Travel & Leisure

Private Motor Car Insurance

Protect yourself, your passengers and other road users with our all-round coverage for your peace of mind.

Private Motor Car Insurance


  • No Claim Discount available even if you have made a claim (terms and conditions apply)
  • No excess for Windscreen Damage if your claim is below HK$5,000
  • Replacement of insured vehicles under a year old
  • Medical expenses coverage
  • Personal accident coverage for yourself or another driver
  • Third-party Liability coverage on death or bodily injury to third party
  • Third-party Liability coverage on third party property up to HK$2,000,000
  • 24-hour vehicle assistance services

How to Apply

  • Apply online
    Apply Now
  • Call to enquire the DBS MSIG InsureDirect Customer Service Hotline at (852) 3122 6868

Important Notes

  1. The above insurance plan is underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG"). MSIG reserves the right of final approval. DBS Bank (Hong Kong) Limited ("the Bank", which expression includes its successors and assigns) is an insurance agent authorized by MSIG.
  2. DBS MSIG InsureDirect is a dedicated enquiry hotline for DBS customers serviced by MSIG.
  3. Major Exclusions apply: Consequential loss, depreciation wear and tear, damage to tyres unless damage is caused to other parts of the insured car at the same time, or any accident, loss, damage or liability if at the time of the accident, loss, damage or liability occurs or arising from the vehicle being used by the Insured or any authorized driver insured under the Policy who is under the influence of alcohol over the prescribed limit by law.
  4. The above information is intended to be highlights of the plan only. For the plan’s details, terms and conditions and exclusions, please refer to the relevant policy.

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