DBS Black World Mastercard®
For Key Facts Statement for Credit Card, please click here
For Repayment Calculator, please click here. You can use the Repayment Calculator to work out the number of months and total cost involved in paying a balance in full by making only minimum payment.
We are all travel addicts. That's why we offer you 2X DBS$+ (HK$6 = 1 mile) on local spending and 3X DBS$+ (HK$4 = 1 mile) on overseas spending, plus a host of travel perks.
Remarks: Starting from 28 August 2019, all newly issued, renewed or replaced Mastercard will be equipped with Mastercard contactless payment function.
New customers^ who successfully apply DBS Black World Mastercard® by 30 November 2020 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 2 months and activating DBS Omni account*:
|Up to 50,000 miles (as low as HK$0.5 = 1 mile) |
Rollink Flex 21 Foldable Suitcase (Orange) + 2,000 miles
Spending requirement: HK$6,800 or above with the New Card within 2 months of the New Card issuance date
Existing Customers who successfully apply DBS Black World Mastercard® by 30 November 2020 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Omni account in the first month:
Up to HK$200 “InstaRedeem” Amount
“InstaRedeem” Amount will be sub-divided into 4 times (HK$50 each time) and pushed automatically to the eligible Existing Customer once per calendar month after the eligible Existing Customer has completed Eligible Spending with amount of HK$50 or above.
Spending requirement: HK$1,800 or above with the New Card within 3 months of the New Card issuance date
Double Welcome Offer
New Customer# apply for DBS Credit Card can also enjoy the following double welcome offer：
3 Free Trials for Flexi Shopping
3 months Interest Cash Rebate for Instant Cash Instalment Loan
3 Free Trials for Flexi Shopping
New customers apply for Flexi-Shopping with 6 months instalments via DBS Omni during the Promotion Period to enjoy 3-Times Free Trial for Flexi Shopping!
Promotion is bound by Terms and Conditions
3 months Interest Cash Rebate for Instant Cash Instalment Loan Promotion
During the promotion period, new customers successfully applied the first Instant Cash Instalment Loan with cash out amount >=HK$30,000 and number of Instalments >= 36 months could enjoy 3 months Interest Cash Rebate.
Promotion is bound by Terms and Conditions
#New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or COMPASS VISA credit cards) issued by the Bank.
|Download & Apply Now|
|New Customer applies through Website||Apply now|
|Resume your application||Resume application|
+ For details of 2X and 3X DBS$, please refer to the web page of DBS$ Reward Scheme and DBS$ Reward Scheme Terms and Conditions. Please click here for details.
* New Customer must download DBS Omni, register and activate DBS Omni account within 2 months of the New Card issuance date in order to be eligible to the Welcome Gift.
^ New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or COMPASS VISA credit cards) issued by the Bank.
Welcome Offer is subject to Welcome Offer Terms and Conditions.
The online application will not be processed in real time and is not for urgent submission of information. Should you have any enquiry, please contact our 24-hour hotline at (852) 2290 8888.
Download DBS Omni：
|Shopping Protection||When you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant. If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association.|
The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions. Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”). Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances.
Examples of chargeback:
Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction.
|Fraud Transaction Protection||If you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid. |
24-hour Emergency Card Replacement
In the event that DBS Black Card is stolen, damaged or lost in Hong Kong, please call 24-hour Customer Service Hotline (852) 2290 8888 and we will provide a replacement card by the next business day within Hong Kong.
DBS Black Card DBS$ Conversion Rates
|Frequently Asked Questions|
|DBS Personal Credit Card Terms and Conditions|
|Key Facts Statement||Click here for details|
|Others card features and benefits||Click here for details|
How to Apply
Should there be any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.Personal Information Collection (PIC)
DBS Bank (Hong Kong) Limited safeguards your data in accordance with applicable Hong Kong laws.
We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.
Reminders about Responsible Borrowing
- You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
- You should assess your repayment ability and avoid over-borrowing.
- You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
- To borrow or not to borrow? Borrow only if you can repay!