SME Insurance Package – Enterprise Guard

Enterprise Guard is an all-in-one insurance solution specifically for companies in Hong Kong, particularly suitable for SMEs. Additional cover limits and extensions are tailor-made for a broad range of trades and businesses.

Plan Highlights

  • Comprehensive Property All Risks Protection covering accidental loss of or damage to business contents and stock
  • 5 additional core benefits at no cost, including Business Continuity, Money Protection, Public Liability, Fidelity and Personal Assault
  • Optional Employees’ Compensation to provide extra protection for your staff
  • Once you have enrolled in Section 1 of the plan, benefits in Sections 2 to 6 will be offered free of charge. Section 7 is an optional benefit with additional premium

Section 1 – Material Damage (Basic Cover)

Section 2 – Business Continuity (Free)

Section 3 – Money (Free)

Section 4 – Liability (Free)

Section 5 – Employee Dishonesty (Free)

Section 6 – Personal Assault (Free)

Section 7 – Employees’ Compensation (Optional)


How do I apply?

Make an appointment
Simply call our DBS Chubb Insurance Service Hotline at 3191 6618 or contact your relationship manager for more information.

Important notes

  1. The above insurance plan is underwritten by Chubb Insurance Hong Kong Limited("Chubb"). Chubb reserves the right of final approval. DBS Bank (Hong Kong) Limited ("the Bank", which expression includes its successors and assigns) is an insurance agent authorised by Chubb.

  2. DBS Chubb Insurance Service Hotline is a dedicated enquiry hotline for the Bank’s customers serviced by Chubb.

  3. The Bank may receive commissions and incentives from Chubb as remuneration for marketing or promoting Chubb’s products.

Collection of Levy on Insurance Premium

The Insurance Authority (IA) has announced the collection of levy on insurance premium in accordance with relevant laws and regulations. Effective from 1 January 2018, all premiums shown in this webpage are subject to levy.  Find out more at

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