e-Cheque is the electronic counterpart of paper cheque, and is issued and deposited online. DBS Bank offers e-Cheque deposit service. Customers are allowed to deposit e-Cheque to DBS Bank account through the e-Cheque Drop Box service.


  • e-Cheque has the same legal status as paper cheque
  • e-Cheque removes the need for physical delivery and deposit
  • Paperless and environmental friendly

Deposit e-Cheque

Customers can deposit e-Cheque to DBS Bank account through the e-Cheque Drop Box service provided by Hong Kong Interbank Clearing Limited ("HKICL")#.

The e-Cheque Drop Box can be accessed through its website http://www.echeque.hkicl.com.hk or mobile application.

#HKICL is the clearing house for processing interbank clearing and settlement in Hong Kong. It is a company equally owned by the Hong Kong Monetary Authority and the Hong Kong Association of Banks.


Smart Tips

  • Remove the e-Cheques from the computer and/or smart phone after the deposit unless recordkeeping is necessary
  • Don't scan an image of paper cheque and treat it as an e-Cheque
  • Don't print out the e-Cheques for deposit at bank branches
  • Don't deposit an e-Cheque more than once
  • Don't offer any credit facility to the payee based on an e-Cheque as collateral


You can ask other trusted persons (e.g. family members) to deposit e-Cheques on your behalf through the e-Cheque Drop Box service, or refer to the information on the HKICL website, or approach your bank for assistance if necessary.

The cut-off time for e-Cheque deposit through the e-Cheque Drop Box service is 5:30 p.m. of each business day for same day clearing. For e-Cheque deposit through the Internet banking, you should refer to the cut-off time specified by individual banks.

Yes, you can ask the payer to use other payment instruments (e.g. paper cheque) if you do not prefer to receive e-Cheques.

Useful Links

The brochure of e-Cheque provided by Hong Kong Monetary Authority and The Hong Kong Association of Banks

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