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Working Capital
Expand your business with a term loan and flexible repayment plans
Enhance your cash flow and improve your day-to-day business operations with a DBS Term Loan.
Why choose DBS Term Loan?
You may borrow up to your required loan amount with tenure of up to ten years.
Revolving credit is a line of credit you take which you can choose to pay over a period of time. You decide how much you want to borrow at any time up to the credit limit set for your account. The payment period is not fixed but usually a minimum sum of payment is required on a monthly basis.
Non-revolving credit is when credit is extended over a fixed repayment plan. As payments are paid on non-revolving credit plans, further credit is not extended.
Depending on the type of loan you take, the amount and tenure of loan, collaterals may or may not be required. However, we will consider each application on a case-by-case basis.
A relationship manager will be assigned to you and will contact you to arrange for the necessary documents required to facilitate the term loan.
Please call us at 2290 8068 for more information and if you need assistance.
How do I apply?
Simply call DBS Business Care at 2290 8068 or visit our Enterprise Banking Centres, SME Banking or designated DBS Branches and our Relationship Manager will be glad to assist you. You will need to submit the following documents:
To borrow or not to borrow? Borrow only if you can repay!
DBS BusinessCare: 2290 8068