DBS Eminent Card

DBS Eminent Card

For Key Facts Statement for Credit Card, please click here

For Repayment Calculator, please click here.

You can use the Repayment Calculator to work out the number of months and total cost involved in paying a balance in full by making only minimum payment.

At a Glance

Up to HK$600 Welcome Offer

Up to 5% rebate on dining, medical services, sportswear and fitness clubs spending

Up to 1% rebate on other retail spending

Apply now

Exciting Privileges:
Up to 5% Rebate Programme Embrace new beginnings and live your best life in the new year! Register for 2025 “DBS Eminent Card Up To 5% Rebate Programme” via DBS Card+ app during the Programme Period to enjoy up to 5% rebate on designated spending categories!Terms and conditions applyLearn more

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Rewards up to HK$600 *
	10% Cash Rebate (capped at HK$500) *
	Extra HK$100 cash rebate for reloading Octopus via the Octopus Automatic Add-Value Services or making eligible spending via PayMe, WeChat Pay or Alipay*
	Enjoy free trials of Flexi Shopping Programme Successfully apply for Flexi Shopping 3, 6 or 12-month instalments^@ via DBS Card+ app within 3 months after the new card issuance Enjoy a one-off handling fee rebate up to HK$200
	Enjoy a first-year annual fee waiver

Existing Customers^{^}

HK$50 InstaRedeem*

What is InstaRedeem?

Eligibility & Fees


Eligibility	Hong Kong resident aged 18 or above
Minimum annual income requirements (HK$)	DBS Eminent Visa Signature Card: $360,000 DBS Eminent Visa Platinum Card: $150,000
Annual Fee Waiver	First Year Annual Fee Waiver

Apply now

Key Facts Statement | Repayment Calculator

DBS Eminent Visa Signature Card

How to Get Your Card?

New Customer or Existing Customer applies DBS Credit Cards in a faster and more convenience way through DBS Card+!

Download & Apply Now ^**

^**Credit card application may not be approved instantly through DBS Card+ app for some individual reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.

New Customer?
Apply on browser now

Apply now

Current DBS Cardholder?
Applicable to existing principal cardholders who have no change of mobile phone number, home address, nationality or other information

Apply now

Have an ongoing application?

Resume application

Applied already?
Check the application status now

Check Status

DBS Eminent Visa Platinum Card

How to Get Your Card?

New Customer or Existing Customer applies DBS Credit Cards in a faster and more convenience way through DBS Card+!

Download & Apply Now ^**

New Customer?
Apply on browser now

Apply now

Current DBS Cardholder?
Applicable to existing principal cardholders who have no change of mobile phone number, home address, nationality or other information

Apply now

Have an ongoing application?

Resume application

Applied already?
Check the application status now

Check Status

The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.

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Useful Links

DBS$ reward scheme

Changing DBS$ reward scheme

Temporarily increase credit limit

Frequently Asked Questions

What documents required for principal credit card application?

You need to prepare the required documents, e.g the copy of identity document, address proof and income proof etc. to apply principal credit card.

For principal credit card application, you need to fulfill the requirements as below:

Meet minimum annual income requirement of each credit card
Prepare the required application document as follows
There is no limit on the number of cards you may apply for. For each credit card, you may apply for up to 6 supplementary cards.

Note:

For applicants who are not holders of HK permanent ID card, please provide copies of HKID card and valid passport/travel document.

Required principal credit card application document:

Fixed Income Earner

HK Permanent Identity Card of principal card applicants
Latest home address proof issued within the last 6 months (e.g. electricity bill, rate bill, bank statements, e-statement is acceptable). If you have a permanent home address, please also attach the permanent home address proof
Latest 1 month’s computer generated Payroll Advices; or Latest 1 month’s bank statement/passbook showing your name, account number and salary entries; or Full set of latest Salaries Tax Demand Not

Non fixed Income Earner

HK Permanent Identity Card of principal card applicants
Latest home address proof issued within the last 6 months (e.g. electricity bill, rate bill, bank statements, e-statement is acceptable). If you have a permanent home address, please also attach the permanent home address proof
Latest 1 month’s computer generated Payroll Advices (basic salary entries have to be shown on Payroll Advices, otherwise, please provide the latest 3 months’ record.); or Latest 3 month’s bank statement/passbook showing your name, account number and salary entries

Self-employed Group

HK Permanent Identity Card of principal card applicants
Latest home address proof issued within the last 6 months (e.g. electricity bill, rate bill, bank statements, e-statement is acceptable). If you have a permanent home address, please also attach the permanent home address proof
Business Registration Certificate and Full set of latest Profits Tax Demand Note and Latest 3 months’ bank statement/passbook showing your company name, account number and transaction entries

Non-working Group

HK Permanent Identity Card of principal card applicants
Latest home address proof issued within the last 6 months (e.g. electricity bill, rate bill, bank statements, e-statement is acceptable). If you have a permanent home address, please also attach the permanent home address proof
Latest Fixed Deposit Advice or Investment Statement issued by bank

For selection of below plans application, please submit additional documents

"Funds Transfer" Programme / "Call-a-loan" Service

Photocopy of the bank statement (except online statement) or first page of passbook of HKD current / savings account showing the bank name, your name and account number to which the transfer amount of the "Funds Transfer" Programme/loan amount of the "Call-a-loan" Service is transferred (joint account will not be accepted)

Where can I check application status or submit missing credit card application documents?

Application Status

You can check your application status online and we will send you email notification upon the approval of your credit card application.

You can check your application status here.

You will get email notification upon the approval of application

Submit Documents

You can submit the missing documents online after you submit your credit card application.

You can submit your missing documents through the following ways:

Online (Highly recommended)

Click here to submit the documents online

Branch

You can find the DBS branch nearby and submit the documents to the branch staff.

What is the eligible spending to earn cash rebate?

Eligible spending refers to all posted retail purchase transactions with official payment records at any points of sales (either physical or online) of merchants.

Upon successful registration, you can earn up to 5% rebate with DBS Eminent Card as following:

Up to 5% rebate on Eligible Spending of HK$300 or above which belongs to dining, sportswear, fitness clubs or medical services
Up to 1% rebate on Eligible Spending of less than HK$300 under dining, sportswear, fitness clubs or medical services, and an Eligible Spending other than the above designated categories

Please refer HERE for more details.

How can I check my cash rebate amount?

You can check cash rebate earned in your Statement / eStatement.

DBS Card+Introducing the brand new DBS Card+ mobile app, the perfect companion for your DBS Credit Cards. Download and experience four ‘first-in-market’ innovations that will revolutionalise the way you use your credit cards.

Spending

Insight

Budget

InstaRedeem

EasyPaymentLearn More

Download DBS Card+ Now

Download Now

Or click the link below to download

Spending Protection & Useful Information

Shopping Protection	When you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant. If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association. The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions. Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”). Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances. Examples of chargeback: Cardholder did not receive the goods or services he/she paid for due to closure of the merchant Cardholder returned the purchased goods but did not get the refund from the merchant within the agreed timeframe Cardholder cancelled the subscribed services but merchant continues to charge for recurrent payments Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction. Important Note: The chargeback mechanism is not applicable to purchases with credit cards through the use of Card Interest-Free Instalment Loan offered by us.
Fraud Transaction Protection	If you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid. Important Notes: You should report the doubtful or unauthorized transaction(s) on any statements to us within 60 days after the relevant statement date , otherwise you shall be deemed to have accepted such transactions and any dispute requests subsequently raised may be declined. According to the rules of relevant card association, there is no dispute right for certain transactions. Use of your credit card shall always be subject to DBS Personal Credit Card Terms and Conditions, DBS$ / COMPASS CARD Reward Scheme Terms and Conditions and DBS$ / COMPASS Dollar Redemption Offer Terms and Conditions.
Superior Line of Credit	DBS COMPASS VISA offers you generous spending limits for maximum financial flexibility. You may also request for an instant temporary credit limit increase* anytime you want. Please download and complete the Credit Card Line Increase/Reduction Request Form and return to us with copy of your current income proof via fax to (852) 2235 5901. *Not applicable to cash advance and subject to final approval of DBS Bank (Hong Kong) Limited
VISA Plus Global Service	You can withdraw local currencies anywhere in the world through ATMs bearing the logo from your pre-registered DBS Bank HKD Savings or Current Account with your DBS COMPASS VISA* *A HK$25 handling fee applies for each transaction made and details will be recorded in your passbook or bank statement.
Frequently Asked Questions	Credit Cards Frequently Asked Questions
DBS Personal Credit Card Terms and Conditions	DBS Personal Credit Card Terms and Conditions
Key Facts Statement	Click here for details
Fee Schedule	DBS Credit Card Fee Schedule & Annualized Percentage Rate Table
Others card features and benefits	Click here for details
Unlimited up to 1% COMPASS Dollar rebate	1% COMPASS Dollar rebate offer will be valid till 3 Jan 2024. Please visit here for details.

Remarks:
^New Customers” shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank. “Existing Customers" shall mean applicants who, during the New Card approval process have applied for, currently hold, or in the 12 months prior to the date of application for the New Card, have held and/or cancelled any DBS Credit Card issued by the Bank.

**Credit card application may not be approved instantly through DBS Card+ app for respective reasons. The Bank may request other documents from you, like address proof and income proof, for application approval. The credit card application is subject to the Bank’s final approval.

^*Welcome gift is subject to Welcome Offer Terms and Conditions.

^@Credit Card New Customer Flexi Shopping offer is bounded by the Terms and Conditions.

For other related Credit Card Terms & Conditions, please refer to the Bank’s website go.dbs.com/hk-cardtnc_en.

The terms and conditions relating to this promotion campaign is available for download at our website from now until 7 days after the end of the promotional period. Customers may not be able to access or download such version of the information subsequent to the expiry of the specified timeframe. You are advised to download and store a copy for future reference. If you do not agree or have no online access to the terms and conditions, you may contact our Customer Services and request for a physical copy.

“DBS Eminent Card Up To 5% Rebate Programme” Remarks:

1.DBS Eminent Cardholders must complete the registration of “DBS Eminent Card Up To 5% Rebate Programme” successfully via DBS Card+ mobile application to participate in this Programme. For cardholders who successfully register from 2 Dec 2024 to 31 Dec 2024, Eligible spending will be calculated for rebate according to this programme from the first day to the end of Programme Period; For cardholders who successfully register during the Programme Period, Eligible spending will be calculated for rebate according to this programme from the next calendar day following successful registration.
Applicable to retail spending of physical or online merchants. We will classify all eligible spending according to the merchant codes as defined by Visa or a merchant's acquiring bank, and is determined by the Bank at its sole discretion.
An Eligible Spending with a single net spending of HK$300 or above of Designated Categories is eligible for earning up to 5% rebate. An eligible spending with a single net spending of less than HK$300 under Designated Categories, and an Eligible Spending other than the Designated Categories are eligible for Up to 1% Rebate on Other Retail Spending.
he first HK$8,000 (applicable to Visa Signature Card) / HK$4,000 (applicable to Visa Platinum Card) spending of the Designated Categories of Spending in total in each calendar month will be entitled to a 5% rebate, and the first HK$20,000 (applicable to Visa Signature Card) / HK$15,000 (applicable to Visa Platinum Card) spending of the Other Retail Spending in each calendar month will be entitled to a 1% rebate.
The first HK$5,000 E-Wallet Retail Spending in each calendar month, excluding the thereafter E-Wallet Retail Spending exceeding HK$5,000, will be entitled the reward.
Designated Spending Categories of this Programme does not include veterinary spending.