DBS Eminent Card Welcome Offer Terms and Conditions

1. The DBS Eminent Card Welcome Offer (“Welcome Offer”) is only applicable to applicants who have successfully applied to become the principal cardholder of DBS Eminent Card (including DBS Eminent Visa Signature Card and DBS Eminent Visa Platinum Card) issued by DBS Bank (Hong Kong) Limited (the “Bank”) (“New Card”) by submitting the DBS Eminent Card Application Form (including DBS Eminent Visa Signature Card and DBS Eminent Visa Platinum Card) (“Application Form”) to the Bank during the period from 3 January 2023 to 2 April 2023 (“Offer Period”) and all supporting documents required by the Bank within one month from the date of application.
2. Unless otherwise specified, the Welcome Offer is applicable to “New Customers” only. New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.
3. Under the Welcome Offer, New Customers are entitled to receive the welcome gift (“Welcome Gift”) set out below after downloading DBS Card+ Mobile Application (“DBS Card+”), registering and activating DBS Card+ account within 1 month of the New Card issuance date and fulfilling the relevant spending requirements within 3 months from card issuance date (“Spending Period”):

   Welcome Gift	“Spending Requirement”
   Up to HK$1,000 Cash Rebate: 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of Cash Rebate HK$800; and/or Extra HK$200 Cash Rebate (“Extra Cash Rebate”)	Cash Rebate: accumulate retail spending ("Eligible Spending") of HK$2,800 or above with the New Card within Spending Period Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period: - HK$1,000 or above in total for retail transactions at AlipayHK or WeChat Pay HK or top up amount via Octopus Automatic Add Value Service; or - apply 12-month or above Flexi Shopping Programme

4. Each New Customer can enjoy the Welcome Offer once during the Offer Period. For the avoidance of doubt, if Customer has successfully applied for more than one New Card with the Bank by submitting multiple Application Forms to the Bank, he/she will only be entitled to enjoy the Welcome Offer once in respect of all applications submitted during the Offer Period.
5. The relevant Welcome Gift will be sent to eligible New Customers as follows:
   1. Up to HK$1,000 Cash Rebate:
      1. Cash Rebate will be rounded up to the nearest integer. Cash Rebate and Extra Cash Rebate will be credited to the New Card account of New Customers within 3 months after the end of the Spending Period and will be shown on the monthly statement. Below fulfillment schedule for reference:

         New Card Approval Date	Cash Rebate and Extra Cash Rebate Fulfillment Period
         3 to 31 January 2023	by 30 June 2023
         1 to 28 February 2023	by 31 July 2023
         1 to 31 March 2023	by 31 August 2023
         1 to 30 April 2023	by 30 September 2023

      2. Fulfillment of the Cash Rebate and Extra Cash Rebate shall be calculated based on Eligible Spending, retail transactions at AlipayHK or WeChat Pay HK and top up amount via Octopus Automatic Add Value Service conducted with each New Card successfully applied during the Offer Period. If New Customer has successfully applied for more than one New Card, Eligible Spending, retail transactions at AlipayHK or WeChat Pay HK and top up amount via Octopus Automatic Add Value Service conducted with different New Cards cannot be combined for the purpose of calculating fulfillment of the Spending Requirement. The amount of any Eligible Spending, retail transactions at AlipayHK or WeChat Pay HK and top up amount via Octopus Automatic Add Value Service conducted through any supplementary card under the New Card will be aggregated with that of the principal card of the New Card for the purpose of calculating fulfillment of the Cash Rebate and Extra Cash Rebate.
6. For the purpose of calculating Cash Rebate and Spending Requirement, “Eligible Spending” refers to any posted retail transactions (For a purchase under Card Interest-free Instalment Loan of Eligible Spending, only posted monthly instalments in the New Card account shall be counted). For the avoidance of doubt, the following types of transaction shall not fall under the scope of Eligible Spending: fund purchases, cash advances and relevant handling/administration fees, application fee/handling fee and add value of Octopus Automatic Add-Value Service, casino chips, foreign exchange, finance charges, reversed transactions, late charges, credit card annual fee, “Call-a-loan”, “Balance Transfer”, “Funds Transfer”, “Fee Based Instalment”, “Flexi-Shopping Programme” (except for Extra Welcome Gift), payment via “Pay & Transfer” function of DBS Card+, transactions in Hong Kong Dollars at the point of sales (In case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong, top up of e-Wallets (including but not limited to PayMe, WeChat Pay and Alipay), insurance payment, tax payment, any bill payment transactions made through DBS iBanking, JET Payment Service, 24-hour Customer Services Hotline or any other means as specified by the Bank from time to time, transactions that have been subject to cancellation, charge-back, return of goods and/or refund or any other types of transactions specified by the Bank from time to time.
7. If New Customer cancels his/her New Card mentioned above within 12 months from the date the account is opened, an administration fee equivalent to the face value or reference retail price of the relevant welcome gift at the time of application will be charged to the relevant account without prior notice.
8. Welcome Gift is only available to New Customers whose New Card accounts are determined in the sole discretion of the Bank to be in good standing, remain valid and not in default during the period from New Card issuance date to issuance of the Welcome Gift. The Bank shall have the sole discretion in determining a New Customer’s entitlement to the Welcome Gift.
9. New Customers must keep the original receipt of each Eligible Spending transaction. In case of disputes about the entitlement of Welcome Gift, the Bank reserves the right to require the New Customer to present the original receipt of the Eligible Spending transactions for verification. If there is any discrepancy between the Bank’s record and New Customer’s receipt, the Bank’s record and determination shall be final and conclusive.
10. Entitlement to Welcome Gift is subject to there being no abuse/non compliance by the New Customer, failing which the Bank will debit the value of the Welcome Gift from the New Customer’s account without notice and/or take such action to recover any outstanding amounts.
11. The Bank may change these terms and conditions and/or modify or terminate the Welcome Offer. The Bank’s decision is final.
12. The English version shall prevail if there is any inconsistency between the English and Chinese versions.