DBS Eminent Card Welcome Offer Terms and Conditions

  1. The DBS Eminent Card Welcome Offer (“Welcome Offer”) is only applicable to applicants who have successfully applied to become the principal cardholder of DBS Eminent Card (including DBS Eminent Visa Signature Card and DBS Eminent Visa Platinum Card) issued by DBS Bank (Hong Kong) Limited (the “Bank”) (“New Card”) by submitting the DBS Eminent Card Application Form (including DBS Eminent Visa Signature Card and DBS Eminent Visa Platinum Card) (“Application Form”) to the Bank during the period from 1 July 2022 to 31 July 2022 (“Offer Period”) and all supporting documents required by the Bank within one month from the date of application.
  2. Unless otherwise specified, the Welcome Offer is applicable to “New Customers” only. New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.
  3. Under the Welcome Offer, New Customers are entitled to receive the welcome gift (“Welcome Gift”) set out in the table below after fulfilling the relevant spending requirements:
    Welcome Gift “Spending Requirement”
    Up to HK$1,000 Cash Rebate:
    1. 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of up to HK$800 Cash Rebate; and/or
    2. Extra HK$200 Cash Rebate (“Extra Cash Rebate”)
    • Cash Rebate: must accumulate retail spending ("Eligible Spending") of HK$2,800 or above with the New Card within 3 months from card issuance date ("Spending Period").
    • Extra Cash Rebate: must accumulate spending or make transaction as listed below with New Card within Spending Period:
      - HK$1,000 or above in total for retail transactions at AlipayHK or WeChat Pay HK or top up amount via Octopus Automatic Add Value Service; or
      - apply 12-month or above Flexi Shopping Programme
  4. Each New Customer can enjoy the Welcome Offer once during the Offer Period. For the avoidance of doubt, if Customer has successfully applied for more than one New Card with the Bank by submitting multiple Application Forms to the Bank, he/she will only be entitled to enjoy the Welcome Offer once in respect of all applications submitted during the Offer Period.
  5. New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to Welcome Gift.
  6. Cash Rebate will be rounded up to the nearest integer. Cash Rebate and Extra Cash Rebate will be credited to the New Card account of New Customers within 3 months after the end of the Spending Period and will be shown on the monthly statement.
  7. Fulfillment of the Cash Rebate and Extra Cash Rebate shall be calculated based on Eligible Spending and top up amount via Octopus Automatic Add Value Service conducted with each New Card successfully applied during the Offer Period. If New Customer has successfully applied for more than one New Card, Eligible Spending transactions and top up amount via Octopus Automatic Add Value Service conducted with different New Cards cannot be combined for the purpose of calculating fulfillment of the Spending Requirement. The amount of any Eligible Spending transactions and top up amount via Octopus Automatic Add Value Service conducted through any supplementary card under the New Card will be aggregated with that of the principal card of the New Card for the purpose of calculating fulfillment of the Cash Rebate and Extra Cash Rebate.
  8. For the purpose of Cash Rebate fulfillment, “Eligible Spending” refers to any posted retail transactions (For a purchase under Card Interest-free Instalment Loan of Eligible Spending, only posted monthly instalments in the New Card account shall be counted). For the avoidance of doubt, the following types of transaction shall not fall under the scope of Eligible Spending: fund purchases, cash advances and relevant handling/administration fees, application fee/handling fee and add value of Octopus Automatic Add-Value Service, casino chips, foreign exchange, finance charges, reversed transactions, late charges, credit card annual fee, “Call-a-loan”, “Balance Transfer”, “Funds Transfer”, “Fee Based Instalment”, “Flexi-Shopping Programme” transactions in Hong Kong Dollars at the point of sales (In case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong, top up of e-Wallets (including but not limited to PayMe, WeChat Pay and Alipay), insurance payment, tax payment, any bill payment transactions made through DBS iBanking, JET Payment Service, 24-hour Customer Services Hotline or any other means as specified by the Bank from time to time, transactions that have been subject to cancellation, charge-back, return of goods and/or refund or any other types of transactions specified by the Bank from time to time.
  9. Cash Rebate and Extra Cash Rebate are only available to New Customers whose New Card accounts are determined in the sole discretion of the Bank to be in good standing, remain valid and not in default during the period from New Card issuance date to issuance of the Cash Rebate and Extra Cash Rebate. The Bank shall have the sole discretion in determining a New Customer’s entitlement to the Cash Rebate and Extra Cash Rebate.
  10. New Customers must keep the original receipt of each Eligible Spending transaction. In case of disputes about the entitlement of Cash Rebate and Extra Cash Rebate, the Bank reserves the right to require the New Customer to present the original receipt of the Eligible Spending transactions for verification. If there is any discrepancy between the Bank’s record and New Customer’s receipt, the Bank’s record and determination shall be final and conclusive.
  11. Entitlement to Cash Rebate and Extra Cash Rebate is subject to there being no abuse/non compliance by the New Customer, failing which the Bank will debit the value of the Cash Rebate and Extra Cash Rebate from the Customer’s account without notice and/or take such action to recover any outstanding amounts.
  12. The Bank may change these terms and conditions and/or modify or terminate the Welcome Offer. The Bank’s decision is final.
  13. The English version shall prevail if there is any inconsistency between the English and Chinese versions.