Offers a high loan amount up to 18x of monthly salary to clear your debts and save interest expenses up to 98%.
For Key Facts Statement for Debt Consolidation Loan, please click here.
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If your credit card debts accumulate and paying them off is nowhere in sight, our Debt Consolidation Loan can help you clear all your card debts in one go. With a fixed monthly instalment plan and extended repayment periods, you can save interest expenses substantially and clear your card debts easily.
* Assuming the monthly repayment amount is 4% of the HK$800,000 credit card outstanding balance at an interest rate of 30% p.a. (APR is 34.49%). The monthly repayment amount stated in the table is the average of the first three months repayment.
# Assuming the repayment period is six years and the monthly flat rate is 0.04% (APR is 3.83%, including 1.5% p.a. handling fees). The final approval of the interest rate, loan amount and repayment period is subject to the financial condition of customer. For details of interest calculation and the loan features, please contact our staff.
If a customer decides to early pay off the loan, customer should assess whether the Early Settlement Administrative Fee outweighs the interest saved. To facilitate the assessment, customer can refer to “Personal Loans FAQ” on the Bank’s website for illustration. For details of such administrative fee, please refer to the Personal Instalment Loan Terms and Conditions.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Personal Information Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws. We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
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