For Key Facts Statement for Personal Instalment Loan, please click here.
Annualised Percentage Rate as low as 1.88%+Earn up to HK$3,500 cash rebate~ upon successful application!
"Tax Season Loan" is a low-interest "Personal Instalment Loan" designed during the tax season.
^Terms and conditions apply. For details, please click here. (The terms and conditions relating to this promotion campaign is available for download at our website from now until 1 month after the end of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy within the above-mentioned timeframe.)
For terms and conditions of preceding month’s promotion, please click here.
*For details of how to use InstaRedeem and register for DBS Card+ account, please click here.
Annualised Percentage Rate as low as1.88%+
0% Loan Set Up Fee
Loan amount up toHK$2,000,000or 20x of your monthly salary
(whichever is lower)
Enjoy12 – 24 monthsflexible repayment period
Online Application
Apply via Phone
Call Personal Loans Hotline at (852) 2290 8203
We provide you with a cooling-off right. If you fully repay the loan amount within the cooling-off period (i.e. 7 calendar days after the day of loan drawdown) (“Cooling-off Period”), no interest and early settlement fee will be charged. However, since we have deducted the loan set up fee when disbursing the loan proceed to you and such fee is non-refundable, when you cancel the loan within the Cooling-off Period, you must add the amount of the loan set up fee to the loan proceed you received and return such amount to us. If you have any queries about the Cooling-off Period or need further assistance, please feel free to contact our Customer Service Hotline at 2290 8888.
The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.
For monthly repayment table, please click here.
Please submit photocopies of required documents to facilitate our processing of your application. Documents submitted, together with the application form, will not be returned.
Upload Here
Applicants must be a Hong Kong Resident aged 18 or above with a minimum annual income of HK$80,000
Use the Repayment Schedule Calculator to calculate your repayment amount.
+Only applicable to DBS Treasures Customers only, and with a loan amount of HK$1,500,000 or above and a tenor of 12 months. The Monthly Flat Rate is 0.09%, the Annualised Percentage Rate is 1.88% (taking into account HKD1,000 cash rebate) or 2.01% (without any cash rebate).
~Up to $3,500 cash rebate is for DBS Treasures Customers, and with a loan amount of HK$1,500,000 or above and a tenor of 24 months.
If a customer decides to early pay off the loan, customer should assess whether the Early Settlement Administrative Fee outweighs the interest saved. To facilitate the assessment, customer can refer to “Personal Loans FAQ” on the Bank’s website for illustration. For details of such administrative fee, please refer to the Personal Instalment Loan Terms and Conditions.
For Terms and Conditions for Direct Credit Authorization (for Loan Disbursement) and Direct Debit Authorization (for Loan Repayment), please click here.
Reminders about Responsible Borrowing
Personal Information Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws. We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
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