Funds

Investment Funds Savings Plan

Benefits

  • Flexible savings plan
  • Dollar cost averaging
  • Wide choice of funds

Flexible savings planAdjust your monthly investment amount at any time, without charge.
Dollar cost averagingBuy more units at market lows and fewer at market highs with the same monthly investment amount.
Wide choice of fundsSelect from a range of funds managed by professional fund management groups and companies.

For example: Mr Lee, Mr Chan and Ms Wong have joined the Investment Fund Savings Plan. Mr Lee is the youngest at sign-up, and will accumulate the most wealth by age 55.

 
 Age when starting the planAccumulated wealth at age 55
Mr. Lee

25

HK$1,637,396

Mr. Chan

30

HK$1,176,242

Ms. Wong

35

HK$814,916



 
Remarks:
  1. Assume annual rate of return at 5%.
  2. Assume monthly investment amount at HK$2,000, paying at the beginning of each month.
  3. The above figures are for illustrative purpose only and are not indicative of actual returns to be achieved.
Minimum Initial Investment;HKD$2,000
Minimum Monthly InvestmentHK$1,000 per Investment Fund
Subscription Fee Discount+2.5% for the first 12 instalments^
3% for the 13th instalment onwards#
Date of Direct DebitThe 8th or 18th of each month
(The next working day if the debit date falls on a public holiday)
Fund Subscription DateThe 1st working day following the direct debit date
Adjustment of Monthly Investment Amount or Change of Investment InstructionNo service fee*
(Minimum 7 working days notice required)
+Only applies to Investment Fund with subscription fee of at least 5%.
^The net subscription fee will range from 2.5% to 3%.
#The net subscription fee will range from 2% to 2.5%.