General Insurance Plan - Travel & Leisure

Private Motor Car Insurance

Protect yourself, your passengers and other road users with our all-round coverage for your peace of mind.

Private Motor Car Insurance


  • No Claim Discount available even if you have made a claim (terms and conditions apply)
  • No excess for Windscreen Damage if your claim is below HK$5,000
  • Replacement of insured vehicles under a year old
  • Medical expenses coverage
  • Personal accident coverage for yourself or another driver
  • Third-party Liability coverage on death or bodily injury to third party
  • Third-party Liability coverage on third party property up to HK$2,000,000
  • 24-hour vehicle assistance services

Latest promotions

Enjoy up to HK$1,000 Gasoline Voucher

The above promotional offer is subject to relevant Terms and Conditions.

How to Apply

  • Call to enquire the DBS MSIG InsureDirect Customer Service Hotline at (852) 3122 6868

Important Notes

  1. The above insurance plan is underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG"). MSIG reserves the right of final approval. DBS Bank (Hong Kong) Limited ("the Bank", which expression includes its successors and assigns) is an insurance agent authorized by MSIG.
  2. DBS MSIG InsureDirect is a dedicated enquiry hotline for DBS customers serviced by MSIG.
  3. Major Exclusions apply: Consequential loss, depreciation wear and tear, damage to tyres unless damage is caused to other parts of the insured car at the same time, or any accident, loss, damage or liability if at the time of the accident, loss, damage or liability occurs or arising from the vehicle being used by the Insured or any authorized driver insured under the Policy who is under the influence of alcohol over the prescribed limit by law.
  4. The above information is intended to be highlights of the plan only. For the plan’s details, terms and conditions and exclusions, please refer to the relevant policy.
  5. In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank will enter into a Financial Dispute Resolution Scheme process with the customer; however any disputes over the contractual terms of the product should be resolved directly between MSIG Insurance (Hong Kong) Limited and the customer.
  6. The Bank will receive commissions and incentives from MSIG as remuneration for marketing MSIG’s products.


Collection of Levy on Insurance Premium

Levy on the above premium amount will be collected by the Hong Kong Independent Insurance Authority at the applicable rate starting on 1 January 2018. For further information, please visit

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