) Between Banking Accounts^#	Same Currency	Mon - Sun⁺	24 hours	Next-Business Day at around 4:00 pm
Recurring Transfer (Standing Instruction) Between Banking Accounts^#	Same Currency	If the payment cycle is set for the last bank business day of the month, and that date falls on a Saturday, Sunday or public holiday	Not Applicable	Executed on the Preceding-Business Day

^# “Banking Accounts” are Savings Account, Current Account, Save & Cheque Account, Multi-Currency Savings Account.

^{^} Every day between 4:55 am and 7:00 am, currency exchange service is unavailable for regular system maintenance.

^* Same currency transfer and currency exchange services between Wealth management Accounts and Banking Accounts are unavailable from 11:59pm on every last bank business day of the month to 03:00 am on the first bank business day of next month.

⁺ Not applicable if the payment cycle is set as Daily Execution (Mon-Fri Business Day).

For Funds Transfer to Other Local Bank Account

	Submission Week/Date	Submission Time	To be processed by
Transfer Now (via Faster Payment System (FPS))	Mon - Sun	24 hours	Real time*
Transfer In Branch (via RTGS)	Mon – Fri (Except public holidays)	During Business Hours	Before Cut-Off time (3:30pm): Same day* After Cut-Off time: Executed on the Next-Business Day
Recurring Transfer (Standing Instruction) Between Banking Accounts^# (via Faster Payment System (FPS))	Mon - Sun	24 hours	Next-Business Day at around 4:00 pm*
Recurring Transfer (Standing Instruction) Between Banking Accounts^# (via Faster Payment System (FPS))	If the payment cycle is set for the last bank business day of the month, and that date falls on a Saturday, Sunday or public holiday	Not Applicable	Executed on the Preceding-Business Day*

* The exact timing of crediting funds to recipient's account will be subject to the operation of recipient bank.

For details of our general system maintenance, please click here.

Funds Transfer Fee

	Submission Week/Date	Submission Time	To be processed by
Transfer Now (via Faster Payment System (FPS))	Mon - Sun	24 hours	Real time*
Transfer In Branch (via RTGS)	Mon – Fri (Except public holidays)	During Business Hours	Before Cut-Off time (3:30pm): Same day* After Cut-Off time: Executed on the Next-Business Day
Recurring Transfer (Standing Instruction) Between Banking Accounts^# (via Faster Payment System (FPS))	Mon - Sun	24 hours	Next-Business Day at around 4:00 pm*
Recurring Transfer (Standing Instruction) Between Banking Accounts^# (via Faster Payment System (FPS))	If the payment cycle is set for the last bank business day of the month, and that date falls on a Saturday, Sunday or public holiday	Not Applicable	Executed on the Preceding-Business Day*

How to Transfer

Visit any of our branches.

Funds Transfer Cut-off Time and Fee

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