group-personal-accident

Group Personal Accident and Critical Illness

Extensive coverage for yourself and your employees

Group Personal Accident and Critical Illness

Extensive coverage for yourself and your employees

At a Glance

Chubb Insurance Hong Kong Limited ("Chubb") offers comprehensive coverage including Accidental Death, Permanent Disability and other benefits, anytime, anywhere.

Group Personal Accident

Benefit

  • Wider coverage for natural catastrophes
    Covering 8 additional events: Cyclone, Flood, Landslide,
    Tornado, Volcanic eruption, Windstorm, Hailstorm
    and Wildfire.
  • Additional cover customised to your needs
    Featuring 17 additional benefits that address your employees’
    needs.
  • 3 standard general exclusions
    The comprehensive range of protection offered, coupled with
    limited exclusions, gives your employees and you greater
    assurance.

Additional Cover

  1. Replacement Staff and Recruitment Costs
  2. Visitor’s Benefit
  3. Funeral Expenses
  4. Repatriation of Mortal Remains
  5. Coma Benefit
  6. Dependent Child Education Supplement
  7. Modification / Mobility Expenses
  8. Ambulance Cost
  9. Trauma Counselling Benefit
  10. Accidental Hospital Recuperation
  11. Compassionate Income
  12. Credit Card Indemnity
  13. Major Head Trauma
  14. Physiotherapy Costs
  15. Scarring of the Face
  16. Accidental Death due to Natural Catastrophe
  17. Terrorism Benefit
Enterprise Employees Accident and Illness Benefits

Benefit

Item

 

Coverage

 

Sum Insured Per Insured Person(HKD)

 

Plan 1

Plan 2

Plan 3

1

Personal Accident

500,000

400,000

200,000

2

Accidental Medical Expenses Reimbursement

5,000

4,000

2,000

3

Critical Illness ("CI")

200,000 for 3 CI*

100,000 for 3 CI*

100,000 for Cancer only

4

Compassionate Death

20,000

20,000

20,000

* 3 CI : Cancer, Myocardial Infarction and Kidney Failure

Product Highlights

  • Hybrid product (combining Group Personal Accident and Critical Illness) catered for SMEs
  • Simple Enrollment - No medical examination, member census or MPF record required
  • Easy policy administration for unnamed basis
  • Zero excess (nil deductible)
  • Ages 20 to 60 years old
  • Personal Accident and Permanent Total Disablement, including death and permanent disability
  • Accidental Medical Expense reimbursement including treatment by a Chinese physician
  • Critical Illness diagnosis benefit providing cover for 3 Critical Illnesses including cancer, kidney failure, myocardial infarction
  • Compassionate Death covering sudden sickness resulting in death
  • 24-Hour Worldwide Coverage

Flexible Choice of Insured Persons

  • For all Employees; or
  • For Senior Management Staff only (refers to any managing director, chairman, chief executive officer, president or senior vice president)

Key Exclusions

  • Intentional self-inflicted injury, suicide, or any attempt suicide, while sane or insane, reckless misconduct, or any illegal or criminal act committed by the Policyholder or an Insured Person
  • Flying or engaging in aerial activities other than as a passenger in an aircraft licensed to carry passengers and operating only between established commercial airports
  • Training for and/or participating in any professional sport of any kind
  • Manual work and/or construction site work
  • War, invasion or civil war or direct participation in a Strike or Riot
  • Pre-existing medical conditions
How to Apply

Simply call our DBS Chubb Insurance Service Hotline at 3191 6618 or contact your Relationship Manager for more information.

Important Notes:

  1. The above insurance plan is underwritten by Chubb. Chubb reserves the right of final approval. DBS Bank (Hong Kong) Limited ("The Bank") is an insurance agent authorised by Chubb.
  2. DBS Chubb Insurance Service Hotline is a dedicated enquiry hotline for DBS customers serviced by Chubb.
  3. The Bank may receive commissions and incentives from Chubb as remuneration for marketing or promoting Chubb’s products.

Collection of Levy on Insurance Premium
The Insurance Authority (IA) has announced the collection of levy on insurance premium in accordance with relevant laws and regulations. Effective from 1 January 2018, all premiums shown in this webpage are subject to levy.  Find out more at www.ia.org.hk/en/levy.

 

The above information are the highlights of plan’s coverage only. For the plan's details, please refer to the terms and conditions and exclusions of the policy. In the event of any discrepancy between English and Chinese version, the English version shall prevail.