General Terms and Conditions:

1. The promotion (the “Promotion”) runs from 16 September 2019 to 31 October 2019 (“Promotion Period”).
2. The Promotion is only applicable to customers applying through DBS Bank (Hong Kong) Limited 星展銀行（香港）有限公司 (the “Bank”) (“Customers”).
3. The insurance plans referred to herein are underwritten by Chubb Insurance Hong Kong Limited (“Chubb”). Chubb reserves the right of final approval to the insurance plan application. For the coverage and other details of the insurance plans, please refer to the relevant product materials and policy provisions.
4. All discounts and rewards are non-exchangeable and non-refundable. The Bank can replace the rewards with alternative rewards without prior notice.
5. Customers cannot enjoy the Promotion together with any other offer.
6. Participation in the Promotion is subject to there being no abuse/non-compliance by the Customer failing which the Bank will not credit the reward or where the reward has been credited, the Bank may debit the equivalent value of the reward given from the Customer’s account without notice and/or take such action to recover any outstanding amounts.
7. The Bank may change these terms and conditions and/or modify/terminate the Promotion without notice. The Bank’s decision is final.
8. The English version shall prevail if there is any inconsistency between the English and Chinese versions.
9. The Bank is an insurance agent authorised by Chubb. The Bank will receive commissions and incentives from Chubb as remuneration for marketing Chubb's products.
10. Chubb has the sole discretion in determining Customers’ eligibility to the Promotion.
11. DBS Chubb Insurance Service Hotline (Tel: 3191 6618) is a dedicated Insurance Customer Services Hotline for the Customers.
12. Omni Exclusive Offer
    Customers who successfully apply for MobileShield through DBS Omni app with promotional code “mobile10” during the Promotion Period shall be eligible for a discount of 10% off on the premium payable.
    
    a. Monthly payment – 10% discount on the first year premium;
    b. Annual payment – 10% discount on the first year premium;
13. DBS Omni Extra Discount for DBS Omni App (“Omni Offer”):
    
    a. The Omni Offer is only applicable to cardholders of DBS Credit Card (“Cardholders”) who successfully subscribe for any General Insurance Plans (including MobileShield, except PurchaseOne, TravelOne Insurance) (the “Transaction”) with each policy net premium reaching:
    
    i. HK$300 to HK$999, in which case each policy will be eligible for an extra HK$25 discount (1,000 quotas available on a first come first serve basis);
    ii. HK$1,000 or above, in which case each policy will be eligible for an extra HK$100 discount (100 quotas available on a first come first serve basis);
    (collectively “Reward”) by clicking the red "InstaRedeem" function of the DBS Omni app after the Transaction has been processed.
    b. Cardholders are required to download and register for the DBS Omni app, and to turn on notification of "InstaRedeem" in DBS Omni > Setting > Push Notification before making the Transaction. Cardholders must complete their Reward redemption by 30 November 2019, otherwise the Reward will be forfeited without further notice.
    c. The Reward cannot be transferred, or exchanged for cash, credit limit or other discount, good or service.
    d. Eligibility of any Transaction for the purpose of the Reward shall be determined based on its transaction date and time in the Bank's record. If there is any discrepancy between the Bank's record and Cardholders' transaction slip, the Bank's record shall be final and conclusive.