Credit Card | Help & Support | DBS Bank Hong Kong

Add credit cards to Mobile Wallets: Follow below instructions to add DBS Credit Cards to your Apple Pay / Google Pay / Samsung Pay.
What should I do if my device is lost or stolen?: Follow below instructions if your device with Apple Pay / Google Pay / Samsung Pay is lost or stolen.
About Apple Pay: With Apple Pay, you now have an easy, secure, fast and convenient way to make purchases in stores and online using the iPhone, Apple Watch or iPad.
About Google Pay: Google Pay is a simple and secure way to pay with your Android phone using the NFC (Near Field Communication) feature on your phone.
About Samsung Pay: Samsung Pay is a secure and easy-to-use mobile payment service which can be used to make purchases almost anywhere. Leveraging a new proprietary technology called Magnetic Secure Transmission (MST) and Near Field Communication (NFC), Samsung Pay makes mobile payment more accessible to both merchants and customers.

Annual income requirement for principal credit card application: You need to meet the annual income requirement to apply a principal credit card.
Latest welcome offer of DBS credit cards: You may click here for current welcome offer of DBS credit cards.
Check application status: You can check your application status online and we will send you SMS upon the approval of your credit card application.
Required documents for principal credit card application: You need to prepare the required documents, e.g the copy of identity document, address proof and income proof etc. to apply principal credit card.
Required documents for supplementary credit card application: You need to provide the copy of HKID of supplementary applicant with principal cardholder and supplementary applicant signatures.
Submit missing credit card application documents: You can submit the missing documents online after you submit your credit card application.

Activate your new credit card: Once receiving the new credit card, you can activate your card through our website or hotline.

How to check credit card statement balance: You may check credit card statement balance through various means.
View my e-statement through DBS iBanking: You can view your banking account or credit card e-statement through DBS iBanking.
Understanding Credit Card Statement: Learn how to interpret the different components of your credit card statement.
Change my e-statement to paper statement: You can change your e-statement to paper statement through DBS iBanking.
Change my paper statement to e-statement: You can change your paper statement to e-statement through DBS iBanking.

New DBS$ reward scheme: You can earn DBS$ 1 for every HK$250 spending.
COMPASS Dollar reward scheme: Spend and earn 0.4% COMPASS Dollar Rebate at any retail merchants!
How soon DBS$ will be credited to my account after transaction?: DBS$ will be credited to customer on the next business day after the transaction Post Date under normal circumstance.
How soon COMPASS Dollar will be credited to my account after transaction?: COMPASS Dollar will be credited to customer on the next business day after the transaction Post Date under normal circumstance.
Check DBS$/COMPASS Dollar balance: You can check your DBS$ / COMPASS Dollar balance through DBS digibot, DBS Card+ and DBS iBanking etc.
Comparison between DBS$ Reward Scheme and COMPASS CARD Reward Scheme: Compare DBS$ Reward Scheme with COMPASS CARD Reward Scheme on information about application, accumulation, expiry date and Asia Miles^TM redemption.
Earn DBS$ with eligible spending: You can earn DBS$ with local and overseas retail spending.
Earn COMPASS Dollar with eligible spending: You can earn COMPASS Dollar with local and overseas retail spending.
Changing DBS$ reward scheme: You may change your DBS$ reward scheme through iBanking.
Redeem Asia Miles^TM with COMPASS Dollar: You can redeem Asia Miles^TM with COMPASS Dollar through DBS Card+.
Redeem Asia Miles^TM with DBS$: Since 1 February 2017, for all DBS credit cards (except DBS Black WorldMaster Card), you need to use DBS$72 to get 1,000 miles.
Can I redeem Asia Miles and transfer to other account?: Your redeemed Asia Miles or PhoenixMiles can only be deposited to principal credit card holder’s mileage account.
Redeem Cash Rebate with DBS$: You can get cash rebate with DBS$ through DBS$ cash rebate scheme or apply through DBS Card+.
Redeem flight tickets/book hotel with DBS$ (For DBS principal master card only): You can redeem flight tickets or book hotel through iGo rewards platform with your DBS$.
Redeem Gift Coupon with COMPASS Dollar: You can redeem gift coupon with COMPASS Dollar through DBS Card+.
Redeem Goods in eShop with COMPASS Dollar: You can use COMPASS Dollar to redeem goods through DBS Card+.
Redeem PhoenixMiles with DBS$: You can redeem PhoenixMiles through iGo rewards platform with your DBS$.
Use DBS$ or COMPASS Dollar to redeem Avios points / KrisFlyer miles: You may use DBS$ or COMPASS Dollar to redeem Avios points / KrisFlyer miles starting from 2 May, 2018.

How to refund credit balance on my credit card?: You may use the credit balance to offset the coming outstanding balance of that credit card account.
Check transactions details: You can simply check your credit card transactions details through DBS digibot, DBS Card+, DBS iBanking and DBS digibank HK.
Exchange rate and handling fee of overseas transaction: If you conduct foreign currency transactions, the Bank will charge a handling fee of 1.95% based on the applicable exchange rate on processing date for each transaction. You can check the exchange rate through VISA and Mastercard website.
Fee relating to Settling Foreign Currency Transaction in Hong Kong Dollars: If you choose to settle foreign currency transactions in Hong Kong dollars made with merchants outside Hong Kong, or online merchants whose place of registration and/or settlement are outside Hong Kong, VISA / Mastercard / American Express impose a charge of 1% of the transaction amount on the Bank. The Bank will therefore charge the same for the customers (except for DBS Live Fresh Card) effective from 4 January 2024.
The reason of declined transaction: You may check your available credit limit, card status, or ensure you are using valid credit card for spending.

Latest rewards and offers: You may check the latest rewards and offers in DBS Credit Card page.

Discovered unauthorised credit card transactions: You may enquire via DBS digibot, or report to police immediately if needed.

Not received the purchased / subscribed goods or services: You should check with the merchant for the reason of not providing the goods or services for which you have purchased / subscribed.
Not received refund after goods returned: You should check with the merchant for the refund status first.
Debited for recurrent payment after cancellation / termination of service: You should contact the merchant to cancel the recurrent transaction.

Check available credit limit: You can check your available credit limit through DBS Card+, DBS iBanking or DBS digibank HK easily.
Permanently decrease credit limit: You can request to decrease your credit limit permanently via DBS Digibot or mail.
Permanently increase credit limit: If you want to increase your credit limit permanently, you may apply via DBS Card+, our website or download form directly.
Set credit limit for different credit cards: You can set a specific credit limit for designed credit card by fax.
Temporarily increase credit limit: You may temporarily increase your credit limit via DBS digibot. It will take effect no earlier than 5 days from submission if approved.
Set Limit for Supplementary Card: By following few simple steps, you will be able to set the default payment card at Google Pay
Apply for opt in/out credit card overlimit facilities: You can apply to choose your credit card overlimit facilities preference via DBS Digibot or completing an application form.

Early repayment of Call-a-loan, Funds Transfer or For Flexi Shopping that charged monthly interest: You will still have to settle the interest payable for remaining terms.
Interest-free repayment period of DBS credit card: You can enjoy up to a maximum of 60 days interest-free repayment period of DBS credit card.
Flexible credit card payment: You can choose to settle minimum payment of your credit card statement with financial charges on daily interest basis.
Make late payment: You will subject to pay the late fee and financial charges if you cannot make your card payment before or on due date.
How to check credit card payment transaction: You may check credit card payment transaction through various means.
How to check credit card payment due date: You may check credit card payment due date through various channels.
Settle credit card payment: You can settle your credit card balance by different payment methods.
How to set up DBS Credit Card Autopay with your DBS account: You can set up DBS Credit Card Autopay with your DBS account via iBanking.
What should I do if Credit Card Autopay is rejected?: If your Credit Card Autopay gets rejected, please settle your credit card outstanding balance as soon as possible before the due date via other payment methods to prevent additional charges.

Activate overseas ATM transaction service: You can manage your overseas transactions setting through DBS iBanking or ATM for your ATM card or credit card.
Apply Octopus Automatic Add Value Service (AAVS): You can simply apply AAVS through DBS Card+.
Request annual fee waiver: You can request credit card fee waiver via below channels.
Apply Flexi Shopping: You can apply an instalment up to 60 months through DBS Card+.
Activate Octopus Automatic Add Value Service (AAVS): Once your AAVS application is approved, you will receive an activation letter by mail. You may choose to activate your service via MTR Customer Service, “Octopus” App or Octopus PC Reader.
Make a cash advance with my credit card: You can get cash advance at the JETCO ATMs in Hong Kong and Macau by using your Credit Card ATM PIN.
Use my DBS Credit Card to withdraw cash from my existing DBS bank account: You can request to link up your DBS bank account with your DBS Credit Card by filling form.
Change Octopus Card for Octopus Automatic Add Value Service (AAVS): You can add the new Octopus Card for Octopus Automatic Add Value Service (AAVS) through Card+.
Cancel Octopus Automatic Add Value Service (AAVS): Since our credit card limit is a consolidated limit, credit limit for supplementary card cannot be set individually.
Report loss of Octopus with AAVS: The report loss of Octopus with AAVS needs to be handled by Octopus Cards Limited.
Existing DBS credit card holder applies for a new credit card: Existing DBS credit card holders may apply for a new DBS credit card through below channels conveniently.
New Credit Card with Visa payWave Function: Starting from 1 October 2018, DBS Visa Card and supplementary card (if any) with Visa payWave function will be sent to our credit card customers upon card renewal or replacement.
New Mastercard with Contactless Payment Function: Starting from 28 August 2019, DBS Mastercard and supplementary card (if any) will come with contactless payment function upon renewal or replacement.
New Black American Express® Card with Contactless Payment Function: Starting from 12 September 2019, DBS Black American Express Card and supplementary card (if any) will come with contactless payment function upon renewal or replacement.
FAQ for the Termination of DBS COMPASS VISA Annual Fee Waiver for Cheung Kong Group Staff

Renew expired credit card: We will automatically send you a new credit card to replace your existing credit card before one month of expiry date.
Replace damaged credit card: If your credit card is damaged, you can apply for replacement via DBS digibot, DBS Card+.
Report credit card loss or theft: If your credit card is lost or stolen, you can report the loss or theft via DBS digibot, DBS Card+ or our hotline.
Things you should know before credit card replacement: You may need to inform related merchants to update the payment instruction after you activated your new replacement card.

Request credit card cancellation: You can cancel your credit card via below channels.
Things you should know before credit card cancellation: You need to settle your full credit card balance, burn your DBS$/COMPASS Dollar before card cancellation.
FAQ for the Termination of COMPASS PARKnSHOP Card
FAQ for the Termination of CABLE Power VISA Card
FAQ for the Termination of DBS Pay Less Visa Platinum Card
FAQ for the Termination of Extravaganza Card / First Edible Nest Card

Delete Card+ App Profile: If you want to delete your Card+ App Profile, you can contact us directly.
Things you should know before Card+ App Profile Deletion: After your Card+ App deletion, you can still retrieve your eStatement.

DBS Card+ App Anti-Malware Security Features: What we are doing to better protect you from malware threats and scams.