For Key Facts Statement for Residential Mortgage Loan, please click here.

A home is more than a place to rest. It is where memories are made and futures are formed. Plan smart with our range of DBS mortgage plans to better manage your financials and enjoy the joy of becoming a home owner at the same time.


Why take a DBS Mortgage Loan?

  • Loan amount up to 60% of the property purchase price or the appraised value, whichever is lower
  • Loan tenor up to 30 years
  • New Purchase, Refinancing and Cash-out Refinancing
  • Free property valuation
  • Competitive mortgage terms
  • Comprehensive professional services – make an e-Appointment with our Home Advice Specialists now

Prime-based Mortgage Plan


  • Mortgage interest rate based on the HKD Prime Rate
  • Monthly repayment will be comparatively stable

HIBOR-based Mortgage Plan


  • Mortgage interest rate is based on the Hong Kong Interbank Offered Rate (“HIBOR”)
  • Interest Rate Tracker Function – For your better financial planning
  • Lock up the interest rate risk by a Prime-based interest rate cap, the mortgage interest rate will be determined based on the cap rate or the applicable HIBOR-based interest rate, whichever is lower.
  • Mortgage Interest Rate will be re-fixed at the expiry of each interest period


  • Competitive interest rate
  • Cash rebate
  • Enjoy special offer on fire insurance

Contact Us

  • Make an e-Appointment with our Home Advice Specialists now
  • e-Appointment
  • Call our DBS Mortgage Direct Hotline: 2961 2288

Reminder: To borrow or not to borrow? Borrow only if you can repay!


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