Currency Linked Investment

Currency Linked Investment is a structured investment product involving a currency option.

Access potentially higher returns than traditional fixed deposits with Currency-Linked Investment. This short-term investment product features a yield enhancement structure that allows you to benefit from your view of exchange rate movements between a pair of currencies. Investments are tailored to your specific needs, and you can choose from a range of currency pairs, tenures and FX conversion rates.

This is a structured product involving derivatives. Do not invest in it unless you fully understand and are willing to assume the risks associated with it. If you are in any doubt about the risks involved in the product, you may clarify with the intermediary or seek independent professional advice.



Why choose DBS Currency-Linked Investment?

  • Grow your wealth with the wide range of innovative investment products offered by DBS
  • Identify the most suitable products for your needs with strategic advice from our investment professionals
  • Stay informed of the latest market developments through our invaluable insights, in-depth analysis and timely updates developed by more than 100 DBS research analysts in Asia
  • Be assured that our expertise and award-winning capabilities make DBS one of the best wealth management banks in Asia

Risk-Benefit Analysis

  • Yields are potentially higher than traditional fixed deposits
  • Investments are tailored to your specific needs with respect to currency pairs, tenures and FX conversion rates
  • Investment repayment will always be the weaker currency of the pair
  • Potential capital losses in investment currency may occur if the investment currency depreciates
  • The Currency Linked Investment is a commitment by the Customer for the agreed tenor with DBS. No early uplift, early withdrawal or early termination by the Customer is permitted. The Customer has to maintain the Currency Linked Investment with the Bank up to the Maturity Date
  • The Currency Linked Investment is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong


How do you determine the best products for me?

We have a thorough and robust process in place to recommend suitable products for you upon evaluating your investment experience and risk tolerance level.

Are Currency-Linked Investment capital protected?

Currency-Linked Investment are not capital protected, however we offer capital-protected products if they are a better fit for your portfolio. The right product will depend on your risk tolerance level and suitability.

Do you offer longer-term products?

Yes, we do. Please contact us at (852) 2290 8068 and our dedicated team will advise you.

What market information does DBS have?

We have more than 100 research analysts who produce research reports and market updates on a daily basis. We also publish a Quarterly Strategy and Asset Allocation report.


How do I apply?

Please contact your Relationship Manager or call DBS Business Care at 2290 8068 and we will arrange for a product specialist to speak with you.



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