Structured Investments

Interest Rate Linked Dual Currency SIP

Interest Rate Linked Dual Currency SIP is a structured product embedded with interest rate and foreign exchange rate options.

The Interest Rate for each Interest Period is equal to the applicable Reference Rate, but is floored at the Minimum Interest Rate and capped at the Maximum Interest Rate. If the Linked Currency does depreciate against the Deposit currency on the determination date, your principal amount will be converted to the Linked Currency.

Please refer to the product offering documents for detailed product terms and information.


  • Offers a regular flow of interest income during the investment tenor
  • Opportunity to capture the Reference Rate movement and receive a floating interest income with a floor and cap level

How to Apply

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Important Notes

DBS Bank (Hong Kong) Limited is not your investment adviser or acting in any fiduciary capacity to you. The above information is not and shall not be considered as investment advice. It does not constitute any offer or solicitation of offer to subscribe, transact or redeem any investment product. Investment involves risk. Past performances are not indicative of future performances. You should not rely on the above information alone to make any investment decision. You should carefully read the product offering documentation and our "Investment Products Consolidated Terms and Conditions" for detailed product information and risk factors prior to making any investment. If you have any doubt on this material or any product offering documentation, you should seek independent professional advice.

Structured Investment Product is a structured product involving derivatives ("the Product"). The investment decision is yours but you should not invest in the Product unless DBS Bank (Hong Kong) Limited has explained to you that the Product is suitable for you having regard to your financial situation, investment experience and investment objectives.

The Product is NOT principal protected. The Product is NOT a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong. The Product is different from traditional time deposits and should not be treated as their substitutes.