The content of this webpage is not an investment advice and does not constitute any offer or solicitation to offer of any investment product. It is for general purposes only and does not take into account your individual needs, investment objectives and specific financial circumstances. Investment involves risk. The investor type classification has no relationship with and is not any substitute for the Financial Needs Analysis (the “FNA”) or your risk profiling under the FNA. You instruct us that if there is any conflict or inconsistency between the investor type classification and your investment risk profiling under the FNA, the latter shall prevail and be used for assessing your risk profile for your conducting investment product transaction with our Bank. Please also note that asset allocation does not generate positive return or protection against market loss.

Disclaimer by DBS Group:

1. The webpage (the "Information") is not and shall not be construed as investment advice. This information is meant to be informative and for general purposes only. It does not take into account your individual needs, investment objectives, and specific financial circumstances. The classification, SAA, TAA and model portfolios are for illustration only and do not constitute an offer, invitation, recommendation, or solicitation of any action based upon it.
2. Although the content in this information has been taken from sources that are believed to be accurate, no warranty or representation is made by DBS Bank (Hong Kong) Limited and/or its subsidiaries (collectively, “DBS Group” and each of them “DBS”) as to its correctness, completeness, timeliness or accuracy. DBS Group and its related companies do not assume or undertake any duty to advise any person or investor, and accept no liability whatsoever for any direct, indirect or consequential loss arising from or in connection with any use or reliance of this Information or anything contained in it. Investors should read the relevant offering documents (including the prospectus, if any) before deciding to subscribe for or purchase any product. No part of this Information may be (i) copied or duplicated in any form, by any means, or (ii) re-distributed without the prior written consent of DBS. DBS shall have no liability for any misuse or unauthorised distribution of this Information.
3. The content of this webpage is not an investment advice and does not constitute any offer or solicitation to offer of any investment product. It is for general purposes only and does not take into account your individual needs, investment objectives and specific financial circumstances. Investment involves risk. The investor type classification has no relationship with and is not any substitute for the Financial Needs Analysis (the “FNA”) or your risk profiling under the FNA. You instruct us that if there is any conflict or inconsistency between the investor type classification and your investment risk profiling under the FNA, the latter shall prevail and be used for assessing your risk profile for your conducting investment product transaction with our Bank. Please also note that asset allocation does not generate positive return or protection against market loss.

Risk Disclosure Statements:

1. The Information is not an investment advice and does not constitute any offer or solicitation to subscribe or redeem. Investment involves risk. Past performance is not indicative of future performance. Investor should refer to the offering documentation of the product(s) for detailed information (including risk factors) prior to investing in the product(s). If you have any query on the above information or any product offering documentation, you should seek independent professional advice.
2. The Information has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong. DBSHK is not acting as an adviser or in any fiduciary capacity.
3. If there is any inconsistency between the English and Chinese versions of this Information, the English version shall prevail.