Call-a-loan Service /Fee Based Instalment Programme Monthly Repayment Calculator

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Repayment Calculator

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Call-a-loan calculator and repayment schedule

Flexi Shopping Programme calculator and repayment schedule

Loan Amount (HK$)

This field is required. The minimum value is 3000.

Tenor (months)

This field is required.

Annualised Percentage Rate

This field is required.

Disclaimer: The result of the Repayment Calculator is for reference only and the actual repayment liability depends on the actual terms of each borrowing arrangement.

Repayment Schedule of Call-a-loan
Loan Amount
Tenor (months)
Annualised Percentage Rate
Monthly Instalment Amount
Total Interest Amount

The apportionment of each monthly instalment amount between principal and interest is based on Rule of 78. Customer may refer to “Consumer Education Programme – Personal Loans” on HKMA website for details about Rule of 78.

Number of Instalment

Monthly Instalment Amount

Principal Portion

Interest Portion

Repayment Schedule of Call-a-loan
Loan Amount
Tenor (months)
Annualised Percentage Rate
Monthly Instalment Amount
Total Interest Amount

The apportionment of each monthly instalment amount between principal and interest is based on Rule of 78. Customer may refer to “Consumer Education Programme – Personal Loans” on HKMA website for details about Rule of 78.

Flexi Shopping Transaction Amount (HK$)

This field is required. The minimum value is 2000.

Tenor (months)

This field is required.

Monthly Flat Rate

This field is required.

Disclaimer: The result of the Repayment Calculator is for reference only and the actual repayment liability depends on the actual terms of each borrowing arrangement.

Repayment Schedule of Flexi Shopping Programme
Flexi Shopping Transaction Amount
Tenor (months)
Monthly Flat Rate
Monthly Instalment Amount
Total Interest Amount

The apportionment of each monthly instalment amount between principal and interest is based on Rule of 78. Customer may refer to “Consumer Education Programme – Personal Loans” on HKMA website for details about Rule of 78.

Number of Instalment

Monthly Instalment Amount

Principal Portion

Interest Portion

Repayment Schedule of Flexi Shopping Programme
Flexi Shopping Transaction Amount
Tenor (months)
Monthly Flat Rate
Monthly Instalment Amount
Total Interest Amount

The apportionment of each monthly instalment amount between principal and interest is based on Rule of 78. Customer may refer to “Consumer Education Programme – Personal Loans” on HKMA website for details about Rule of 78.

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