At a Glance

We’ve made it easy to transfer funds to your DBS account from your other local bank accounts, so you can seize investment opportunities to grow your wealth or settle payments in time!

Link your other local bank accounts1 with us to set up an electronic direct debit authorisation (eDDA*), then transfer in with simple steps via DBS digibank HK app.

Transfer in up to HKD/CNY 1 million2
Customise your daily limit and single transaction limit to meet your needs

Enjoy peace of mind with instant approval and notifications
You will be notified immediately if the account linking is successful or the money has arrived

24x7 service with $0 handling fees
eDDA is powered by The Faster Payment System (FPS) for instant3 and secure transactions

One-off set up, transfer-in as often as you wish
Transfer in with simple steps after linking your other local bank accounts4 with us

金

Receive and allocate funds with ease
You can transfer in via DBS digibank HK app from your linked account without switching to or logging in another banking app

* eDDA (Electronic Direct Debit Authorisation) is supported by The Faster Payment System which is provided and operated by Hong Kong Interbank Clearing Limited. Use of related bank services supported by The Faster Payment System are subject to terms and conditions. Please refer to the terms and conditions relating to The Faster Payment System under section M of the Bank Account and Services Terms and Conditions.

1 Available to selected banks only.
2 The daily limit and single transaction limit may vary across banks.
3 The exact timing of debiting funds to your DBS account will be subject to the operation of Payer Bank.
4 eDDA only supports transfers from the customer’s same-name accounts at other banks to the customer’s DBS account (and not to a third party). The customer should ensure details of the personal information are the same between the accounts and that the account they would like to link from Payer Bank is valid. DBS will only verify whether the DBS account selected to receive funds is eligible and there is no duplication in eDDA set-up instructions. The acceptance of the eDDA set-up instruction will be subject to the payer banks’ approval.

 
 

How to link a bank account and transfer in via eDDA

Step 1: Log in and go to Pay & Transfer > Transfer In > Link & Transfer In
Step 2: Let your Digital Token1 authenticate
Step 3: Select the bank to be linked and enter the bank account number
Step 4: Select your DBS receiving account and the transfer currency2 if applicable
Step 5: Input the transfer amount (Customise the daily limit and transaction limit if needed)
Step 6: Confirm to link and transfer
Step 7: Input the one-time password sent through SMS
Step 8: Get instant approval from the bank you just linked to

1 You can activate your Digital Token immediately via DBS digibank HK. Please click here for details.
2 You can set up the transfer currency as Hong Kong dollars or Renminbi. If you wish to set up with both currencies, please perform this set-up once for each currency.

Step 1: Log in and go to Pay & Transfer > Transfer In > Link & Transfer In
Step 2: Let your Digital Token1 authenticate
Step 3: Select the bank to be linked and enter the bank account number
Step 4: Select your DBS receiving account and the transfer currency2 if applicable
Step 5: Input the transfer amount (Customise the daily limit and transaction limit if needed)
Step 6: Confirm to link and transfer
Step 7: Input the one-time password sent through SMS
Step 8: Get instant approval from the bank you just linked to

1 You can activate your Digital Token immediately via DBS digibank HK. Please click here for details.
2 You can set up the transfer currency as Hong Kong dollars or Renminbi. If you wish to set up with both currencies, please perform this set-up once for each currency.

 

How to make another transfer from my linked account

Step 1: Log in and go to Pay & Transfer > Transfer In
Step 2: Select among your linked accounts and tap "Transfer In"
Step 3: Input the transfer amount
Step 4: Confirm to transfer
Step 5: Get instant approval from the linked bank

Step 1: Log in and go to Pay & Transfer > Transfer In
Step 2: Select among your linked accounts and tap "Transfer In"
Step 3: Input the transfer amount
Step 4: Confirm to transfer
Step 5: Get instant approval from the linked bank

 

How to amend the transfer in limits

Please note that the minimum transaction limit cannot be adjusted.

To reset the maximum daily or transaction limit after the account has been linked, or to change currencies (HKD or CNY), please delink the account and set up again.

 

How to delink a bank account

Step 1: Log in and go to Pay & Transfer > Transfer In
Step 2: Swipe the account that you wish to delink to the left and tap “Delink” (where the “Authorised” status originally is)
Step 3: Confirm to delink
Step 4: Get instant approval from the linked bank

Step 1: Log in and go to Pay & Transfer > Transfer In
Step 2: Swipe the account that you wish to delink to the left and tap “Delink” (where the “Authorised” status originally is)
Step 3: Confirm to delink
Step 4: Get instant approval from the linked bank

 

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Frequently Asked Questions

This is an immediate fund-in capability within DBS mobile banking by leveraging an FPS-supported service called eDDA that allows you to:
1) set up authorisation on debiting your other local bank accounts
2) submit immediate fund-in instructions


There are several possible reasons for the failure:

  • If linking to virtual bank(s)1, you may not have activated their transfer limits2 to control funds flow into your same-name /unregistered beneficiaries accounts at other bank(s) yet.
  • If linking to a specific bank3, you may not have logged in to the bank’s mobile app> Payment> Autopay to give your confirmation on our account linking request within 5 business days yet.
  • You may have input the credit card/ debit card number instead of bank account number for the setup, especially for virtual banks.
  • You may have included the bank code, spaces or hyphens when entering the bank account number (e.g. your bank account number is 012-123-123456-987, please enter 123123456987 and exclude 012 which is the bank code of Bank of China in this example)

    The bank code is automatically inserted after you select the bank to link:
  • Your information below with us does not match the other bank’s record:
    1. Name of accountholder
    2. Identification document type
    3. HK ID card or Passport number
    4. Mobile number
  • Your other bank account(s) may be dormant (i.e. no activity for a specific period of time other than transactions initiated by the bank itself).

If you have checked the above reasons and retried, but still encounter setup failure, please check with your other bank(s) for details.

1For example Fusion Bank and ZA Bank, which may be subject to changes implemented by the banks from time to time.

  • For Fusion Bank, please login the banking app > Send > Limit Settings to activate transfer limit to the unregistered beneficiaries accounts.
  • For ZA bank, please login the banking app > FPS & Transfer Settings > Set Limit to activate the same-name account transfer limit.

2You must activate their particular limit at your other bank(s) before proceeding with our eDDA Transfer In service in DBS digibank HK app

3Applicable to Citibank (Hong Kong), which may be subject to changes implemented by the bank from time to time


Transfer in limits differ for different banks as they are subject to arrangements between DBS and other banks.

Recurring transfers from other banks only allow you to transfer a fixed amount to your DBS account at a fixed frequency.

eDDA Transfer In Service offers the flexibility to instantly transfer any amount (within the prescribed limit) to your DBS account from the linked bank anytime.


No, eDDA Transfer In is implemented between your same-name accounts whereas autopay instructions with merchants allow payments from your bank account to a merchant’s account.

Except for banks1 which have their own transfer limits2 to control funds flow into same-name /unregistered beneficiaries accounts at other banks, most payer banks use the daily transfer-in limit that you set when linking accounts (i.e., HKD1,000,000 in this example) in DBS digibank HK App to approve your maximum eDDA transfer in amount.

1For example Fusion Bank and ZA Bank, which may be subject to changes implemented by the banks from time to time
2You must activate their particular limit at your other bank(s) before proceeding with our eDDA Transfer In service in DBS digibank HK app


Yes. You can use a joint account or single name account for this service as long as the linked bank approves it.

If you use a joint account to link your joint account at other banks, we will pass the information of all accountholders (including name, identification document type and its number, as well as mobile number) to the linked bank for verification.

If you use a joint account to link your single name account at other banks, it is subject to the linked bank's approval as well.


No. You must delink that local bank account and choose a DBS receiving account in your preferred currency to link again.

The transfer in request would fail. Please delete the relevant bank account linking record.

You will receive SMS and email notifications no matter the account linking is successful or not.

You will receive SMS and email notifications no matter the transfer in is successful or not.

Terms and Conditions

Terms and Conditions apply. Please refer to Faster Payment System section under section M of the Bank Accounts and Services Terms and Conditions.

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