Online Business
Account Opening

Enjoy our welcome offers of up to HK$13,888 cash rebate and more! ^^

From now until 29 February 2024, enjoy a series of welcome offers^ upon successful Business Account Opening application online, which are exclusively for SMEs.

Minimum Deposit Balance Service Fee Waiver


HK$750 Free1
Complete the below missions within the first 6 months upon your Business Account is successfully opened to earn accumulated cash rewards!
Up to  HK$13,888  Cash Rebate^

Deposit HK$600,0002


First 6 Months

HK$5,300 in total +

Complete 6 Payments3


Within 6 Months


Complete Payroll Instruction4


Within 6 Months


Accumulate FX Transactions5


Within 6 Months

HK$6,200 in total

Transaction amount: US$10,000,000


1 Monthly service fee for minimum deposit balance will be waived for the first 3 months upon Business Account opening. (Valued at HK$750)
2 Maintain>= HK$600,000 average total deposit balance within first 6 calendar months upon Business Account opening (HKD equivalent) with a maximum of HK$5,300.
3 Completed at least 6 outward payment transactions in the first 6 calendar months upon Business Account opening via IDEAL Online Banking Platform with a maximum cash rebate of HK$500.
4 Completed payroll instruction for at least 3 months or more in the first 6 months upon account opening with a maximum cash rebate of HK$1,888.
5 The accumulated volume of FX transaction(s) conducted via its Business Account with the Bank on or before the date falling 6 months after the opening date of such Business Account reaches US$100,000 (or its equivalent in other currencies) or more with a maximum of HK$6,200 cash rebate.
* The account set up fee rebate is capped at HK$1,200. Terms and conditions apply. ^ Terms and conditions apply. For details, please visit: Terms and Conditions of DBS SME Online Account Opening for Business - Welcome offers.

Open your account in
 3 steps and as fast as 2 working days***.

icon Submit application

Fill out the application form in
as fast as 15 minutes.

icon Verify your Identity

See what documents and proof of
identity you need to prepare here.

icon Account Opened

In as fast as 2 working days***, you can start
transacting with your account.

Business Account Opening Document Upload Guide Download PDF
Account Opening Process at a Glance Play Video

** Based on actual cases of filling out online account opening application forms, it only takes as fast as 15 minutes to complete the form.
*** Subject to eligibility and conditions.
^ Terms and conditions apply. For details, please visit: Terms and Conditions of DBS SME Online Account Opening for Business - Welcome offers.

DBS App Icon

Apply on
DBS IDEAL Mobile App


Go beyond desktop submissions and enjoy fully mobile app-based onboarding experience on DBS IDEAL Mobile


Apply for a Business Account, verify your identity, track your application status, and manage your finances in a single app


Enjoy unparalleled convenience with swift authentication for all permanent Hong Kong Identity Card holders


Transact with the World


24/7 Business

Together with our DBS IDEAL online banking platform, you can manage business banking anytime anywhere. Make cross-border payments in 10 minutes within DBS Network via DBS PriorityPay.**


Instant Foreign

Round-the-clock FX service, including customised FX watchlist, real-time price alert and FX transactions at any time via Instant FX Conversion.


Access up to
14 currencies

Hassle-free auto-currency wallet creation when completing FX transactions or inward remittances. Supporting up to 14 currencies: AUD, CAD, CNY, CHF, DKK, EUR, GBP, HKD, JPY, NOK, NZD, SEK, SGD, and USD.


Instant Fund
Transfers via FPS*

Up to 50 free transactions in HKD each month with a HK$5 rebate per transaction1. 24/7 transactions and support up to HKD million/RMB 5 million per transaction.

* DBS IDEAL online banking platform is required for this product and service.
1 Refer to the FASTER PAYMENT SYSTEM ("FPS") section here for FPS payments rebate.
** Subject to regulations in the beneficiary market.

Open up more opportunities 
for your business.

Recommended for a seamless experience